Median Income
$92,550
23% higher than US avg
Home Value
$73,100
74% lower than US avg
Violent Crime
397/100K
5% higher than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
41.6%
30% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Ora Compares to the U.S. Average (100% = U.S. avg)
People
Population136
Median Age47.0 yrs
Density257/mi²
Male / Female63% / 37%
Largest GroupWhite 100%
Veterans95.0%
Economy
A+
Median Income$92,550
Per Capita$29,735
Unemployment0.0%
Poverty0.0%
County GDP$690M
Housing
A+
Home Value$73,100
Ownership100.0%
Zillow$157,834
Housing Units182
Rent Burden26.6%
Crime
F
Violent397/100K
Property3,121/100K
Health
Obesity41.6%
Smoking19.8%
Depression28.4%
Heart Disease6.2%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain42.2 in/yr
Sunny Days275/yr
Elevation731 ft (223 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score5.33
Community
2024 VoteR 75% / D 23%
Broadband63.0%
EV Stations1
Libraries5
Is Ora a Good Place to Live?
Based on current data, Ora receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Ora stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Ora is $92,550, 23% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Ora is $73,100, 74% below the national median / offering relatively affordable homeownership. At just 0.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 397 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 3,121 per 100,000, 59% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Ora experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.2 inches, including 28.5 inches of snow. Air quality is rated Good with a median AQI of 41.
Ora has a population of 136 with a density of 257 people per square mile, spread across 0.5 square miles. The median age is 47.0 years, 21% older than the national median of 38.9. The gender split is 36.8% female and 63.2% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 95.0% of the population are veterans, above the national rate of 6.0%. 10.9% of residents have a disability. 94.6% have health insurance coverage.
Population
47.0yrs
Median Age
21% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Ora is $92,550, which is 23% above the national average of $75,149. Per capita income is $29,735 (below the $39,052 national figure). The average weekly wage is $849, 41% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 337 business establishments, including 29 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $92,550 |
| 23% above US avg |
| Per Capita Income | $29,735 |
| Avg Weekly Wage | $849 |
| IRS Avg AGI | $58,879 |
| Gini Index | 0.430 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 337 |
| County GDP | $690M |
Business (County)
| Restaurants | 29 |
| Healthcare | 23 |
| Retail | 65 |
| Manufacturing | 18 |
Tax & Cost of Living
| Property Tax (IRS) | $2,765 |
| 21% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.78% |
Commute & Transportation
| Drive Alone | 87.1% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Ora is $73,100, 74% below the national median of $281,900. Zillow estimates the typical home value at $157,834, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 182 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $2,765 (lower than the $3,500 national average). 26.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 0.8x, well within the affordable range.
Home Values
| Census Median | $73,100 |
| 74% below US avg |
| Zillow ZHVI | $157,834 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 182 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $2,765 |
| 21% below US avg |
| Effective Rate | 3.78% |
In Ora, 41.6% of adults are obese, above the national rate of 32.1%. 11.3% have diabetes. Heart disease affects 6.2% of residents. 34.2% have high blood pressure. 19.8% are current smokers (above the 14.0% national rate). 17.4% report binge drinking. 27.1% are physically inactive. 28.4% report depression (above the 20.0% national average). 20.7% experience frequent mental distress. The primary care physician ratio is 1:7,791. The dentist ratio is 1:4,652. 67.2% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Ora vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.6% |
| 30% above US avg |
| Diabetes | 11.3% |
| Heart Disease | 6.2% |
| High Blood Pressure | 34.2% |
| Asthma | 11.8% |
| COPD | 8.6% |
| Cancer | 7.4% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 19.8% |
| 41% above US avg |
| Binge Drinking | 17.4% |
| Physical Inactivity | 27.1% |
| Depression | 28.4% |
| Mental Distress | 20.7% |
| Physical Distress | 14.7% |
| Short Sleep | 41.1% |
Healthcare Access
| Insurance Rate | 94.6% |
| |
| Primary Care | 1:7,791 |
| Dentists | 1:4,652 |
| Mental Health | 1:2,901 |
| Checkup Rate | 76.4% |
| Dental Visits | 55.2% |
| Premature Death | 12,710/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 67.2% |
| Healthcare Facilities | 23 |
Ora has a violent crime rate of 397 per 100,000 residents, 5% above the national average of 380. Property crime stands at 3,121 per 100,000, 59% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Ora receives a safety grade of F.
Crime Rates: Ora vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 397.3/100K |
| 5% above US avg |
| |
Property Crime
| Total Property | 3,121.5/100K |
| 59% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Ora experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.2 inches. The area receives 28.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 731 feet.
Temperature
24°F Jan (-5°C)
72°F Jul (22°C)
| Annual Average | 49.5°F |
| 8% below US avg |
| January Average | 24°F (-5°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 731 ft (223 m) |
| Area | 0.5 sq mi (1.4 km²) |
| Population Density | 257/sq mi |
| Coordinates | 41.1766°N, 86.5552°W |
| Timezone | America/Indiana/Indianapolis |
| County | Starke County County |
| Nearest Airport | Porter County Regional (VPZ)
30 miles away |
Precipitation & Snow
Annual Rainfall
42.2"
11% above US avg
Wettest Month (Jun)
4.25"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.9 / 100 |
| Social Vulnerability | 41.3 / 100 |
| Community Resilience | 73.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.2. Most recent: M3.2 on Nov 4, 2013.
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
126 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
130 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
99 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
575 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 139 fatalities, 2,311 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
84 km |
3 |
| Mar 20, 1976 |
EF4 |
87 km |
0 |
| Apr 3, 1974 |
EF4 |
89 km |
18 |
| Apr 11, 1965 |
EF4 |
87 km |
5 |
| Apr 11, 1965 |
EF4 |
88 km |
25 |
| Apr 11, 1965 |
EF4 |
54 km |
36 |
| Apr 11, 1965 |
EF4 |
56 km |
31 |
| Apr 11, 1965 |
EF4 |
97 km |
0 |
| May 27, 2019 |
EF3 |
42 km |
0 |
| Aug 24, 2016 |
EF3 |
85 km |
0 |
| Nov 17, 2013 |
EF3 |
95 km |
0 |
| Jun 5, 2010 |
EF3 |
68 km |
0 |
| Oct 18, 2007 |
EF3 |
35 km |
0 |
| May 30, 2004 |
EF3 |
61 km |
0 |
| Oct 24, 2001 |
EF3 |
50 km |
1 |
| Jun 11, 1998 |
EF3 |
96 km |
0 |
| Jun 25, 1978 |
EF3 |
90 km |
0 |
| Jul 7, 1977 |
EF3 |
84 km |
0 |
| Mar 12, 1976 |
EF3 |
98 km |
1 |
| Mar 12, 1976 |
EF3 |
14 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
64 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,602 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
UNNAMED |
1,602 |
88 km |
| 1986 |
OGDEN DUNS |
863 |
73 km |
| 2021 |
21-INDU TOLLESTON DUNES EAST |
594 |
73 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
69 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-5°C) |
1.9 in |
Coldest |
| February |
27°F (-3°C) |
1.7 in |
Driest |
| March |
38°F (3°C) |
2.8 in |
|
| April |
49°F (10°C) |
3.7 in |
|
| May |
60°F (16°C) |
3.8 in |
|
| June |
69°F (21°C) |
4.3 in |
Wettest |
| July |
72°F (22°C) |
3.9 in |
Warmest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
64°F (18°C) |
3.6 in |
|
| October |
52°F (11°C) |
3.0 in |
|
| November |
40°F (5°C) |
3.2 in |
|
| December |
29°F (-2°C) |
2.7 in |
|
Ora has a seasonal temperature swing of 48°F / from 24°F in January to 72°F in July. Total annual precipitation is 38.2 inches, with June being the wettest month (4.3") and February the driest (1.7").
Average costs for common services in Ora. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Ora
What is the population of Ora?
Ora has a population of 136 residents and is located in Indiana. The population density is 257 people per square mile, spread across 0.5 square miles. The median age of residents is 47.0 years, which is older than the national median of 38.9 years. The population is 36.8% female and 63.2% male.
Is Ora expensive to live in?
Ora is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $92,550, 23% above the national average of $75,149. The median home value is $73,100 (74% below the U.S. median). The home price-to-income ratio is 0.8x, indicating housing is reasonably affordable relative to local income levels.
Is Ora safe?
The violent crime rate in Ora is 397 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 3,121 per 100,000 (above the national average). Overall, Ora receives a safety grade of F based on combined crime data.
What is the weather like in Ora?
Ora has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 42.2 inches, with 28.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Ora?
The job market in Ora is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $849. There are 337 business establishments in the area, including 29 restaurants and food service locations.
How much does housing cost in Ora?
The median home value in Ora is $73,100. Zillow estimates the typical home value at $157,834. The homeownership rate is 100.0%. The average annual property tax is $2,765.
How are the schools in Ora?
Schools in Ora score 5.3 out of 10 on standardized testing, near the national average. 0.0% of adults in Ora hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Ora?
The obesity rate in Ora is 41.6% (above the national rate of 32.1%). 19.8% of adults are smokers. 27.1% are physically inactive. 28.4% of residents report depression. 67.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:7,791.
What are the demographics of Ora?
The racial and ethnic makeup of Ora is 100% White. 100% of residents speak only English at home. 95.0% of the population are military veterans. 10.9% of residents have a disability. 94.6% have health insurance coverage.
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