Median Income
$45,083
40% lower than US avg
Home Value
$82,000
71% lower than US avg
Violent Crime
60/100K
84% lower than US avg
Bachelor's+
15.3%
55% lower than US avg
Median Rent
$670
42% lower than US avg
Obesity Rate
40.1%
25% higher than US avg
Unemployment
6.8%
89% higher than US avg
Poverty Rate
3.9%
69% lower than US avg
How Pana Compares to the U.S. Average (100% = U.S. avg)
People
Population5,277
Median Age45.0 yrs
Density1,367/mi²
Male / Female52% / 48%
Largest GroupWhite 93%
Veterans11.8%
Economy
B
Median Income$45,083
Per Capita$30,611
Unemployment6.8%
Poverty3.9%
County GDP$1,970M
Commute21 min
Housing
A+
Home Value$82,000
Rent$670
Ownership68.1%
Zillow$113,006
Housing Units2,745
Rent Burden27.0%
Crime
F
Violent60/100K
Property1,179/100K
Health
Obesity40.1%
Uninsured3.6%
Smoking20.2%
Depression25.9%
Heart Disease6.5%
Climate
Avg Temp54°F (12°C)
Rain42.3 in/yr
Elevation688 ft (210 m)
Education
C
Bachelor's+15.3%
High School+88.5%
Graduate+5.4%
School Score5.28
Community
2024 VoteR 73% / D 26%
Commute21 min
Broadband89.4%
EV Stations1
Libraries5
Is Pana a Good Place to Live?
Based on current data, Pana receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, below-average incomes, high obesity rates. Pana has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Pana is $45,083, 40% below the national average of $75,149. The unemployment rate of 6.8% is somewhat elevated compared to the national rate of 3.6%. Only 3.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Pana is $82,000, 71% below the national median / offering relatively affordable homeownership. Renters pay a median of $670 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Pana is a very safe community with a violent crime rate of 60 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,179 per 100,000, 40% below the national average.
Education
15.3% of residents hold a bachelor's degree, below the national average of 33.7%. 88.5% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Pana experiences four distinct seasons with an average temperature of 54°F. Winters average 28°F in January while summers reach 76°F in July. Annual precipitation totals 42.3 inches, including 14.5 inches of snow.
Pana has a population of 5,277 with a density of 1,367 people per square mile, spread across 1.6 square miles. The median age is 45.0 years, 16% older than the national median of 38.9. The gender split is 48.2% female and 51.8% male. The city is predominantly White (93.1%), with 4.7% Hispanic, 1.9% Black. English is the primary language spoken at home by 99.6% of residents. 11.8% of the population are veterans, above the national rate of 6.0%. 17.1% of residents have a disability (above the 13.0% national average). 96.4% have health insurance coverage.
Population
5,277
Total Population
2023 Census
45.0yrs
Median Age
16% above US avg
Language Spoken at Home
English Only
99.6%
27% above US avg
Spanish
0.7%
95% below US avg
The median household income in Pana is $45,083, which is 40% below the national average of $75,149. Per capita income is $30,611 (below the $39,052 national figure). The average weekly wage is $982, 31% lower than the U.S. average. The unemployment rate is 6.8% (above the 3.6% US average). 3.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 706 business establishments, including 80 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 10.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $45,083 |
| 40% below US avg |
| Per Capita Income | $30,611 |
| Avg Weekly Wage | $982 |
| IRS Avg AGI | $68,828 |
| Gini Index | 0.433 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.8% |
| 89% above US avg |
| Poverty Rate | 3.9% |
| 69% below US avg |
| Establishments (County) | 706 |
| County GDP | $1,970M |
Business (County)
| Restaurants | 80 |
| Healthcare | 58 |
| Retail | 114 |
| Manufacturing | 25 |
Tax & Cost of Living
| Property Tax (IRS) | $4,100 |
| 17% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 5.00% |
Commute & Transportation
| Commute Time | 20.5 min |
| Drive Alone | 79.1% |
| Public Transit | 0.0% |
| Work from Home | 10.0% |
The median home value in Pana is $82,000, 71% below the national median of $281,900. Zillow estimates the typical home value at $113,006, higher than the Census estimate. According to Redfin, the median sale price is $115,000 with homes selling in an average of 135 days. Homes sell for 86.5% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $670 (42% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 68.1% of housing units are owner-occupied. There are 2,745 total housing units in the city. The median year a home was built is 1957. The average annual property tax is $4,100 (higher than the $3,500 national average). 27.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $82,000 |
| 71% below US avg |
| Zillow ZHVI | $113,006 |
| Redfin Median Sale | $115,000 |
| Median List Price | $54,900 |
Real Estate Market (Redfin)
| Median Sale Price | $115,000 |
| Median List Price | $54,900 |
| $/Sq Ft | $64 |
| Homes Sold | 3 |
| Days on Market | 135 days |
| Sale-to-List Ratio | 86.5% |
| Price Drops | 13.3% |
| Inventory | 15 |
Rental Costs
| Census Median Rent | $670 |
| 42% below US avg |
| Rent Burden | 27.0% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 68.1% |
| Owner-Occupied | 68.1% |
| Renter-Occupied | 31.9% |
| Housing Units | 2,745 |
| Median Year Built | 1957 |
Property Tax
| Avg Tax (IRS) | $4,100 |
| 17% above US avg |
| Effective Rate | 5.00% |
In Pana, 40.1% of adults are obese, above the national rate of 32.1%. 11.2% have diabetes. Heart disease affects 6.5% of residents. 34.0% have high blood pressure. 20.2% are current smokers (above the 14.0% national rate). 19.5% report binge drinking. 27.8% are physically inactive. 25.9% report depression (above the 20.0% national average). 21.0% experience frequent mental distress. 3.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,589. The dentist ratio is 1:4,179. 65.9% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Pana vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.1% |
| 25% above US avg |
| Diabetes | 11.2% |
| Heart Disease | 6.5% |
| High Blood Pressure | 34.0% |
| Asthma | 11.4% |
| COPD | 9.2% |
| Cancer | 7.3% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 20.2% |
| 44% above US avg |
| Binge Drinking | 19.5% |
| Physical Inactivity | 27.8% |
| Depression | 25.9% |
| Mental Distress | 21.0% |
| Physical Distress | 15.4% |
| Short Sleep | 38.4% |
Healthcare Access
| Insurance Rate | 96.4% |
| Uninsured | 3.6% |
| 58% below US avg |
| Primary Care | 1:2,589 |
| Dentists | 1:4,179 |
| Mental Health | 1:1,278 |
| Checkup Rate | 74.7% |
| Dental Visits | 55.5% |
| Premature Death | 8,451/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 65.9% |
| Healthcare Facilities | 58 |
Pana has a violent crime rate of 60 per 100,000 residents, 84% below the national average of 380. Property crime stands at 1,179 per 100,000, 40% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Pana receives a safety grade of F.
Crime Rates: Pana vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 59.9/100K |
| 84% below US avg |
| |
Property Crime
| Total Property | 1,178.8/100K |
| 40% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 6 |
| Avg Accident Severity | 2.7 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Pana experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 28°F in January while summers reach 76°F in July. Annual precipitation totals 42.3 inches. The area receives 14.5 inches of snow annually. The city sits at an elevation of 688 feet.
Temperature
28°F Jan (-2°C)
76°F Jul (25°C)
| Annual Average | 53.6°F |
| 1% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 76°F (25°C) |
Geography
| Elevation | 688 ft (210 m) |
| Area | 1.6 sq mi (4.1 km²) |
| Population Density | 1,367/sq mi |
| Coordinates | 39.3946°N, 89.0908°W |
| Timezone | America/Chicago |
| County | Christian County County |
| Nearest Airport | St Louis Regional (ALN)
62 miles away |
Precipitation & Snow
Annual Rainfall
42.3"
11% above US avg
Wettest Month (Jun)
5.07"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 54.0 / 100 |
| Social Vulnerability | 17.1 / 100 |
| Community Resilience | 85.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
36 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M3.3 on May 13, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
148 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
148 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
149 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
131 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
149 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
149 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
147 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
122 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
61 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
149 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
66 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
41 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
117 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
138 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
62 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
146 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
148 km |
| Sep 9, 2017 |
4 km N of Bellmont, Illinois |
M3.1 |
148 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
115 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
91 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
654 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 27 fatalities, 591 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1990 |
EF4 |
86 km |
0 |
| May 5, 1977 |
EF4 |
96 km |
0 |
| Mar 20, 1976 |
EF4 |
52 km |
0 |
| Jun 14, 1957 |
EF4 |
66 km |
2 |
| Dec 1, 2018 |
EF3 |
26 km |
0 |
| Nov 17, 2013 |
EF3 |
82 km |
0 |
| Apr 19, 2011 |
EF3 |
63 km |
0 |
| Dec 31, 2010 |
EF3 |
93 km |
0 |
| Aug 19, 2009 |
EF3 |
74 km |
0 |
| Jun 1, 1999 |
EF3 |
51 km |
1 |
| Apr 19, 1996 |
EF3 |
48 km |
0 |
| May 9, 1995 |
EF3 |
77 km |
0 |
| Jul 26, 1978 |
EF3 |
74 km |
0 |
| Aug 21, 1977 |
EF3 |
38 km |
6 |
| Aug 6, 1977 |
EF3 |
60 km |
0 |
| Jul 28, 1976 |
EF3 |
80 km |
0 |
| Mar 20, 1976 |
EF3 |
50 km |
0 |
| Aug 10, 1974 |
EF3 |
80 km |
0 |
| Aug 10, 1974 |
EF3 |
73 km |
0 |
| Apr 3, 1974 |
EF3 |
36 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.8 in |
Coldest |
| February |
32°F (0°C) |
2.2 in |
Driest |
| March |
42°F (6°C) |
3.0 in |
|
| April |
54°F (12°C) |
4.8 in |
|
| May |
64°F (18°C) |
4.8 in |
|
| June |
73°F (23°C) |
5.1 in |
Wettest |
| July |
76°F (25°C) |
4.0 in |
Warmest |
| August |
75°F (24°C) |
3.0 in |
|
| September |
68°F (20°C) |
3.3 in |
|
| October |
56°F (13°C) |
3.5 in |
|
| November |
43°F (6°C) |
3.7 in |
|
| December |
33°F (1°C) |
2.3 in |
|
Pana has a seasonal temperature swing of 48°F / from 28°F in January to 76°F in July. Total annual precipitation is 42.3 inches, with June being the wettest month (5.1") and February the driest (2.2").
Average costs for common services in Pana. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150-$400) |
| Specialist Visit |
$350 ($200-$550) |
| Urgent Care Visit |
$200 ($100-$350) |
| Emergency Room Visit |
$2,200 ($800-$5,000) |
| Dental Cleaning |
$130 ($75-$200) |
| Dental Filling |
$250 ($150-$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25-$75) |
| Oil Change (Synthetic) |
$75 ($50-$120) |
| Brake Pad Replacement |
$300 ($150-$500) |
| Tire Rotation |
$40 ($20-$75) |
| New Tires (Set of 4) |
$600 ($400-$1,000) |
| Battery Replacement |
$200 ($100-$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60-$150) |
| Electrician (Per Hour) |
$90 ($50-$140) |
| HVAC Repair |
$400 ($150-$800) |
| HVAC System Install |
$7,000 ($4,000-$12,000) |
| Roof Repair |
$1,000 ($400-$2,000) |
| Roof Replacement |
$9,000 ($5,500-$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500-$3,500) |
| Divorce (Contested) |
$15,000 ($5,000-$30,000) |
| DUI Defense |
$5,000 ($2,000-$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800-$3,000) |
| Will Preparation |
$500 ($200-$1,000) |
| Trust Preparation |
$2,500 ($1,000-$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$45) |
| Women's Haircut |
$55 ($30-$100) |
| Hair Coloring (Full) |
$150 ($75-$250) |
| Manicure |
$25 ($15-$45) |
| Pedicure |
$40 ($25-$65) |
| Massage (1 Hour) |
$80 ($50-$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00-$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50-$5.00) |
| Loaf of Bread |
$3.80 ($2.50-$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00-$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00-$7.50) |
| Rice (per lb) |
$1.00 ($0.60-$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80-$250) |
| Natural Gas (Monthly) |
$70 ($30-$150) |
| Water/Sewer (Monthly) |
$70 ($40-$120) |
| Internet (Monthly) |
$70 ($40-$100) |
| Cell Phone Plan (Monthly) |
$65 ($30-$100) |
| Cable TV (Monthly) |
$85 ($50-$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75-$500) |
| Car Insurance (Annual) |
$2,000 ($1,200-$3,500) |
| Bus Pass (Monthly) |
$70 ($30-$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00-$25) |
| Car Registration (Annual) |
$100 ($30-$250) |
| Driver's License Renewal |
$30 ($15-$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600-$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500-$2,000) |
| After-School Care (Monthly) |
$400 ($200-$700) |
| Tutoring (Per Hour) |
$50 ($25-$100) |
| SAT/ACT Prep Course |
$1,000 ($400-$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000-$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30-$100) |
| Dog Vaccination (Annual) |
$100 ($50-$200) |
| Dog Grooming |
$60 ($30-$100) |
| Pet Boarding (Per Night) |
$40 ($20-$75) |
| Dog Spay/Neuter |
$300 ($150-$500) |
| Cat Spay/Neuter |
$200 ($100-$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $673 |
| Toddler | $686 |
| Preschool | $613 |
| Family Childcare (monthly) |
| Infant | $762 |
| Toddler | $711 |
| Preschool | $636 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Pana
What is the population of Pana?
Pana has a population of 5,277 residents and is located in Illinois. The population density is 1,367 people per square mile, spread across 1.6 square miles. The median age of residents is 45.0 years, which is older than the national median of 38.9 years. The population is 48.2% female and 51.8% male.
Is Pana expensive to live in?
Pana has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $45,083, 40% below the national average of $75,149. The median home value is $82,000 (71% below the U.S. median). Renters pay a median of $670 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Pana safe?
Pana is considered a very safe city with a violent crime rate of 60 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,179 per 100,000 (below the national average). Overall, Pana receives a safety grade of F based on combined crime data.
What is the weather like in Pana?
Pana has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 76°F in July. Annual rainfall totals 42.3 inches, with 14.5 inches of snow.
How is the job market in Pana?
The unemployment rate in Pana is 6.8%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $982. There are 706 business establishments in the area, including 80 restaurants and food service locations. The average commute time is 21 minutes, and 10.0% of workers work from home.
How much does housing cost in Pana?
The median home value in Pana is $82,000. Zillow estimates the typical home value at $113,006. According to Redfin, the median sale price is $115,000, with homes typically selling within 135 days. For renters, the median monthly rent is $670. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 68.1%. The average annual property tax is $4,100.
How are the schools in Pana?
Schools in Pana score 5.3 out of 10 on standardized testing, near the national average. 15.3% of adults in Pana hold a bachelor's degree or higher, below the national average of 33.7%. 88.5% have completed high school. 5.4% hold a graduate or professional degree.
How healthy is Pana?
The obesity rate in Pana is 40.1% (above the national rate of 32.1%). 20.2% of adults are smokers. 27.8% are physically inactive. 25.9% of residents report depression. 3.6% lack health insurance (below the national rate). 65.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,589.
What is transportation like in Pana?
The average commute in Pana is 21 minutes, shorter than the national average of 28 minutes. 79.1% of workers drive alone to work, and 10.0% work from home.
What are the demographics of Pana?
The racial and ethnic makeup of Pana is 93.1% White, 1.9% Black or African American, 4.7% Hispanic or Latino, 0.9% Asian. 99.6% of residents speak only English at home. 11.8% of the population are military veterans. 17.1% of residents have a disability. 96.4% have health insurance coverage.