Median Income
$28,158
63% lower than US avg
Home Value
$55,900
80% lower than US avg
Violent Crime
257/100K
32% lower than US avg
Bachelor's+
5.9%
82% lower than US avg
Obesity Rate
31.0%
3% lower than US avg
Unemployment
6.5%
81% higher than US avg
Poverty Rate
48.8%
294% higher than US avg
How Rockholds Compares to the U.S. Average (100% = U.S. avg)
People
Population192
Median Age46.7 yrs
Density161/mi²
Male / Female22% / 78%
Largest GroupWhite 100%
Veterans0.0%
Economy
D
Median Income$28,158
Per Capita$21,053
Unemployment6.5%
Poverty48.8%
County GDP$1,559M
Housing
A+
Home Value$55,900
Ownership48.2%
Zillow$132,484
Housing Units136
Rent Burden25.5%
Crime
F
Violent257/100K
Property3,279/100K
Climate
Avg Temp56°F (13°C)
AQI41 (Good)
Rain52.0 in/yr
Sunny Days299/yr
Elevation1,102 ft (336 m)
Education
F
Bachelor's+5.9%
High School+41.2%
Graduate+0.0%
School Score6.12
Community
2024 VoteR 84% / D 15%
Broadband58.8%
EV Stations5
Libraries3
Is Rockholds a Good Place to Live?
Based on current data, Rockholds receives an overall livability score of 2.3 out of 5.0, earning a grade of C. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Rockholds has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Rockholds is $28,158, 63% below the national average of $75,149. The unemployment rate of 6.5% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 48.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population.
Cost of Living & Housing
The median home value in Rockholds is $55,900, 80% below the national median / offering relatively affordable homeownership. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Rockholds is below the national average at 257 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,279 per 100,000, 67% above the national average.
Education
5.9% of residents hold a bachelor's degree, below the national average of 33.7%. 41.2% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Rockholds enjoys a moderate climate with an average annual temperature of 56°F. Winters average 35°F in January while summers reach 75°F in July. With 299 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 52.0 inches, including 11.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Rockholds has a population of 192 with a density of 161 people per square mile, spread across 1.2 square miles. The median age is 46.7 years, 20% older than the national median of 38.9. The gender split is 77.6% female and 22.4% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 0.0% of the population are veterans, below the national rate of 6.0%. 34.7% of residents have a disability (above the 13.0% national average). 56.1% have health insurance coverage.
Population
46.7yrs
Median Age
20% above US avg
Race & Ethnicity
Rockholds vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Rockholds vs U.S. Average
The median household income in Rockholds is $28,158, which is 63% below the national average of $75,149. Per capita income is $21,053 (below the $39,052 national figure). The average weekly wage is $895, 38% lower than the U.S. average. The unemployment rate is 6.5% (above the 3.6% US average). 48.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,040 business establishments, including 75 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Rockholds vs U.S.
Income
| Median HH Income | $28,158 |
| 63% below US avg |
| Per Capita Income | $21,053 |
| Avg Weekly Wage | $895 |
| IRS Avg AGI | $52,378 |
| Gini Index | 0.487 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.5% |
| 81% above US avg |
| Poverty Rate | 48.8% |
| 294% above US avg |
| Establishments (County) | 1,040 |
| County GDP | $1,559M |
Business (County)
| Restaurants | 75 |
| Healthcare | 107 |
| Retail | 132 |
| Manufacturing | 16 |
Tax & Cost of Living
| Property Tax (IRS) | $2,789 |
| 20% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 4.99% |
Commute & Transportation
| Drive Alone | 29.4% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Rockholds is $55,900, 80% below the national median of $281,900. Zillow estimates the typical home value at $132,484, higher than the Census estimate. Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 48.2% of housing units are owner-occupied (below the 65.4% national rate). There are 136 total housing units in the city. The median year a home was built is 1994. The average annual property tax is $2,789 (lower than the $3,500 national average). 25.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $55,900 |
| 80% below US avg |
| Zillow ZHVI | $132,484 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 48.2% |
| Owner-Occupied | 48.2% |
| Renter-Occupied | 51.8% |
| Housing Units | 136 |
| Median Year Built | 1994 |
Property Tax
| Avg Tax (IRS) | $2,789 |
| 20% below US avg |
| Effective Rate | 4.99% |
In Rockholds, 31.0% of adults are obese, below the national rate of 32.1%. The primary care physician ratio is 1:1,154. The dentist ratio is 1:1,317. 77.8% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: Rockholds vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.0% |
| 3% below US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 56.1% |
| |
| Primary Care | 1:1,154 |
| Dentists | 1:1,317 |
| Mental Health | 1:55 |
| Dental Visits | 48.0% |
| Premature Death | 16,850/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 77.8% |
| Healthcare Facilities | 107 |
Rockholds has a violent crime rate of 257 per 100,000 residents, 32% below the national average of 380. Property crime stands at 3,279 per 100,000, 67% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Rockholds receives a safety grade of F.
Crime Rates: Rockholds vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 257.5/100K |
| 32% below US avg |
| |
Property Crime
| Total Property | 3,279.1/100K |
| 67% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Rockholds enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 35°F in January while summers reach 75°F in July. The area gets 299 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 52.0 inches (wetter than the 38-inch national average). The area receives 11.2 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 1,102 feet.
Temperature
35°F Jan (2°C)
75°F Jul (24°C)
| Annual Average | 55.6°F |
| 3% above US avg |
| January Average | 35°F (2°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 299 days/yr |
Geography
| Elevation | 1,102 ft (336 m) |
| Area | 1.2 sq mi (3.1 km²) |
| Population Density | 161/sq mi |
| Coordinates | 36.8316°N, 84.1077°W |
| Timezone | America/New_York |
| County | Whitley County County |
| Nearest Airport | Lake Cumberland Regional (SME)
32 miles away |
Precipitation & Snow
Annual Rainfall
52.0"
37% above US avg
Wettest Month (May)
4.96"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.2 / 100 |
| Social Vulnerability | 69.6 / 100 |
| Community Resilience | 48.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
114 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.5 on Aug 19, 2025.
| Nov 10, 2012 |
6 km W of Blackey, Kentucky |
M4.2 |
100 km |
| May 10, 2025 |
21 km SE of Greenback, Tennessee |
M4.1 |
144 km |
| Aug 17, 1990 |
9 km NNW of Loyall, Kentucky |
M4.0 |
65 km |
| Jul 30, 1997 |
6 km NNE of Tazewell, Tennessee |
M3.8 |
61 km |
| Jan 20, 2020 |
2 km NE of Fincastle, Tennessee |
M3.8 |
45 km |
| Sep 17, 2004 |
8 km ESE of Corbin, Kentucky |
M3.7 |
15 km |
| Jun 17, 1998 |
9 km SSE of Coalfield, Tennessee |
M3.6 |
102 km |
| Mar 5, 2019 |
7 km NE of Maynardville, Tennessee |
M3.4 |
68 km |
| Apr 20, 2010 |
4 km SW of Maryville, Tennessee |
M3.3 |
123 km |
| Aug 31, 2009 |
2 km NNE of Friendsville, Tennessee |
M3.3 |
117 km |
| Jan 27, 2009 |
4 km NE of Williamsburg, Kentucky |
M3.2 |
7 km |
| Jul 26, 2001 |
11 km S of New Market, Tennessee |
M3.2 |
105 km |
| Jul 26, 2001 |
11 km N of Sevierville, Tennessee |
M3.2 |
108 km |
| May 10, 2006 |
3 km WNW of Madisonville, Tennessee |
M3.2 |
147 km |
| Nov 8, 1990 |
5 km SW of Blackey, Kentucky |
M3.2 |
101 km |
| Apr 29, 2018 |
10 km WSW of Bean Station, Tennessee |
M3.1 |
88 km |
| Jan 17, 1999 |
7 km NNW of Flat Lick, Kentucky |
M3.1 |
28 km |
| Nov 10, 1992 |
4 km ESE of Greenback, Tennessee |
M3.0 |
132 km |
| Sep 24, 1991 |
6 km NE of Greenback, Tennessee |
M3.0 |
126 km |
| Nov 24, 2012 |
7 km NE of Sevierville, Tennessee |
M3.0 |
115 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
219 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 41 fatalities, 641 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF4 |
93 km |
5 |
| Apr 3, 1974 |
EF4 |
64 km |
0 |
| Apr 27, 1971 |
EF4 |
90 km |
2 |
| Jul 27, 2014 |
EF3 |
42 km |
0 |
| May 8, 2009 |
EF3 |
97 km |
2 |
| Nov 10, 2002 |
EF3 |
99 km |
7 |
| Feb 21, 1993 |
EF3 |
91 km |
0 |
| May 9, 1988 |
EF3 |
41 km |
1 |
| Apr 3, 1974 |
EF3 |
71 km |
0 |
| Apr 3, 1974 |
EF3 |
59 km |
0 |
| Apr 3, 1974 |
EF3 |
98 km |
1 |
| Apr 3, 1974 |
EF3 |
82 km |
0 |
| Apr 3, 1974 |
EF3 |
34 km |
7 |
| Apr 3, 1974 |
EF3 |
53 km |
2 |
| Apr 3, 1974 |
EF3 |
77 km |
0 |
| Jun 29, 1973 |
EF3 |
33 km |
0 |
| Mar 12, 1967 |
EF3 |
37 km |
0 |
| Mar 12, 1967 |
EF3 |
18 km |
0 |
| Jun 9, 1961 |
EF3 |
96 km |
1 |
| Apr 8, 2021 |
EF2 |
58 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (66,145 ac, 1987).
| Year |
Name |
Acres |
Distance |
| 1987 |
UNNAMED |
66,145 |
96 km |
| 1987 |
UNNAMED |
15,138 |
96 km |
| 1987 |
UNNAMED |
11,817 |
31 km |
| 1987 |
UNNAMED |
11,663 |
72 km |
| 2016 |
STINKING CREEK |
10,768 |
43 km |
| 1987 |
UNNAMED |
10,327 |
41 km |
| 1987 |
UNNAMED |
9,084 |
62 km |
| 1987 |
UNNAMED |
8,099 |
99 km |
| 2000 |
UNNAMED |
8,064 |
63 km |
| 2001 |
UNNAMED |
7,907 |
46 km |
| 2001 |
CRANE CREEK |
7,555 |
52 km |
| 2001 |
COOL SPRINGS |
7,477 |
39 km |
| 2016 |
LITTLE SHEPHERD TRAIL |
6,751 |
89 km |
| 2001 |
UNNAMED |
6,628 |
97 km |
| 2000 |
UNNAMED |
6,590 |
24 km |
| 1987 |
UNNAMED |
6,456 |
85 km |
| 1987 |
K-T FIRE |
6,372 |
35 km |
| 1987 |
UNNAMED |
6,067 |
31 km |
| 1987 |
LOCUST GAP |
6,014 |
79 km |
| 1987 |
UNNAMED |
5,973 |
48 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
35°F (2°C) |
4.0 in |
Coldest |
| February |
38°F (3°C) |
3.9 in |
|
| March |
46°F (8°C) |
4.8 in |
|
| April |
55°F (13°C) |
4.1 in |
|
| May |
63°F (17°C) |
5.0 in |
Wettest |
| June |
71°F (22°C) |
4.3 in |
|
| July |
75°F (24°C) |
4.6 in |
Warmest |
| August |
74°F (23°C) |
4.1 in |
|
| September |
68°F (20°C) |
3.7 in |
|
| October |
57°F (14°C) |
3.2 in |
Driest |
| November |
47°F (8°C) |
4.2 in |
|
| December |
39°F (4°C) |
4.3 in |
|
Rockholds has a seasonal temperature swing of 40°F / from 35°F in January to 75°F in July. Total annual precipitation is 50.0 inches, with May being the wettest month (5.0") and October the driest (3.2").
Average costs for common services in Rockholds. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $435 |
| Toddler | $404 |
| Preschool | $404 |
| Family Childcare (monthly) |
| Infant | $484 |
| Toddler | $351 |
| Preschool | $351 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Rockholds
What is the population of Rockholds?
Rockholds has a population of 192 residents and is located in Kentucky. The population density is 161 people per square mile, spread across 1.2 square miles. The median age of residents is 46.7 years, which is older than the national median of 38.9 years. The population is 77.6% female and 22.4% male.
Is Rockholds expensive to live in?
Rockholds is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $28,158, 63% below the national average of $75,149. The median home value is $55,900 (80% below the U.S. median). The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Rockholds safe?
Rockholds is safer than the national average, with a violent crime rate of 257 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,279 per 100,000 (above the national average). Overall, Rockholds receives a safety grade of F based on combined crime data.
What is the weather like in Rockholds?
Rockholds enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 35°F in January, while summers reach an average of 75°F in July. The area receives 299 sunny days per year, well above the national average of 205. Annual rainfall totals 52.0 inches, with 11.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Rockholds?
The unemployment rate in Rockholds is 6.5%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $895. There are 1,040 business establishments in the area, including 75 restaurants and food service locations.
How much does housing cost in Rockholds?
The median home value in Rockholds is $55,900. Zillow estimates the typical home value at $132,484. The homeownership rate is 48.2%. The average annual property tax is $2,789.
How are the schools in Rockholds?
Schools in Rockholds score 6.1 out of 10 on standardized testing, near the national average. 5.9% of adults in Rockholds hold a bachelor's degree or higher, below the national average of 33.7%. 41.2% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Rockholds?
The obesity rate in Rockholds is 31.0% (below the national rate of 32.1%). 77.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,154.
What are the demographics of Rockholds?
The racial and ethnic makeup of Rockholds is 100% White. 100% of residents speak only English at home. 0.0% of the population are military veterans. 34.7% of residents have a disability. 56.1% have health insurance coverage.
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