Reserve, MT

Montana

Reserve is a small town in Montana with a population of 23. Residents earn $51,250 per year, which is 32% below the national average.

3.7 /5.0
B+ Good
23 Population 17/sq mi density
$51,250 Median Income $46,661 per capita
$90,000 Home Value
N/A Median Rent
39°F Avg Temperature
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.8 / 5.0
$51,250 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$90,000 home value
B
Education
3.2 / 5.0
27.8% bachelor's degree or higher
Median Income $51,250
32% lower than US avg
Home Value $90,000
68% lower than US avg
Bachelor's+ 27.8%
18% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 37.5%
202% higher than US avg

How Reserve Compares to the U.S. Average (100% = U.S. avg)

People

Population23
Median Age64.2 yrs
Density17/mi²
Male / Female35% / 65%
Largest GroupWhite 96%
Veterans18.0%

Economy

C+
Median Income$51,250
Per Capita$46,661
Unemployment0.0%
Poverty37.5%
County GDP$241M
Commute25 min

Housing

A+
Home Value$90,000
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp39°F
AQI26 (Good)
Rain14.9 in/yr
Elevation2,053 ft

Education

B
Bachelor's+27.8%
High School+94.4%
School Score5.68

Community

2024 VoteR 69% / D 27%
Commute25 min
Broadband14.0%
Libraries1

Is Reserve a Good Place to Live?

Based on current data, Reserve receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes. Reserve offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Reserve is $51,250, 32% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 37.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Reserve is $90,000, 68% below the national median — offering relatively affordable homeownership. At just 1.8x median income, home prices are very affordable relative to local earnings.

Education

27.8% of residents hold a bachelor's degree, below the national average of 33.7%. 94.4% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Reserve has a cool climate with an average annual temperature of 39°F. Winters average 9°F in January while summers reach 67°F in July. Annual precipitation totals 14.9 inches. Air quality is rated Good with a median AQI of 26.

Reserve has a population of 23 with a density of 17 people per square mile. The median age is 64.2 years, 65% older than the national median of 38.9. The city is predominantly White (95.7%), with 4.3% Hispanic.

Population

23
Total Population
17
People / sq mi
64.2yrs
Median Age
65% above US avg
1.4mi²
Land Area

Gender Distribution

Male 34.8%
Female 65.2%

Race & Ethnicity

Reserve vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Reserve vs U.S. Average

The median household income in Reserve is $51,250, which is 32% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 37.5% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Reserve vs U.S.

Commute Mode

Income

Median HH Income$51,250
32% below US avg
Per Capita Income$46,661
Avg Weekly Wage$935
IRS Avg AGI$70,549

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate37.5%
202% above US avg
Establishments (County)224
County GDP$241M

Business (County)

Restaurants16
Healthcare13
Retail19

Tax & Cost of Living

Property Tax (IRS)$3,383
3% below US avg
Effective Tax Rate3.76%

Commute & Transportation

Commute Time25.0 min
Drive Alone75.0%
Public Transit0.0%
Work from Home25.0%

Walkability

The median home value in Reserve is $90,000, 68% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$90,000
68% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied100.0%

Property Tax

Avg Tax (IRS)$3,383
3% below US avg
Effective Rate3.76%

Health Metrics: Reserve vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate96.3%
Premature Death8,226/100K

Food & Exercise

Food Environment7.9/10
Exercise Access63.2%
Healthcare Facilities13

Crime Rates: Reserve vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

FEMA Disasters91

Safety Score

Reserve has an average annual temperature of 39°F (4°C). Winters average 9°F in January while summers reach 67°F in July. Annual precipitation is 14.9 inches. Air quality is rated Good with a median AQI of 26.

Temperature

9°F Jan (-13°C) 67°F Jul (20°C)
Annual Average39.1°F
28% below US avg
January Average9°F (-13°C)
July Average67°F (20°C)

Precipitation & Snow

Annual Rainfall14.9 inches
61% below US avg

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation2,053 ft (626 m)
Area1.4 sq mi (3.5 km²)
Population Density17/sq mi
Coordinates48.6024°N, 104.4676°W
County FIPS30091
It is classified as Nonmetro — Rural. 27.8% of residents hold a bachelor's degree or higher (18% below US avg). In the 2024 election, the county voted Republican by a 42.5-point margin. 14.0% of households have broadband internet.

2024 Presidential Election (County)

R 69.1%
D 26.6%

Winner: Republican by 42.5 points

Education

Bachelor's Degree+27.8%
18% below US avg
High School+94.4%
School Test Score5.68
B Education Grade (3.2/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density17/sq mi
Total Area1.4 sq mi

Infrastructure & Services

Broadband Access14.0%
Public Libraries1
Healthcare Facilities13
Restaurants16
Retail Stores19

Safety & Disasters

FEMA Disaster Declarations91

Commute & Transportation

Avg Commute25.0 min
Drive Alone75.0%
Public Transit0.0%
Work from Home25.0%

Nearby Cities

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