Median Income
$51,696
31% lower than US avg
Home Value
$142,800
49% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
9.3%
72% lower than US avg
Median Rent
$693
40% lower than US avg
Obesity Rate
36.1%
12% higher than US avg
Unemployment
1.3%
64% lower than US avg
Poverty Rate
13.8%
11% higher than US avg
How Point Compares to the U.S. Average (100% = U.S. avg)
People
Population985
Median Age38.4 yrs
Density357/mi²
Male / Female62% / 38%
Largest GroupWhite 91%
Veterans3.5%
Economy
B+
Median Income$51,696
Per Capita$27,941
Unemployment1.3%
Poverty13.8%
County GDP$345M
Commute33 min
Housing
A+
Home Value$142,800
Rent$693
Ownership63.4%
Zillow$226,308
Housing Units415
Rent Burden24.4%
Crime
C+
Violent0/100K
Property1,123/100K
Health
Obesity36.1%
Uninsured13.3%
Smoking16.6%
Depression26.4%
Heart Disease5.8%
Climate
Avg Temp64°F (18°C)
AQI42 (Good)
Rain44.3 in/yr
Sunny Days308/yr
Elevation490 ft (149 m)
Education
D
Bachelor's+9.3%
High School+79.6%
Graduate+2.4%
School Score5.52
Community
2024 VoteR 86% / D 13%
Commute33 min
Broadband85.4%
EV Stations2
Libraries1
Is Point a Good Place to Live?
Based on current data, Point receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate, below-average incomes. Point offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Point is $51,696, 31% below the national average of $75,149. The job market is very strong with unemployment at just 1.3%. 13.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 33 minutes.
Cost of Living & Housing
The median home value in Point is $142,800, 49% below the national median / offering relatively affordable homeownership. Renters pay a median of $693 per month, below the national average / a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Point is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,123 per 100,000, 43% below the national average.
Education
9.3% of residents hold a bachelor's degree, below the national average of 33.7%. 79.6% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Point enjoys a moderate climate with an average annual temperature of 64°F. Winters average 44°F in January while summers reach 83°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.3 inches. Air quality is rated Good with a median AQI of 42.
Point has a population of 985 with a density of 357 people per square mile, spread across 2.8 square miles. The median age is 38.4 years, 1% younger than the national median of 38.9. The gender split is 37.6% female and 62.4% male. The city is predominantly White (90.6%), with 1.7% Hispanic, 3.9% Black. English is the primary language spoken at home by 85.1% of residents, while 14.9% speak Spanish. 3.5% of the population are veterans, below the national rate of 6.0%. 16.4% of residents have a disability (above the 13.0% national average). 68.8% have health insurance coverage.
Population
38.4yrs
Median Age
1% below US avg
Language Spoken at Home
English Only
85.1%
8% above US avg
Spanish
14.9%
11% above US avg
The median household income in Point is $51,696, which is 31% below the national average of $75,149. Per capita income is $27,941 (below the $39,052 national figure). The average weekly wage is $845, 41% lower than the U.S. average. The unemployment rate is 1.3% (below the 3.6% US average). 13.8% of residents live below the poverty line. The area has 271 business establishments, including 26 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 33 minutes (longer than the 28-minute US average). 17.2% of workers work from home.
Income
| Median HH Income | $51,696 |
| 31% below US avg |
| Per Capita Income | $27,941 |
| Avg Weekly Wage | $845 |
| IRS Avg AGI | $68,918 |
| Gini Index | 0.478 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.3% |
| 64% below US avg |
| Poverty Rate | 13.8% |
| 11% above US avg |
| Establishments (County) | 271 |
| County GDP | $345M |
Business (County)
| Restaurants | 26 |
| Healthcare | 12 |
| Retail | 31 |
| Manufacturing | 9 |
Tax & Cost of Living
| Property Tax (IRS) | $6,472 |
| 85% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 4.53% |
Commute & Transportation
| Commute Time | 33.4 min |
| Drive Alone | 74.1% |
| Public Transit | 0.0% |
| Work from Home | 17.2% |
The median home value in Point is $142,800, 49% below the national median of $281,900. Zillow estimates the typical home value at $226,308, higher than the Census estimate. Monthly rent averages $693 (40% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 63.4% of housing units are owner-occupied. There are 415 total housing units in the city. The median year a home was built is 1984. The average annual property tax is $6,472 (higher than the $3,500 national average). 24.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $142,800 |
| 49% below US avg |
| Zillow ZHVI | $226,308 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $693 |
| 40% below US avg |
| Rent Burden | 24.4% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 63.4% |
| Owner-Occupied | 63.4% |
| Renter-Occupied | 36.6% |
| Housing Units | 415 |
| Median Year Built | 1984 |
Property Tax
| Avg Tax (IRS) | $6,472 |
| 85% above US avg |
| Effective Rate | 4.53% |
In Point, 36.1% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 5.8% of residents. 32.6% have high blood pressure. 16.6% are current smokers. 19.5% report binge drinking. 26.5% are physically inactive. 26.4% report depression (above the 20.0% national average). 20.1% experience frequent mental distress. 13.3% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:12,509. The dentist ratio is 1:6,412. 48.8% of residents have access to exercise opportunities.
Health Metrics: Point vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.1% |
| 12% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 5.8% |
| High Blood Pressure | 32.6% |
| Asthma | 10.7% |
| COPD | 7.2% |
| Cancer | 7.0% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 16.6% |
| 19% above US avg |
| Binge Drinking | 19.5% |
| Physical Inactivity | 26.5% |
| Depression | 26.4% |
| Mental Distress | 20.1% |
| Physical Distress | 14.0% |
| Short Sleep | 36.7% |
Healthcare Access
| Insurance Rate | 68.8% |
| Uninsured | 13.3% |
| 55% above US avg |
| Primary Care | 1:12,509 |
| Dentists | 1:6,412 |
| Mental Health | 1:1,855 |
| Checkup Rate | 72.0% |
| Dental Visits | 57.1% |
| Premature Death | 9,817/100K |
Food & Exercise
| Exercise Access | 48.8% |
| Healthcare Facilities | 12 |
Point has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,123 per 100,000, 43% below the U.S. average. The county recorded 1 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Point receives a safety grade of C+.
Crime Rates: Point vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 1,122.9/100K |
| 43% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Point enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winters average 44°F in January while summers reach 83°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 44.3 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 490 feet.
Temperature
44°F Jan (7°C)
83°F Jul (29°C)
| Annual Average | 64.3°F |
| 19% above US avg |
| January Average | 44°F (7°C) |
| July Average | 83°F (29°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 490 ft (149 m) |
| Area | 2.8 sq mi (7.1 km²) |
| Population Density | 357/sq mi |
| Coordinates | 32.9371°N, 95.8634°W |
| Timezone | America/Chicago |
| County | Rains County County |
| Nearest Airport | Tyler Pounds Regional (TYR)
48 miles away |
Precipitation & Snow
Annual Rainfall
44.3"
16% above US avg
Wettest Month (May)
5.47"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 14.1 / 100 |
| Social Vulnerability | 41.5 / 100 |
| Community Resilience | 29.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
70 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on May 1, 2024.
| May 7, 2015 |
5 km N of Venus, Texas |
M4.0 |
126 km |
| Jan 7, 2015 |
6 km NE of Irving, Texas |
M3.6 |
97 km |
| Jun 24, 2012 |
3 km SSE of Briaroaks, Texas |
M3.5 |
143 km |
| Jan 6, 2015 |
4 km ENE of Irving, Texas |
M3.5 |
98 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
29 km |
| May 19, 2018 |
8 km NW of Venus, Texas |
M3.4 |
132 km |
| Oct 20, 2002 |
8 km WSW of Lane, Oklahoma |
M3.4 |
150 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
104 km |
| Apr 2, 2015 |
5 km NNE of Irving, Texas |
M3.3 |
101 km |
| Jun 15, 2012 |
5 km SSE of Briaroaks, Texas |
M3.3 |
142 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
109 km |
| May 18, 2015 |
5 km N of Irving, Texas |
M3.3 |
102 km |
| May 3, 2015 |
4 km N of Irving, Texas |
M3.2 |
102 km |
| May 27, 2013 |
5 km SSW of Bee, Oklahoma |
M3.2 |
143 km |
| May 1, 2024 |
7 km S of Mansfield, Texas |
M3.2 |
130 km |
| Sep 30, 2012 |
1 km W of Irving, Texas |
M3.1 |
104 km |
| Jan 7, 2015 |
4 km NE of Irving, Texas |
M3.1 |
99 km |
| May 1, 2024 |
7 km SSW of Mansfield, Texas |
M3.1 |
132 km |
| Feb 27, 2015 |
4 km ENE of Irving, Texas |
M3.1 |
98 km |
| Jul 17, 2011 |
2 km ESE of Venus, Texas |
M3.0 |
128 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Laura (2020, Cat 1).
| Year |
Name |
Category |
Closest |
| 2020 |
Laura |
Category 3 |
279 km |
| 2008 |
Ike |
Category 2 |
222 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
670 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 55 fatalities, 1,640 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 4, 2022 |
EF4 |
86 km |
0 |
| Nov 4, 2022 |
EF4 |
74 km |
0 |
| Apr 29, 2017 |
EF4 |
77 km |
2 |
| Dec 26, 2015 |
EF4 |
70 km |
10 |
| Apr 25, 1994 |
EF4 |
91 km |
3 |
| Apr 2, 1982 |
EF4 |
82 km |
10 |
| May 13, 1981 |
EF4 |
94 km |
0 |
| May 25, 2024 |
EF3 |
95 km |
0 |
| Nov 4, 2022 |
EF3 |
98 km |
1 |
| Oct 20, 2019 |
EF3 |
99 km |
0 |
| Apr 29, 2017 |
EF3 |
60 km |
2 |
| May 10, 2015 |
EF3 |
63 km |
2 |
| Apr 3, 2012 |
EF3 |
60 km |
0 |
| May 9, 2006 |
EF3 |
78 km |
3 |
| May 4, 1999 |
EF3 |
70 km |
1 |
| Apr 1, 1988 |
EF3 |
98 km |
0 |
| Dec 13, 1984 |
EF3 |
76 km |
0 |
| Apr 2, 1982 |
EF3 |
86 km |
1 |
| May 3, 1979 |
EF3 |
37 km |
0 |
| Feb 23, 1979 |
EF3 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: POPS (4,475 ac, 2003).
| Year |
Name |
Acres |
Distance |
| 2003 |
POPS |
4,475 |
100 km |
| 2006 |
UNNAMED |
1,634 |
41 km |
| 2006 |
COOPER LAKE |
1,224 |
38 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
44°F (7°C) |
2.6 in |
Coldest |
| February |
48°F (9°C) |
3.3 in |
|
| March |
55°F (13°C) |
3.7 in |
|
| April |
63°F (17°C) |
4.3 in |
|
| May |
71°F (22°C) |
5.5 in |
Wettest |
| June |
78°F (26°C) |
3.9 in |
|
| July |
83°F (29°C) |
2.5 in |
Warmest |
| August |
82°F (28°C) |
2.0 in |
Driest |
| September |
76°F (24°C) |
3.9 in |
|
| October |
66°F (19°C) |
4.3 in |
|
| November |
55°F (13°C) |
3.7 in |
|
| December |
46°F (8°C) |
3.4 in |
|
Point has a seasonal temperature swing of 39°F / from 44°F in January to 83°F in July. Total annual precipitation is 42.9 inches, with May being the wettest month (5.5") and August the driest (2.0").
Average costs for common services in Point. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $537 |
| Toddler | $511 |
| Preschool | $498 |
| Family Childcare (monthly) |
| Infant | $494 |
| Toddler | $476 |
| Preschool | $468 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Point
What is the population of Point?
Point has a population of 985 residents and is located in Texas. The population density is 357 people per square mile, spread across 2.8 square miles. The median age of residents is 38.4 years. The population is 37.6% female and 62.4% male.
Is Point expensive to live in?
Point has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $51,696, 31% below the national average of $75,149. The median home value is $142,800 (49% below the U.S. median). Renters pay a median of $693 per month, below the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is Point safe?
Point is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,123 per 100,000 (below the national average). Overall, Point receives a safety grade of C+ based on combined crime data.
What is the weather like in Point?
Point enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winter temperatures average 44°F in January, while summers reach an average of 83°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 44.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Point?
The job market in Point is very strong, with unemployment at just 1.3% / well below the national rate of 3.6%. The average weekly wage is $845. There are 271 business establishments in the area, including 26 restaurants and food service locations. The average commute time is 33 minutes, and 17.2% of workers work from home.
How much does housing cost in Point?
The median home value in Point is $142,800. Zillow estimates the typical home value at $226,308. For renters, the median monthly rent is $693. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 63.4%. The average annual property tax is $6,472.
How are the schools in Point?
Schools in Point score 5.5 out of 10 on standardized testing, near the national average. 9.3% of adults in Point hold a bachelor's degree or higher, below the national average of 33.7%. 79.6% have completed high school. 2.4% hold a graduate or professional degree.
How healthy is Point?
The obesity rate in Point is 36.1% (above the national rate of 32.1%). 16.6% of adults are smokers. 26.5% are physically inactive. 26.4% of residents report depression. 13.3% lack health insurance (above the national rate). 48.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:12,509.
What is transportation like in Point?
The average commute in Point is 33 minutes, longer than the national average of 28 minutes. 74.1% of workers drive alone to work, and 17.2% work from home.
What are the demographics of Point?
The racial and ethnic makeup of Point is 90.6% White, 3.9% Black or African American, 1.7% Hispanic or Latino. 85.1% of residents speak only English at home, while 14.9% speak Spanish. 3.5% of the population are military veterans. 16.4% of residents have a disability. 68.8% have health insurance coverage.
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