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Philo, IL
Full City Profile · Illinois · Champaign County County
3.6
/5.0
B+
Good
1,461
Population
1,760/sq mi density
$103,438
Median Income
$38,235 per capita
$198,100
Home Value
$253,691 Zillow
$1,063
Median Rent
17.3% income on rent
53°F
Avg Temperature
275 sunny days/yr
202
Violent Crime/100K
749 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$103,438 median income, 0.8% unemployment
A+
Affordability
5.0 / 5.0
$198,100 home value, $1,063/mo rent
F
Safety
1.0 / 5.0
202 violent crimes/100K
B
Education
3.3 / 5.0
28.4% bachelor's degree or higher
Housing Overview
Median Home Value
$198,100
30% below
US avg: $281,900
Median Rent
$1,063/mo
9% below
US avg: $1,163/mo
Homeownership Rate
88.0%
35% above US avg (65.4%)
Total Housing Units
482
Median year built: 1970
Home Value by Source
Census Median
$198,100
Zillow (ZHVI)
$253,691
Median Sale Price
$120,000
Median List Price
$315,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
88.0%
Owner-Occupied
12.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent:
$1,063/mo
Market Indicators (Redfin)
Median Days on Market
14 days
Sale-to-List Ratio
1.1%
Buyers market
Homes Sold
1
Price Drops
0.0%
of listings with price reduction
Price Per Sq Ft
$92
Active Inventory
6
homes for sale
Affordability & Housing Stock
Rent Burden
17.3%
of renters spending 30%+ of income on housing
44% below US avg (31.0%)
Median Year Built
1970
Average age of housing stock: 56 years
Homeownership Rate
88.0%
Complete Housing Data
Home Values
| Census Median Value | $198,100 |
| Zillow Home Value (ZHVI) | $253,691 |
| Median Sale Price | $120,000 |
| Median List Price | $315,000 |
| Price Per Sq Ft | $92 |
Rent
| Census Median Rent | $1,063 |
| FMR Studio | $774 |
| FMR 1-Bedroom | $854 |
| FMR 2-Bedroom | $1,063 |
| FMR 3-Bedroom | $1,370 |
| FMR 4-Bedroom | $1,561 |
Market
| Days on Market | 14 |
| Sale-to-List Ratio | 1.1% |
| Price Drops | 0.0% |
| Homes Sold | 1 |
| Active Inventory | 6 |
| Price Per Sq Ft | $92 |
Ownership & Stock
| Owner-Occupied | 88.0% |
| Renter-Occupied | 12.0% |
| Homeownership Rate | 88.0% |
| Total Housing Units | 482 |
| Median Year Built | 1970 |
| Rent Burden | 17.3% |