Median Income
$69,792
7% lower than US avg
Home Value
$211,500
25% lower than US avg
Bachelor's+
14.2%
58% lower than US avg
Median Rent
$971
17% lower than US avg
Obesity Rate
39.4%
23% higher than US avg
Unemployment
0.2%
94% lower than US avg
Poverty Rate
4.9%
60% lower than US avg
How Ray Compares to the U.S. Average (100% = U.S. avg)
People
Population762
Median Age31.8 yrs
Density577/mi²
Male / Female47% / 53%
Largest GroupWhite 87%
Veterans7.1%
Economy
A
Median Income$69,792
Per Capita$44,703
Unemployment0.2%
Poverty4.9%
County GDP$7,473M
Commute29 min
Housing
A+
Home Value$211,500
Rent$971
OwnershipN/A
Zillow$199,282
Rent Burden30.8%
Health
Obesity39.4%
UninsuredN/A
Depression22.2%
Heart Disease5.4%
Climate
Avg Temp42°F
AQI38 (Good)
Rain15.4 in/yr
Elevation2,263 ft
Education
C
Bachelor's+14.2%
High School+89.8%
School Score5.74
Community
2024 VoteR 83% / D 15%
Commute29 min
Broadband84.9%
Libraries3
Is Ray a Good Place to Live?
Based on current data, Ray receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Ray offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Ray is $69,792, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.2%. Only 4.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Ray is $211,500, 25% below the national median — offering relatively affordable homeownership. Renters pay a median of $971 per month, below the national average — a plus for affordability. At just 3x median income, home prices are very affordable relative to local earnings.
Education
14.2% of residents hold a bachelor's degree, below the national average of 33.7%. 89.8% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Ray has a cool climate with an average annual temperature of 42°F. Winters average 11°F in January while summers reach 70°F in July. Annual precipitation totals 15.4 inches, including 43.7 inches of snow. Air quality is rated Good with a median AQI of 38.
Ray has a population of 762 with a density of 577 people per square mile. The median age is 31.8 years, 18% younger than the national median of 38.9. The city is predominantly White (86.5%), with 12.3% Hispanic.
Population
31.8yrs
Median Age
18% below US avg
Language Spoken at Home
| English Only | 98.8% |
| 26% above US avg |
| Spanish | 1.2% |
| 91% below US avg |
The median household income in Ray is $69,792, which is 7% below the national average of $75,149. The unemployment rate is 0.2% (below the 3.6% US average). 4.9% of residents live below the poverty line. Workers commute an average of 29 minutes.
Income
| Median HH Income | $69,792 |
| 7% below US avg |
| Per Capita Income | $44,703 |
| Avg Weekly Wage | $1,759 |
| IRS Avg AGI | $108,171 |
Employment & Poverty
| Unemployment | 0.2% |
| 94% below US avg |
| Poverty Rate | 4.9% |
| 60% below US avg |
| Establishments (County) | 2,228 |
| County GDP | $7,473M |
Business (County)
| Restaurants | 133 |
| Healthcare | 101 |
| Retail | 139 |
| Manufacturing | 30 |
Tax & Cost of Living
| Property Tax (IRS) | $3,989 |
| 14% above US avg |
| Effective Tax Rate | 1.89% |
Commute & Transportation
| Commute Time | 28.8 min |
| Drive Alone | 82.3% |
| Public Transit | 0.0% |
| Work from Home | 4.1% |
The median home value in Ray is $211,500, 25% below the national average. Monthly rent averages $971 (17% below US avg). Zillow estimates the typical home value at $199,282.
Home Values
| Census Median | $211,500 |
| 25% below US avg |
| Zillow ZHVI | $199,282 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $971 |
| 17% below US avg |
| Rent Burden | 30.8% |
HUD Fair Market Rent
| Studio | $769 |
| 1 Bedroom | $795 |
| 2 Bedrooms | $965 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,588 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,989 |
| 14% above US avg |
| Effective Rate | 1.89% |
In Ray, 39.4% of adults are obese (above the 32.1% national rate). 22.2% report depression. 23.8% are physically inactive.
Health Metrics: Ray vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.4% |
| 23% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 5.4% |
| High Blood Pressure | 30.6% |
| Asthma | 10.5% |
| COPD | 5.7% |
| Stroke | 2.8% |
Behaviors & Mental Health
| |
| Binge Drinking | 24.4% |
| Physical Inactivity | 23.8% |
| Depression | 22.2% |
| Mental Distress | 16.3% |
| Physical Distress | 11.6% |
Healthcare Access
| Insurance Rate | 89.9% |
| |
| Checkup Rate | 70.8% |
| Premature Death | 8,180/100K |
Food & Exercise
| Food Environment | 9.3/10 |
| Exercise Access | 81.7% |
| Healthcare Facilities | 101 |
Crime Rates: Ray vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
Safety Score
Ray has an average annual temperature of 42°F (6°C). Winters average 11°F in January while summers reach 70°F in July. Annual precipitation is 15.4 inches. Air quality is rated Good with a median AQI of 38.
Temperature
11°F Jan (-12°C)
70°F Jul (21°C)
| Annual Average | 42.0°F |
| 22% below US avg |
| January Average | 11°F (-12°C) |
| July Average | 70°F (21°C) |
Precipitation & Snow
| Annual Rainfall | 15.4 inches |
| 59% below US avg |
| Snowfall | 43.7 inches/yr |
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Geography
| Elevation | 2,263 ft (690 m) |
| Area | 1.3 sq mi (3.4 km²) |
| Population Density | 577/sq mi |
| Coordinates | 48.3354°N, 103.1733°W |
| County FIPS | 38105 |