Okoboji, IA

Iowa

Okoboji is a small town in Iowa with a population of 806. Residents earn $59,167 per year, which is 21% below the national average.

4.1 /5.0
A Great
806 Population 458/sq mi density
$59,167 Median Income $55,879 per capita
$320,000 Home Value $406,656 Zillow
$935 Median Rent
46°F Avg Temperature
A
Overall
4.1 / 5.0
Great overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$59,167 median income, 1.2% unemployment
B+
Affordability
3.6 / 5.0
$320,000 home value, $935/mo rent
A
Education
4.3 / 5.0
41.8% bachelor's degree or higher
Median Income $59,167
21% lower than US avg
Home Value $320,000
14% higher than US avg
Bachelor's+ 41.8%
24% higher than US avg
Median Rent $935
20% lower than US avg
Obesity Rate 36.9%
15% higher than US avg
Unemployment 1.2%
67% lower than US avg
Poverty Rate 3.1%
75% lower than US avg

How Okoboji Compares to the U.S. Average (100% = U.S. avg)

People

Population806
Median Age51.0 yrs
Density458/mi²
Male / Female48% / 52%
Largest GroupWhite 93%

Economy

A
Median Income$59,167
Per Capita$55,879
Unemployment1.2%
Poverty3.1%
County GDP$1,529M
Commute18 min

Housing

B+
Home Value$320,000
Rent$935
OwnershipN/A
Zillow$406,656

Crime

ViolentN/A
PropertyN/A

Health

Obesity36.9%
UninsuredN/A
Depression21.2%
Heart Disease4.7%

Climate

Avg Temp46°F
AQI43 (Good)
Rain29.1 in/yr
Elevation1,425 ft

Education

A
Bachelor's+41.8%
High School+98.3%
School Score5.73

Community

2024 VoteR 69% / D 29%
Commute18 min
Libraries5

Is Okoboji a Good Place to Live?

Based on current data, Okoboji receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Okoboji stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Okoboji is $59,167, 21% below the national average of $75,149. The job market is very strong with unemployment at just 1.2%. Only 3.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Okoboji is $320,000, 14% above the national median. Renters pay a median of $935 per month, below the national average — a plus for affordability. The price-to-income ratio of 5.4x means housing costs are stretched relative to local earnings.

Education

Educational attainment is solid, with 41.8% holding a bachelor's degree or higher, near the national average. 98.3% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Okoboji experiences four distinct seasons with an average temperature of 46°F. Winters average 16°F in January while summers reach 73°F in July. Annual precipitation totals 29.1 inches, including 41.5 inches of snow. Air quality is rated Good with a median AQI of 43.

Okoboji has a population of 806 with a density of 458 people per square mile. The median age is 51.0 years, 31% older than the national median of 38.9. The city is predominantly White (93.2%).

Population

806
Total Population
458
People / sq mi
51.0yrs
Median Age
31% above US avg
1.8mi²
Land Area

Gender Distribution

Male 48.1%
Female 51.9%

Race & Ethnicity

Okoboji vs U.S. Average

Language Spoken at Home

English Only91.3%
16% above US avg
Spanish8.7%
35% below US avg

Social Characteristics

Okoboji vs U.S. Average

The median household income in Okoboji is $59,167, which is 21% below the national average of $75,149. The unemployment rate is 1.2% (below the 3.6% US average). 3.1% of residents live below the poverty line. Workers commute an average of 18 minutes.

Income: Okoboji vs U.S.

Commute Mode

Income

Median HH Income$59,167
21% below US avg
Per Capita Income$55,879
Avg Weekly Wage$897
IRS Avg AGI$99,626

Employment & Poverty

Unemployment1.2%
67% below US avg
Poverty Rate3.1%
75% below US avg
Establishments (County)958
County GDP$1,529M

Business (County)

Restaurants107
Healthcare59
Retail107
Manufacturing39

Tax & Cost of Living

Property Tax (IRS)$7,645
118% above US avg
Effective Tax Rate2.39%

Commute & Transportation

Commute Time18.1 min
Work from Home17.2%

Walkability

The median home value in Okoboji is $320,000, 14% above the national average. Monthly rent averages $935 (20% below US avg). Zillow estimates the typical home value at $406,656.

Home Value Sources

Ownership Split

Home Values

Census Median$320,000
14% above US avg
Zillow ZHVI$406,656
Median List Price$649,450

Real Estate Market (Redfin)

Median List Price$649,450
$/Sq Ft$183
Homes Sold2
Sale-to-List Ratio96.2%
Price Drops7.4%
Inventory27

Rental Costs

Census Median Rent$935
20% below US avg

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied67.0%

Property Tax

Avg Tax (IRS)$7,645
118% above US avg
Effective Rate2.39%
In Okoboji, 36.9% of adults are obese (above the 32.1% national rate). 21.2% report depression. 19.5% are physically inactive.

Health Metrics: Okoboji vs U.S. Average (%)

Chronic Conditions

Obesity36.9%
15% above US avg
Diabetes8.0%
Heart Disease4.7%
High Blood Pressure28.4%
Asthma10.1%
COPD5.0%
Stroke2.4%

Behaviors & Mental Health

Binge Drinking22.7%
Physical Inactivity19.5%
Depression21.2%
Mental Distress16.3%
Physical Distress10.4%

Healthcare Access

Insurance Rate97.3%
Checkup Rate75.4%
Premature Death4,872/100K

Food & Exercise

Food Environment9.2/10
Exercise Access79.7%
Healthcare Facilities59

Crime Rates: Okoboji vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)1

Safety Score

Okoboji has an average annual temperature of 46°F (8°C). Winters average 16°F in January while summers reach 73°F in July. Annual precipitation is 29.1 inches. Air quality is rated Good with a median AQI of 43.

Temperature

16°F Jan (-9°C) 73°F Jul (23°C)
Annual Average45.7°F
15% below US avg
January Average16°F (-9°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall29.1 inches
24% below US avg
Snowfall41.5 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation1,425 ft (434 m)
Area1.8 sq mi (4.6 km²)
Population Density458/sq mi
Coordinates43.3881°N, 95.1332°W
County FIPS19059
It is classified as Nonmetro — Urban 2.5K–20K. 41.8% of residents hold a bachelor's degree or higher (24% above US avg). In the 2024 election, the county voted Republican by a 40-point margin.

2024 Presidential Election (County)

R 69.5%
D 29.5%

Winner: Republican by 40 points

Education

Bachelor's Degree+41.8%
24% above US avg
High School+98.3%
School Test Score5.73
A Education Grade (4.3/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density458/sq mi
Total Area1.8 sq mi

Infrastructure & Services

Alt Fuel Stations1
Public Libraries5
Healthcare Facilities59
Restaurants107
Retail Stores107

Safety & Disasters

Fatal Crashes (County/yr)1

Commute & Transportation

Avg Commute18.1 min
Work from Home17.2%

Nearby Cities

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