Otwell, IN

Indiana

Otwell is a small town in Indiana with a population of 430. Residents earn $47,422 per year, which is 37% below the national average.

3.1 /5.0
B Good
430 Population 240/sq mi density
$47,422 Median Income $21,578 per capita
$126,200 Home Value $211,869 Zillow
N/A Median Rent
54°F Avg Temperature
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$47,422 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$126,200 home value
D
Education
1.6 / 5.0
7.3% bachelor's degree or higher
Median Income $47,422
37% lower than US avg
Home Value $126,200
55% lower than US avg
Bachelor's+ 7.3%
78% lower than US avg
Obesity Rate 37.3%
16% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 31.8%
156% higher than US avg

How Otwell Compares to the U.S. Average (100% = U.S. avg)

People

Population430
Median Age30.0 yrs
Density240/mi²
Male / Female60% / 40%
Largest GroupWhite 100%

Economy

C+
Median Income$47,422
Per Capita$21,578
Unemployment0.0%
Poverty31.8%
County GDP$694M
Commute14 min

Housing

A+
Home Value$126,200
RentN/A
OwnershipN/A
Zillow$211,869

Crime

ViolentN/A
PropertyN/A

Health

Obesity37.3%
UninsuredN/A
Depression26.8%
Heart Disease5.8%

Climate

Avg Temp54°F
AQI41 (Good)
Rain47.9 in/yr
Elevation496 ft

Education

D
Bachelor's+7.3%
High School+84.3%
School Score6.01

Community

2024 VoteR 77% / D 22%
Commute14 min
Libraries3

Is Otwell a Good Place to Live?

Based on current data, Otwell receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes. Otwell offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Otwell is $47,422, 37% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 31.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 14 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Otwell is $126,200, 55% below the national median — offering relatively affordable homeownership. At just 2.7x median income, home prices are very affordable relative to local earnings.

Education

7.3% of residents hold a bachelor's degree, below the national average of 33.7%. 84.3% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Otwell experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 75°F in July. Annual precipitation totals 47.9 inches. Air quality is rated Good with a median AQI of 41.

Otwell has a population of 430 with a density of 240 people per square mile. The median age is 30.0 years, 23% younger than the national median of 38.9. The city is predominantly White (100%).

Population

430
Total Population
240
People / sq mi
30.0yrs
Median Age
23% below US avg
1.8mi²
Land Area

Gender Distribution

Male 59.8%
Female 40.2%

Race & Ethnicity

Otwell vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Otwell vs U.S. Average

The median household income in Otwell is $47,422, which is 37% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 31.8% of residents live below the poverty line. Workers commute an average of 14 minutes.

Income: Otwell vs U.S.

Commute Mode

Income

Median HH Income$47,422
37% below US avg
Per Capita Income$21,578
Avg Weekly Wage$1,158
IRS Avg AGI$61,789

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate31.8%
156% above US avg
Establishments (County)213
County GDP$694M

Business (County)

Restaurants11
Healthcare19
Retail28
Manufacturing7

Tax & Cost of Living

Property Tax (IRS)$2,913
17% below US avg
Effective Tax Rate2.31%

Commute & Transportation

Commute Time14.1 min
Work from Home0.0%

Walkability

The median home value in Otwell is $126,200, 55% below the national average. Zillow estimates the typical home value at $211,869.

Home Value Sources

Ownership Split

Home Values

Census Median$126,200
55% below US avg
Zillow ZHVI$211,869

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied65.6%

Property Tax

Avg Tax (IRS)$2,913
17% below US avg
Effective Rate2.31%
In Otwell, 37.3% of adults are obese (above the 32.1% national rate). 26.8% report depression. 25.1% are physically inactive.

Health Metrics: Otwell vs U.S. Average (%)

Chronic Conditions

Obesity37.3%
16% above US avg
Diabetes10.8%
Heart Disease5.8%
High Blood Pressure33.6%
Asthma11.3%
COPD7.9%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking18.4%
Physical Inactivity25.1%
Depression26.8%
Mental Distress19.5%
Physical Distress13.8%

Healthcare Access

Insurance Rate95.9%
Checkup Rate76.9%
Premature Death10,057/100K

Food & Exercise

Food Environment8.4/10
Exercise Access45.6%
Healthcare Facilities19

Crime Rates: Otwell vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Otwell has an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 75°F in July. Annual precipitation is 47.9 inches. Air quality is rated Good with a median AQI of 41.

Temperature

30°F Jan (-1°C) 75°F Jul (24°C)
Annual Average53.9°F
0% below US avg
January Average30°F (-1°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall47.9 inches
26% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation496 ft (151 m)
Area1.8 sq mi (4.6 km²)
Population Density240/sq mi
Coordinates38.4562°N, 87.0960°W
County FIPS18125
It is classified as Nonmetro — Rural, adjacent. 7.3% of residents hold a bachelor's degree or higher (78% below US avg). In the 2024 election, the county voted Republican by a 54.9-point margin.

2024 Presidential Election (County)

R 76.7%
D 21.9%

Winner: Republican by 54.9 points

Education

Bachelor's Degree+7.3%
78% below US avg
High School+84.3%
School Test Score6.01
D Education Grade (1.6/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density240/sq mi
Total Area1.8 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities19
Restaurants11
Retail Stores28

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute14.1 min
Work from Home0.0%

Nearby Cities

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