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Prospect, KY

Full City Profile · Kentucky · Oldham County County

4.0 /5.0
A Great
4,518 Population 1,180/sq mi density
$172,361 Median Income $98,261 per capita
$494,000 Home Value $612,615 Zillow
$1,287 Median Rent 30.6% income on rent
58°F Avg Temperature 293 sunny days/yr
20 Violent Crime/100K 908 property/100K
A
Overall
4.0 / 5.0
Strong
A+
Economy
4.9 / 5.0
$172,361 median income, 2.5% unemployment
A+
Affordability
5.0 / 5.0
$494,000 home value, $1,287/mo rent
F
Safety
1.0 / 5.0
20 violent crimes/100K
A+
Education
5.0 / 5.0
71.4% bachelor's degree or higher
Prospect enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winters average 35°F in January while summers reach 79°F in July. The area gets 293 sunny days per year. Annual precipitation totals 48.1 inches. Air quality is rated Good with a median AQI of 41.

Temperature

35°F Jan (2°C) 79°F Jul (26°C)
Annual Average57.8°F
7% above US avg
January Average35°F (2°C)
July Average79°F (26°C)
Sunny Days293 days/yr

Geography

Elevation501 ft (153 m)
Area3.9 sq mi (10.1 km²)
Population Density1,180/sq mi
Coordinates38.3469°N, 85.6089°W
TimezoneAmerica/New_York
CountyOldham County County
Nearest AirportLouisville Muhammad Ali International (SDF)
14 miles away

Precipitation & Snow

Annual Rainfall 48.1"
27% above US avg
Wettest Month (May) 4.76"
Driest Month (Sep) 2.99"

Air Quality

AQI Median41.0
RatingGood

Air Pollutants (EPA 2023)

Ozone (O₃)0.0471 ppm

Natural Hazard Risk

Overall RiskRelatively Low
Risk Score56.0 / 100
Social Vulnerability10.6 / 100
Community Resilience84.2 / 100

Hazard Breakdown

Tornado Relatively Moderate
Hurricane Very Low
Earthquake Very Low
Wildfire Very Low
Flood Relatively Low
Hail Very Low
Strong Wind Relatively High
Heat Wave Very Low
Winter Weather Relatively Low
Lightning Relatively Moderate
Ice Storm Relatively Low
Drought Very Low
Cold Wave Relatively Low
Landslide Very Low
Source: FEMA National Risk Index v1.20 (Dec 2025)

Earthquake History

13 earthquakes (M2.5+) within 150 km since 1990. Strongest: M3.9. Most recent: M2.8 on May 11, 2025.

Jan 24, 1990 6 km WNW of Alton, Indiana M3.9 80 km
Jan 27, 1990 6 km N of Alton, Indiana M3.8 74 km
Sep 12, 2004 4 km NW of Manilla, Indiana M3.8 140 km
Aug 20, 2015 6 km SE of Lawrenceburg, Kentucky M2.8 78 km
May 11, 2025 11 km SE of High Bridge, Kentucky M2.8 109 km
Mar 9, 1990 8 km ENE of New Amsterdam, Indiana M2.7 56 km
Mar 21, 1990 1 km W of Spring Mill, Kentucky M2.7 23 km
Jan 12, 2023 4 km E of Burgin, Kentucky M2.6 102 km
Aug 4, 2023 11 km ENE of Lancaster, Kentucky M2.6 125 km
Aug 26, 2000 6 km N of Boonville, Indiana M2.6 148 km
Jan 29, 1990 11 km S of Paoli, Indiana M2.6 75 km
Jan 21, 2018 8 km SSE of High Bridge, Kentucky M2.6 106 km
Jan 4, 1999 9 km WNW of Mount Sterling, Kentucky M2.5 140 km
Source: USGS (M2.5+, 1990-2025)

Tornado History

490 tornadoes (EF0+) within 100 km since 1950. Strongest: EF5. Total: 60 fatalities, 1,464 injuries.

Date Rating Distance Fatalities
Apr 3, 1974 EF5 94 km 3
Mar 2, 2012 EF4 98 km 4
Mar 2, 2012 EF4 52 km 11
May 28, 1996 EF4 25 km 0
Nov 22, 1992 EF4 55 km 1
Jun 2, 1990 EF4 94 km 1
Jun 2, 1990 EF4 81 km 0
Apr 3, 1974 EF4 58 km 4
Apr 3, 1974 EF4 88 km 4
Apr 3, 1974 EF4 26 km 11
Apr 3, 1974 EF4 56 km 0
Apr 3, 1974 EF4 21 km 3
Apr 3, 1974 EF4 74 km 3
Mar 2, 2012 EF3 82 km 3
May 25, 2011 EF3 87 km 0
Feb 28, 2011 EF3 39 km 0
Oct 18, 2007 EF3 15 km 0
May 30, 2004 EF3 84 km 1
May 27, 2004 EF3 99 km 0
Apr 9, 1999 EF3 62 km 0
Source: NOAA SPC (EF0+, 1950-2024)

Wildfire History

20 wildfires (100+ acres) within 100 km. Largest: JPG 09 1 (6,113 ac, 1998).

Year Name Acres Distance
1998 JPG 09 1 6,113 61 km
2005 RX BURNPLAN AREA 2-06 5,054 61 km
2007 UNITS 8-9 2008 4,316 59 km
2006 UNIT 19 06 WUI 3,412 59 km
2003 WUI 3 03 3,372 71 km
2010 WUI UNIT 28K 3,230 74 km
1999 UNNAMED 3,122 71 km
2002 UNIT 8 2,753 59 km
2005 UNIT 3 05 2,511 71 km
2001 01 UNIT 16 2,361 61 km
2011 WUI UNITS 0 AND 1 2011 2,215 59 km
2004 UNIT 19 2,004 58 km
2003 UNIT 8 03 1,971 61 km
2008 FY 09 UNIT 42 RX FALL 2008 1,942 65 km
2000 JPG 14 1,908 60 km
2003 UNIT 16 03 1,809 61 km
2002 UNIT 9 1,485 60 km
1995 UNNAMED 1,462 65 km
2010 TRACER 1,408 74 km
2017 UNNAMED 1,336 90 km
Source: NIFC/IRWIN (100+ acres)

Monthly Weather

Month Avg Temperature Precipitation Summary
January 35°F (2°C) 3.2 in Coldest
February 35°F (2°C) 3.1 in
March 45°F (7°C) 4.3 in
April 54°F (12°C) 4.4 in
May 64°F (18°C) 4.8 in Wettest
June 72°F (22°C) 4.0 in
July 79°F (26°C) 4.5 in Warmest
August 75°F (24°C) 3.9 in
September 68°F (20°C) 3.0 in Driest
October 56°F (14°C) 3.0 in
November 46°F (8°C) 3.9 in
December 36°F (2°C) 3.9 in

Prospect has a seasonal temperature swing of 44°F / from 35°F in January to 79°F in July. Total annual precipitation is 45.9 inches, with May being the wettest month (4.8") and September the driest (3.0").

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