Philo, IL
Full City Profile · Illinois · Champaign County County
4.4
/5.0
A
Great
1,461
Population
1,760/sq mi density
$103,438
Median Income
$38,235 per capita
$198,100
Home Value
$267,140 Zillow
$1,063
Median Rent
17.3% income on rent
53°F
Avg Temperature
A
Overall
4.4 / 5.0
Strong
A+
Economy
5.0 / 5.0
$103,438 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$198,100 home value, $1,063/mo rent
B
Education
3.3 / 5.0
28.4% bachelor's degree or higher
Philo experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 26°F in January while summers reach 75°F in July. Annual precipitation totals 39.5 inches. The area receives 20.6 inches of snow annually. Air quality is rated Good with a median AQI of 44.
Temperature
26°F Jan (-3°C)
75°F Jul (24°C)
| Annual Average | 52.5°F |
| 3% below US avg | |
| January Average | 26°F (-3°C) |
| July Average | 75°F (24°C) |
Geography
| Elevation | 740 ft (226 m) |
| Area | 0.3 sq mi (0.8 km²) |
| Population Density | 1,760/sq mi |
| Coordinates | 40.0033°N, 88.1564°W |
| Timezone | America/Chicago |
| County | Champaign County County |
| Nearest Airport | Vermilion Regional (DNV) 33 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 44.0 |
| Rating | Good |
| Good Days % | 68.3% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0442 ppm |
| SO₂ (Sulfur Dioxide) | 0.56 ppb |
| CO (Carbon Monoxide) | 0.11 ppm |
| PM2.5 (Fine Particles) | 8.2 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.5 / 100 |
| Social Vulnerability | 30.9 / 100 |
| Community Resilience | 86.3 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Hurricane | Very Low |
| Earthquake | Relatively Low |
| Wildfire | Very Low |
| Flood | Relatively Moderate |
| Hail | Relatively Moderate |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Moderate |
| Winter Weather | Relatively High |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Moderate |
| Drought | Relatively High |
| Cold Wave | Relatively High |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 26°F (-3°C) | 2.3 in | Coldest |
| February | 30°F (-1°C) | 2.0 in | Driest |
| March | 41°F (5°C) | 2.6 in | |
| April | 53°F (12°C) | 3.9 in | |
| May | 64°F (18°C) | 4.8 in | Wettest |
| June | 73°F (23°C) | 4.7 in | |
| July | 75°F (24°C) | 4.1 in | Warmest |
| August | 73°F (23°C) | 3.0 in | |
| September | 67°F (19°C) | 3.1 in | |
| October | 55°F (13°C) | 3.2 in | |
| November | 42°F (6°C) | 3.2 in | |
| December | 31°F (-0°C) | 2.4 in |
Philo has a seasonal temperature swing of 49°F / from 26°F in January to 75°F in July. Total annual precipitation is 39.5 inches, with May being the wettest month (4.8") and February the driest (2.0").