Otego, NY
Full City Profile · New York · Otsego County County
3.6
/5.0
B+
Good
965
Population
832/sq mi density
$76,908
Median Income
$40,572 per capita
$173,800
Home Value
$179,512 Zillow
$929
Median Rent
22.6% income on rent
46°F
Avg Temperature
246 sunny days/yr
186
Violent Crime/100K
1,776 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$76,908 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$173,800 home value, $929/mo rent
F
Safety
1.0 / 5.0
186 violent crimes/100K
A
Education
4.0 / 5.0
37.5% bachelor's degree or higher
Income Overview
Median Household Income
$76,908
2% above
US avg: $75,149
Per Capita Income
$40,572
4% above
US avg: $39,052
Unemployment Rate
0.0%
100% below
US avg: 3.6%
Poverty Rate
2.3%
81% below
US avg: 12.4%
Income Comparison: Otego vs. U.S. Average
Each bar shows Otego’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$76,908
102%
Per Capita
US: $39,052
$40,572
104%
IRS Avg AGI
US: $72,000
$67,606
94%
Avg Weekly Wage
US: $1,432
$1,160
81%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,160
19% below US avg ($1,432)
Mean Commute Time
20 min
28% below US avg (28 min)
Work From Home
4.8%
68% below US avg (15.2%)
Drive Alone
83.9%
15% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$3,518M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
83.9%
Public Transit
0%
Work From Home
4.8%
Other
11.3%
Average commute time
20 minutes
US avg: 28 min
Business Landscape
Total Establishments
1,538
Restaurants
190
Healthcare
156
Retail
243
Manufacturing
56
Tax & Financial
IRS Avg Adjusted Gross Income
$67,606
6% below US avg ($72,000)
Avg Property Tax
$7,079
102% above US avg ($3,500)
Cost of Living Index
107.9
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $76,908 |
| Per Capita Income | $40,572 |
| IRS Avg Adjusted Gross Income | $67,606 |
| Avg Weekly Wage | $1,160 |
| County GDP | $3,518M |
Hardship Indicators
| Unemployment Rate | 0.0% |
| Poverty Rate | 2.3% |
| Gini Coefficient | 0.454 |
| Cost of Living Index | 107.9 |
Commute
| Mean Commute | 20 minutes |
| Drive Alone | 83.9% |
| Public Transit | 0.0% |
| Work From Home | 4.8% |
Businesses
| Total Establishments | 1,538 |
| Restaurants | 190 |
| Healthcare | 156 |
| Retail | 243 |
| Manufacturing | 56 |
Tax
| IRS Avg AGI | $67,606 |
| Avg Property Tax | $7,079 |
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