Prospect, KY
Full City Profile · Kentucky · Oldham County County
4.0
/5.0
A
Great
4,518
Population
1,180/sq mi density
$172,361
Median Income
$98,261 per capita
$494,000
Home Value
$612,615 Zillow
$1,287
Median Rent
30.6% income on rent
58°F
Avg Temperature
293 sunny days/yr
20
Violent Crime/100K
908 property/100K
A
Overall
4.0 / 5.0
Strong
A+
Economy
4.9 / 5.0
$172,361 median income, 2.5% unemployment
A+
Affordability
5.0 / 5.0
$494,000 home value, $1,287/mo rent
F
Safety
1.0 / 5.0
20 violent crimes/100K
A+
Education
5.0 / 5.0
71.4% bachelor's degree or higher
Housing Overview
Median Home Value
$494,000
75% above
US avg: $281,900
Median Rent
$1,287/mo
11% above
US avg: $1,163/mo
Homeownership Rate
92.0%
41% above US avg (65.4%)
Total Housing Units
2,107
Median year built: 1988
Home Value by Source
Census Median
$494,000
Zillow (ZHVI)
$612,615
Median Sale Price
$383,750
Median List Price
$450,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
92.0%
Owner-Occupied
8.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent:
$1,287/mo
· Zillow rent:
$2,400/mo
Market Indicators (Redfin)
Median Days on Market
83 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
4
Price Drops
0.0%
of listings with price reduction
Price Per Sq Ft
$207
Active Inventory
23
homes for sale
Affordability & Housing Stock
Rent Burden
30.6%
of renters spending 30%+ of income on housing
1% below US avg (31.0%)
Median Year Built
1988
Average age of housing stock: 38 years
Homeownership Rate
92.0%
Complete Housing Data
Home Values
| Census Median Value | $494,000 |
| Zillow Home Value (ZHVI) | $612,615 |
| Median Sale Price | $383,750 |
| Median List Price | $450,000 |
| Price Per Sq Ft | $207 |
Rent
| Census Median Rent | $1,287 |
| Zillow Rent (ZORI) | $2,400 |
| FMR Studio | $719 |
| FMR 1-Bedroom | $794 |
| FMR 2-Bedroom | $984 |
| FMR 3-Bedroom | $1,277 |
| FMR 4-Bedroom | $1,442 |
Market
| Days on Market | 83 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 0.0% |
| Homes Sold | 4 |
| Active Inventory | 23 |
| Price Per Sq Ft | $207 |
Ownership & Stock
| Owner-Occupied | 92.0% |
| Renter-Occupied | 8.0% |
| Homeownership Rate | 92.0% |
| Total Housing Units | 2,107 |
| Median Year Built | 1988 |
| Rent Burden | 30.6% |
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