Philo, IL

Full City Profile · Illinois · Champaign County County

4.4 /5.0
A Great
1,461 Population 1,760/sq mi density
$103,438 Median Income $38,235 per capita
$198,100 Home Value $267,140 Zillow
$1,063 Median Rent 17.3% income on rent
53°F Avg Temperature
A
Overall
4.4 / 5.0
Strong
A+
Economy
5.0 / 5.0
$103,438 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$198,100 home value, $1,063/mo rent
B
Education
3.3 / 5.0
28.4% bachelor's degree or higher

Philo, IL

At a Glance

Median Income
$103,438
38% above
$38,235 per capita
Home Value
$198,100
30% below
Zillow: $267,140
Median Rent
$1,063/mo
9% below
17.3% of income on rent
Bachelor's Degree+
28.4%
16% below
94.3% high school+
Unemployment
1.1%
69% below
2.4% poverty rate
Obesity Rate
31.1%
3% below
11.8% smoking rate
Avg Temperature
53°F

How Philo Compares to the U.S. Average

Each bar shows Philo's value as a percentage of the national average (100% = U.S. avg)

Income
138%
Home Value
70%
Rent
91%
Poverty
19%
Bachelor's
84%
Unemployment
31%
Thin vertical line = U.S. national average (100%)

Is Philo a Good Place to Live?

A
4.4 / 5.0 - Great
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Philo residents earn a median household income of $103,438 , which is 38% above the national average of $75,149. Per capita income is $38,235. The unemployment rate stands at 1.1% (69% below the U.S. rate of 3.6%). 2.4% of residents live below the poverty line. The area is home to 4,160 business establishments, including 590 restaurants.

Housing & Cost of Living

The median home value in Philo is $198,100 , 30% below the national median of $281,900. Zillow estimates the typical home at $267,140. Median rent is $1,063/month, with 17.3% of renters spending more than 30% of income on housing. The cost of living index is 100.0 (100 = national average). The median home was built in 1970.

Education

28.4% of adults in Philo hold a bachelor's degree or higher (16% below the national average). 94.3% have completed high school. Local schools score 5.3/10 in standardized testing.

Climate & Weather

Philo has an average annual temperature of 53°F (11°C). Winters average 26°F in January while summers reach 75°F in July. Annual precipitation totals 39.5 inches. Air quality is rated Good with a median AQI of 44.

Data Overview

People

Population1,461
Median Age34.5 yrs
Density1,760/mi²
Male / Female49% / 51%
Foreign Born1.3%
Veterans6.7%

Economy

A+
Median Income$103,438
Per Capita$38,235
Unemployment1.1%
Poverty2.4%
County GDP$15,450M
Avg Weekly Wage$1,235

Housing

A+
Home Value$198,100
Rent$1,063
Ownership88.0%
Zillow$267,140
Housing Units482
Rent Burden17.3%

Health

Obesity31.1%
Diabetes8.0%
Smoking11.8%
Heart Disease4.7%
Premature Death7,180/100K

Climate

Avg Temp53°F
Rain39.5 in/yr
AQI44 (Good)
Elevation740 ft

Education

B
Bachelor's+28.4%
High School+94.3%
Graduate+10.3%
School Score5.3/10

Community

2024 VoteR 37% / D 61%
Commute21 min
Broadband98.6%
Internet Speed108 Mbps
EV Stations2
Libraries11

Did You Know?

The median home in Philo was built in 1970.
The nearest airport is Vermilion Regional (33 miles).
The Gini coefficient (income inequality) is 0.498 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
9.7% of the population has a disability.
Average internet download speed is 108 Mbps.
There are 590 restaurants in the area.
The county recorded 19 fatal vehicle crashes.