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Otego, NY
Full City Profile · New York · Otsego County County
3.6
/5.0
B+
Good
965
Population
832/sq mi density
$76,908
Median Income
$40,572 per capita
$173,800
Home Value
$179,512 Zillow
$929
Median Rent
22.6% income on rent
46°F
Avg Temperature
246 sunny days/yr
186
Violent Crime/100K
1,776 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$76,908 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$173,800 home value, $929/mo rent
F
Safety
1.0 / 5.0
186 violent crimes/100K
A
Education
4.0 / 5.0
37.5% bachelor's degree or higher
Housing Overview
Median Home Value
$173,800
38% below
US avg: $281,900
Median Rent
$929/mo
20% below
US avg: $1,163/mo
Homeownership Rate
64.1%
2% below US avg (65.4%)
Total Housing Units
408
Median year built: 1955
Home Value by Source
Census Median
$173,800
Zillow (ZHVI)
$179,512
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
64.1%
Owner-Occupied
35.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$929/mo
Affordability & Housing Stock
Rent Burden
22.6%
of renters spending 30%+ of income on housing
27% below US avg (31.0%)
Median Year Built
1955
Average age of housing stock: 71 years
Homeownership Rate
64.1%
Complete Housing Data
Home Values
| Census Median Value | $173,800 |
| Zillow Home Value (ZHVI) | $179,512 |
Rent
| Census Median Rent | $929 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
Ownership & Stock
| Owner-Occupied | 64.1% |
| Renter-Occupied | 35.9% |
| Homeownership Rate | 64.1% |
| Total Housing Units | 408 |
| Median Year Built | 1955 |
| Rent Burden | 22.6% |