Median Income
$73,869
2% lower than US avg
Home Value
$202,200
28% lower than US avg
Violent Crime
345/100K
9% lower than US avg
Bachelor's+
22.4%
34% lower than US avg
Median Rent
$917
21% lower than US avg
Obesity Rate
30.0%
7% lower than US avg
Unemployment
1.1%
69% lower than US avg
Poverty Rate
3.9%
69% lower than US avg
How Oxford Compares to the U.S. Average (100% = U.S. avg)
People
Population766
Median Age32.4 yrs
Density824/mi²
Male / Female56% / 44%
Largest GroupWhite 89%
Veterans3.0%
Economy
A+
Median Income$73,869
Per Capita$38,859
Unemployment1.1%
Poverty3.9%
County GDP$12,640M
Commute26 min
Housing
A+
Home Value$202,200
Rent$917
Ownership78.3%
Zillow$363,391
Housing Units358
Rent Burden32.0%
Crime
F
Violent345/100K
Property866/100K
Health
Obesity30.0%
Uninsured5.0%
Smoking10.3%
Depression21.2%
Heart Disease4.4%
Climate
Avg Temp48°F (9°C)
AQI43 (Good)
Rain37.7 in/yr
Sunny Days275/yr
Elevation739 ft (225 m)
Education
C+
Bachelor's+22.4%
High School+95.7%
Graduate+5.6%
School Score6.24
Community
2024 VoteR 30% / D 68%
Commute26 min
Broadband82.0%
EV Stations1
Libraries8
Is Oxford a Good Place to Live?
Based on current data, Oxford receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Oxford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Oxford is $73,869, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.1%. Only 3.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Oxford is $202,200, 28% below the national median / offering relatively affordable homeownership. Renters pay a median of $917 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Oxford is below the national average at 345 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 866 per 100,000, 56% below the national average.
Education
22.4% of residents hold a bachelor's degree, below the national average of 33.7%. 95.7% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Oxford experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.7 inches, including 28.1 inches of snow. Air quality is rated Good with a median AQI of 43.
Oxford has a population of 766 with a density of 824 people per square mile, spread across 0.9 square miles. The median age is 32.4 years, 17% younger than the national median of 38.9. The gender split is 44.4% female and 55.6% male. The city is predominantly White (89.3%). English is the primary language spoken at home by 98% of residents. 3.0% of the population are veterans, below the national rate of 6.0%. 8.8% of residents have a disability (below the 13.0% national average). 95.9% have health insurance coverage.
Population
32.4yrs
Median Age
17% below US avg
Language Spoken at Home
English Only
98.0%
25% above US avg
Spanish
2.0%
85% below US avg
The median household income in Oxford is $73,869, which is 2% below the national average of $75,149. Per capita income is $38,859. The average weekly wage is $1,238, 14% lower than the U.S. average. The unemployment rate is 1.1% (below the 3.6% US average). 3.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 5,140 business establishments, including 448 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 26 minutes. 13.9% of workers work from home.
Income
| Median HH Income | $73,869 |
| 2% below US avg |
| Per Capita Income | $38,859 |
| Avg Weekly Wage | $1,238 |
| IRS Avg AGI | $93,456 |
| Gini Index | 0.495 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.1% |
| 69% below US avg |
| Poverty Rate | 3.9% |
| 69% below US avg |
| Establishments (County) | 5,140 |
| County GDP | $12,640M |
Business (County)
| Restaurants | 448 |
| Healthcare | 493 |
| Retail | 492 |
| Manufacturing | 80 |
Tax & Cost of Living
| Property Tax (IRS) | $6,982 |
| 99% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.45% |
Commute & Transportation
| Commute Time | 25.6 min |
| Drive Alone | 72.8% |
| Public Transit | 0.0% |
| Work from Home | 13.9% |
The median home value in Oxford is $202,200, 28% below the national median of $281,900. Zillow estimates the typical home value at $363,391, higher than the Census estimate. Monthly rent averages $917 (21% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 78.3% of housing units are owner-occupied (above the 65.4% national rate). There are 358 total housing units in the city. The median year a home was built is 1961. The average annual property tax is $6,982 (higher than the $3,500 national average). 32.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $202,200 |
| 28% below US avg |
| Zillow ZHVI | $363,391 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $917 |
| 21% below US avg |
| Rent Burden | 32.0% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 78.3% |
| Owner-Occupied | 78.3% |
| Renter-Occupied | 21.7% |
| Housing Units | 358 |
| Median Year Built | 1961 |
Property Tax
| Avg Tax (IRS) | $6,982 |
| 99% above US avg |
| Effective Rate | 3.45% |
In Oxford, 30.0% of adults are obese, below the national rate of 32.1%. 7.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.4% of residents, below the national average. 27.3% have high blood pressure. 10.3% are current smokers (below the 14.0% national rate). 24.4% report binge drinking. 15.4% are physically inactive, below the national average. 21.2% report depression. 15.2% experience frequent mental distress. 5.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:521. The dentist ratio is 1:424. 89.7% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Health Metrics: Oxford vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.0% |
| 7% below US avg |
| Diabetes | 7.6% |
| Heart Disease | 4.4% |
| High Blood Pressure | 27.3% |
| Asthma | 9.7% |
| COPD | 4.4% |
| Cancer | 7.7% |
| Stroke | 2.2% |
Behaviors & Mental Health
| Smoking | 10.3% |
| 26% below US avg |
| Binge Drinking | 24.4% |
| Physical Inactivity | 15.4% |
| Depression | 21.2% |
| Mental Distress | 15.2% |
| Physical Distress | 9.4% |
| Short Sleep | 28.8% |
Healthcare Access
| Insurance Rate | 95.9% |
| Uninsured | 5.0% |
| 42% below US avg |
| Primary Care | 1:521 |
| Dentists | 1:424 |
| Mental Health | 1:209 |
| Checkup Rate | 77.1% |
| Dental Visits | 73.6% |
| Premature Death | 4,821/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 89.7% |
| Healthcare Facilities | 493 |
Oxford has a violent crime rate of 345 per 100,000 residents, 9% below the national average of 380. Property crime stands at 866 per 100,000, 56% below the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Oxford receives a safety grade of F.
Crime Rates: Oxford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 345.1/100K |
| 9% below US avg |
| |
Property Crime
| Total Property | 865.9/100K |
| 56% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 121 |
| Avg Accident Severity | 2.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Oxford experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.7 inches. The area receives 28.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 739 feet.
Temperature
19°F Jan (-7°C)
73°F Jul (23°C)
| Annual Average | 48.2°F |
| 11% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 739 ft (225 m) |
| Area | 0.9 sq mi (2.4 km²) |
| Population Density | 824/sq mi |
| Coordinates | 41.7228°N, 91.7911°W |
| Timezone | America/Chicago |
| County | Johnson County County |
| Nearest Airport | The Eastern Iowa (CID)
13 miles away |
Precipitation & Snow
Annual Rainfall
37.7"
1% below US avg
Wettest Month (Jun)
4.57"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 10.3 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 87.4 / 100 |
| Social Vulnerability | 11.4 / 100 |
| Community Resilience | 96.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Very High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
639 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 11 fatalities, 323 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 31, 2023 |
EF4 |
50 km |
0 |
| Mar 13, 1990 |
EF4 |
64 km |
0 |
| Aug 12, 1974 |
EF4 |
32 km |
0 |
| Aug 12, 1974 |
EF4 |
74 km |
0 |
| Aug 26, 1965 |
EF4 |
73 km |
1 |
| Apr 11, 1965 |
EF4 |
73 km |
1 |
| Apr 30, 1954 |
EF4 |
42 km |
0 |
| Mar 31, 2023 |
EF3 |
86 km |
0 |
| Jul 19, 2018 |
EF3 |
100 km |
0 |
| May 25, 2008 |
EF3 |
99 km |
0 |
| Jun 1, 2007 |
EF3 |
71 km |
0 |
| May 21, 2004 |
EF3 |
37 km |
0 |
| May 15, 1998 |
EF3 |
50 km |
0 |
| Jul 27, 1995 |
EF3 |
98 km |
0 |
| May 9, 1995 |
EF3 |
78 km |
0 |
| Jun 19, 1993 |
EF3 |
81 km |
0 |
| Jul 13, 1992 |
EF3 |
75 km |
0 |
| May 8, 1988 |
EF3 |
84 km |
0 |
| Aug 15, 1978 |
EF3 |
98 km |
0 |
| May 4, 1977 |
EF3 |
85 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
9 wildfires (100+ acres) within 100 km.
Largest: UNIT 3 (1,206 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNIT 3 |
1,206 |
90 km |
| 2002 |
HSB 03 2 |
1,130 |
89 km |
| 2009 |
UNNAMED |
939 |
42 km |
| 2010 |
FOLEY |
786 |
39 km |
| 2000 |
DESTRUST A |
756 |
88 km |
| 2011 |
ACE AUTO |
676 |
29 km |
| 2006 |
HSB 003 |
674 |
90 km |
| 2004 |
HSB 009 |
608 |
89 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
49 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
1.1 in |
Coldest |
| February |
25°F (-4°C) |
1.0 in |
Driest |
| March |
38°F (3°C) |
2.2 in |
|
| April |
50°F (10°C) |
3.5 in |
|
| May |
61°F (16°C) |
4.1 in |
|
| June |
71°F (21°C) |
4.6 in |
Wettest |
| July |
73°F (23°C) |
4.4 in |
Warmest |
| August |
72°F (22°C) |
4.3 in |
|
| September |
64°F (18°C) |
4.1 in |
|
| October |
52°F (11°C) |
2.7 in |
|
| November |
38°F (3°C) |
2.2 in |
|
| December |
25°F (-4°C) |
1.5 in |
|
Oxford has a seasonal temperature swing of 54°F / from 19°F in January to 73°F in July. Total annual precipitation is 35.6 inches, with June being the wettest month (4.6") and February the driest (1.0").
Average costs for common services in Oxford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $765 |
| Toddler | $659 |
| Preschool | $659 |
| Family Childcare (monthly) |
| Infant | $516 |
| Toddler | $508 |
| Preschool | $508 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Oxford
What is the population of Oxford?
Oxford has a population of 766 residents and is located in Iowa. The population density is 824 people per square mile, spread across 0.9 square miles. The median age of residents is 32.4 years, which is younger than the national median of 38.9 years. The population is 44.4% female and 55.6% male.
Is Oxford expensive to live in?
Oxford is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $73,869, 2% below the national average of $75,149. The median home value is $202,200 (28% below the U.S. median). Renters pay a median of $917 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Oxford safe?
Oxford is safer than the national average, with a violent crime rate of 345 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 866 per 100,000 (below the national average). Overall, Oxford receives a safety grade of F based on combined crime data.
What is the weather like in Oxford?
Oxford has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 19°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 37.7 inches, with 28.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Oxford?
The job market in Oxford is very strong, with unemployment at just 1.1% / well below the national rate of 3.6%. The average weekly wage is $1,238. There are 5,140 business establishments in the area, including 448 restaurants and food service locations. The average commute time is 26 minutes, and 13.9% of workers work from home.
How much does housing cost in Oxford?
The median home value in Oxford is $202,200. Zillow estimates the typical home value at $363,391. For renters, the median monthly rent is $917. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 78.3%. The average annual property tax is $6,982.
How are the schools in Oxford?
Schools in Oxford score 6.2 out of 10 on standardized testing, near the national average. 22.4% of adults in Oxford hold a bachelor's degree or higher, below the national average of 33.7%. 95.7% have completed high school. 5.6% hold a graduate or professional degree.
How healthy is Oxford?
The obesity rate in Oxford is 30.0% (below the national rate of 32.1%). 10.3% of adults are smokers. 15.4% are physically inactive. 21.2% of residents report depression. 5.0% lack health insurance (below the national rate). 89.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:521.
What is transportation like in Oxford?
The average commute in Oxford is 26 minutes. 72.8% of workers drive alone to work, and 13.9% work from home.
What are the demographics of Oxford?
The racial and ethnic makeup of Oxford is 89.3% White, 0.7% Hispanic or Latino. 98% of residents speak only English at home. 3.0% of the population are military veterans. 8.8% of residents have a disability. 95.9% have health insurance coverage.
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