Home Value
$142,200
50% lower than US avg
Violent Crime
847/100K
123% higher than US avg
Bachelor's+
12.0%
64% lower than US avg
Obesity Rate
39.2%
22% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
53.3%
330% higher than US avg
How Phillipstown Compares to the U.S. Average (100% = U.S. avg)
People
Population46
Median Age27.0 yrs
Density170/mi²
Male / Female80% / 20%
Largest GroupWhite 94%
Veterans38.0%
Economy
Per Capita$19,980
Unemployment0.0%
Poverty53.3%
County GDP$724M
Housing
Home Value$142,200
Ownership100.0%
Zillow$97,540
Housing Units21
Rent Burden25.3%
Crime
F
Violent847/100K
Property1,331/100K
Health
Obesity39.2%
Smoking18.5%
Depression25.6%
Heart Disease6.3%
Climate
Avg Temp55°F (13°C)
AQI43 (Good)
Rain48.3 in/yr
Sunny Days293/yr
Elevation489 ft (149 m)
Education
D
Bachelor's+12.0%
High School+68.0%
Graduate+0.0%
School Score5.24
Community
2024 VoteR 79% / D 20%
Broadband17.0%
Libraries4
Is Phillipstown a Good Place to Live?
Based on current data, Phillipstown receives an overall livability score of 1.5 out of 5.0, earning a grade of D. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include elevated crime rates, an elevated poverty rate, high obesity rates. Phillipstown faces significant challenges across several quality-of-life categories.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. The poverty rate of 53.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population.
Cost of Living & Housing
The median home value in Phillipstown is $142,200, 50% below the national median / offering relatively affordable homeownership.
Safety & Crime
With 847 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 1,331 per 100,000, 32% below the national average.
Education
12.0% of residents hold a bachelor's degree, below the national average of 33.7%. 68.0% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Phillipstown experiences four distinct seasons with an average temperature of 55°F. Winters average 31°F in January while summers reach 77°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 48.3 inches, including 11.7 inches of snow. Air quality is rated Good with a median AQI of 43.
Phillipstown has a population of 46 with a density of 170 people per square mile, spread across 0.1 square miles. The median age is 27.0 years, 31% younger than the national median of 38.9. The gender split is 19.6% female and 80.4% male. The city is predominantly White (93.5%), with 6.5% Black. English is the primary language spoken at home by 100% of residents. 38.0% of the population are veterans, above the national rate of 6.0%. 8.3% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
27.0yrs
Median Age
31% below US avg
Race & Ethnicity
Phillipstown vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Phillipstown vs U.S. Average
Per capita income is $19,980 (below the $39,052 national figure). The average weekly wage is $955, 33% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 53.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 343 business establishments, including 25 restaurants. The cost of living index is 100, roughly in line with the national average. 16.7% of workers work from home.
Income: Phillipstown vs U.S.
Income
| |
| Per Capita Income | $19,980 |
| Avg Weekly Wage | $955 |
| IRS Avg AGI | $67,013 |
| Gini Index | 0.443 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 53.3% |
| 330% above US avg |
| Establishments (County) | 343 |
| County GDP | $724M |
Business (County)
| Restaurants | 25 |
| Healthcare | 38 |
| Retail | 53 |
| Manufacturing | 11 |
Tax & Cost of Living
| Property Tax (IRS) | $3,617 |
| 3% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 2.54% |
Commute & Transportation
| Drive Alone | 83.3% |
| Public Transit | 0.0% |
| Work from Home | 16.7% |
The median home value in Phillipstown is $142,200, 50% below the national median of $281,900. Zillow estimates the typical home value at $97,540, lower than the Census estimate. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 21 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $3,617. 25.3% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $142,200 |
| 50% below US avg |
| Zillow ZHVI | $97,540 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 21 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $3,617 |
| 3% above US avg |
| Effective Rate | 2.54% |
In Phillipstown, 39.2% of adults are obese, above the national rate of 32.1%. 11.0% have diabetes. Heart disease affects 6.3% of residents. 33.3% have high blood pressure. 18.5% are current smokers (above the 14.0% national rate). 19.7% report binge drinking. 25.7% are physically inactive. 25.6% report depression (above the 20.0% national average). 20.4% experience frequent mental distress. The primary care physician ratio is 1:3,446. The dentist ratio is 1:2,269. 52.2% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Phillipstown vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.2% |
| 22% above US avg |
| Diabetes | 11.0% |
| Heart Disease | 6.3% |
| High Blood Pressure | 33.3% |
| Asthma | 11.2% |
| COPD | 8.4% |
| Cancer | 7.4% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 18.5% |
| 32% above US avg |
| Binge Drinking | 19.7% |
| Physical Inactivity | 25.7% |
| Depression | 25.6% |
| Mental Distress | 20.4% |
| Physical Distress | 14.5% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:3,446 |
| Dentists | 1:2,269 |
| Mental Health | 1:558 |
| Checkup Rate | 75.4% |
| Dental Visits | 53.6% |
| Premature Death | 10,324/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 52.2% |
| Healthcare Facilities | 38 |
Phillipstown has a violent crime rate of 847 per 100,000 residents, 123% above the national average of 380. Property crime stands at 1,331 per 100,000, 32% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Phillipstown receives a safety grade of F.
Crime Rates: Phillipstown vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 846.9/100K |
| 123% above US avg |
| |
Property Crime
| Total Property | 1,330.9/100K |
| 32% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Phillipstown experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 31°F in January while summers reach 77°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 48.3 inches (wetter than the 38-inch national average). The area receives 11.7 inches of snow annually. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 489 feet.
Temperature
31°F Jan (-0°C)
77°F Jul (25°C)
| Annual Average | 55.0°F |
| 2% above US avg |
| January Average | 31°F (-0°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 489 ft (149 m) |
| Area | 0.1 sq mi (0.3 km²) |
| Population Density | 170/sq mi |
| Coordinates | 38.1429°N, 88.0181°W |
| Timezone | America/Chicago |
| County | White County County |
| Nearest Airport | Evansville Regional (EVV)
28 miles away |
Precipitation & Snow
Annual Rainfall
48.3"
27% above US avg
Wettest Month (May)
4.96"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 54.3 / 100 |
| Social Vulnerability | 66.3 / 100 |
| Community Resilience | 78.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
82 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
36 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
37 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
28 km |
| Feb 5, 1994 |
2 km WNW of Dongola, Illinois |
M4.2 |
134 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
36 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
39 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
134 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
33 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
89 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
139 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
37 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
36 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
48 km |
| May 1, 2016 |
5 km SE of New Grand Chain, Illinois |
M3.5 |
134 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
46 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
38 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
128 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
37 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
138 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
132 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
503 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 57 fatalities, 878 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Feb 29, 2012 |
EF4 |
75 km |
8 |
| Jun 2, 1990 |
EF4 |
62 km |
0 |
| Jun 2, 1990 |
EF4 |
92 km |
0 |
| Jun 2, 1990 |
EF4 |
41 km |
1 |
| Jun 2, 1990 |
EF4 |
59 km |
6 |
| Jan 7, 1989 |
EF4 |
43 km |
0 |
| Dec 18, 1957 |
EF4 |
94 km |
1 |
| Jul 9, 2024 |
EF3 |
27 km |
0 |
| Mar 31, 2023 |
EF3 |
85 km |
6 |
| Feb 28, 2017 |
EF3 |
9 km |
1 |
| Nov 17, 2013 |
EF3 |
50 km |
0 |
| Mar 28, 2009 |
EF3 |
59 km |
0 |
| Oct 18, 2007 |
EF3 |
85 km |
0 |
| Nov 15, 2005 |
EF3 |
98 km |
0 |
| Nov 6, 2005 |
EF3 |
80 km |
0 |
| Nov 6, 2005 |
EF3 |
41 km |
24 |
| Apr 28, 2002 |
EF3 |
86 km |
0 |
| Apr 21, 2002 |
EF3 |
66 km |
1 |
| Jan 3, 2000 |
EF3 |
87 km |
0 |
| Jan 3, 2000 |
EF3 |
97 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (2,286 ac, 2019).
| Year |
Name |
Acres |
Distance |
| 2019 |
UNNAMED |
2,286 |
93 km |
| 2021 |
GAP VIEW RX |
1,575 |
78 km |
| 2022 |
DENNISON HOLLOW RX |
1,573 |
65 km |
| 2021 |
UNNAMED |
1,510 |
88 km |
| 2022 |
ONE HORSE GAP RX |
1,502 |
80 km |
| 2014 |
UNNAMED |
1,493 |
63 km |
| 2015 |
UNNAMED |
1,447 |
66 km |
| 2021 |
BEATTY BRANCH RX |
1,396 |
91 km |
| 2016 |
UNNAMED |
1,299 |
80 km |
| 2014 |
UNNAMED |
1,216 |
80 km |
| 2013 |
UNNAMED |
1,203 |
80 km |
| 2024 |
PINE HOLLOW RX |
1,038 |
99 km |
| 2021 |
ROCKY BRANCH RX |
1,033 |
96 km |
| 2015 |
UNNAMED |
1,008 |
80 km |
| 2024 |
CAVE HILL RX |
999 |
62 km |
| 2017 |
UNNAMED |
994 |
66 km |
| 2024 |
PLEASANT VALLEY RX |
899 |
94 km |
| 2021 |
ONE HORSE GAP RX |
865 |
80 km |
| 2024 |
COPPEROUS BRANCH RX |
744 |
89 km |
| 2019 |
HARRIS BRANCH RX |
716 |
69 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
31°F (-0°C) |
2.8 in |
Coldest, Driest |
| February |
35°F (2°C) |
3.0 in |
|
| March |
46°F (8°C) |
4.6 in |
|
| April |
56°F (13°C) |
4.3 in |
|
| May |
66°F (19°C) |
5.0 in |
Wettest |
| June |
74°F (24°C) |
3.9 in |
|
| July |
77°F (25°C) |
3.9 in |
Warmest |
| August |
76°F (24°C) |
3.2 in |
|
| September |
69°F (21°C) |
2.8 in |
|
| October |
58°F (14°C) |
3.0 in |
|
| November |
46°F (8°C) |
4.1 in |
|
| December |
36°F (2°C) |
3.7 in |
|
Phillipstown has a seasonal temperature swing of 46°F / from 31°F in January to 77°F in July. Total annual precipitation is 44.2 inches, with May being the wettest month (5.0") and January the driest (2.8").
Average costs for common services in Phillipstown. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,144 |
| Toddler | $888 |
| Preschool | $743 |
| Family Childcare (monthly) |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Phillipstown
What is the population of Phillipstown?
Phillipstown has a population of 46 residents and is located in Illinois. The population density is 170 people per square mile, spread across 0.1 square miles. The median age of residents is 27.0 years, which is younger than the national median of 38.9 years. The population is 19.6% female and 80.4% male.
Is Phillipstown expensive to live in?
Phillipstown has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median home value is $142,200 (50% below the U.S. median).
Is Phillipstown safe?
Public safety is a concern in Phillipstown, with a violent crime rate of 847 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 1,331 per 100,000 (below the national average). Overall, Phillipstown receives a safety grade of F based on combined crime data.
What is the weather like in Phillipstown?
Phillipstown has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 31°F in January, while summers reach an average of 77°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 48.3 inches, with 11.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Phillipstown?
The job market in Phillipstown is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $955. There are 343 business establishments in the area, including 25 restaurants and food service locations.
How much does housing cost in Phillipstown?
The median home value in Phillipstown is $142,200. Zillow estimates the typical home value at $97,540. The homeownership rate is 100.0%. The average annual property tax is $3,617.
How are the schools in Phillipstown?
Schools in Phillipstown score 5.2 out of 10 on standardized testing, near the national average. 12.0% of adults in Phillipstown hold a bachelor's degree or higher, below the national average of 33.7%. 68.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Phillipstown?
The obesity rate in Phillipstown is 39.2% (above the national rate of 32.1%). 18.5% of adults are smokers. 25.7% are physically inactive. 25.6% of residents report depression. 52.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,446.
What are the demographics of Phillipstown?
The racial and ethnic makeup of Phillipstown is 93.5% White, 6.5% Black or African American. 100% of residents speak only English at home. 38.0% of the population are military veterans. 8.3% of residents have a disability. 100.0% have health insurance coverage.
All Countries
