Saco, MT

Montana

Saco is a small town in Montana with a population of 154. Residents earn $51,250 per year, which is 32% below the national average.

3.6 /5.0
B+ Good
154 Population 513/sq mi density
$51,250 Median Income $27,349 per capita
$64,400 Home Value $144,269 Zillow
$900 Median Rent 20.0% income on rent
42°F Avg Temperature
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$51,250 median income, 0.7% unemployment
A+
Affordability
5.0 / 5.0
$64,400 home value, $900/mo rent
C+
Education
2.5 / 5.0
19.3% bachelor's degree or higher
Median Income $51,250
32% lower than US avg
Home Value $64,400
77% lower than US avg
Bachelor's+ 19.3%
43% lower than US avg
Median Rent $900
23% lower than US avg
Obesity Rate 38.7%
21% higher than US avg
Unemployment 0.7%
81% lower than US avg
Poverty Rate 21.4%
73% higher than US avg

How Saco Compares to the U.S. Average (100% = U.S. avg)

People

Population154
Median Age48.0 yrs
Density513/mi²
Male / Female43% / 57%
Largest GroupWhite 99%
Veterans15.8%

Economy

B
Median Income$51,250
Per Capita$27,349
Unemployment0.7%
Poverty21.4%
County GDP$164M
Commute35 min

Housing

A+
Home Value$64,400
Rent$900
OwnershipN/A
Zillow$144,269
Rent Burden20.0%

Crime

ViolentN/A
PropertyN/A

Health

Obesity38.7%
UninsuredN/A
Depression27.0%
Heart Disease5.2%

Climate

Avg Temp42°F
AQI26 (Good)
Rain13.4 in/yr
Elevation2,182 ft

Education

C+
Bachelor's+19.3%
High School+96.3%
School Score5.68

Community

2024 VoteR 80% / D 18%
Commute35 min
Broadband79.0%
Libraries3

Is Saco a Good Place to Live?

Based on current data, Saco receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, long commute times. Saco offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Saco is $51,250, 32% below the national average of $75,149. The job market is very strong with unemployment at just 0.7%. The poverty rate of 21.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 35 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Saco is $64,400, 77% below the national median — offering relatively affordable homeownership. Renters pay a median of $900 per month, below the national average — a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.

Education

19.3% of residents hold a bachelor's degree, below the national average of 33.7%. 96.3% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Saco has a cool climate with an average annual temperature of 42°F. Winters average 14°F in January while summers reach 69°F in July. Annual precipitation totals 13.4 inches. Air quality is rated Good with a median AQI of 26.

Saco has a population of 154 with a density of 513 people per square mile. The median age is 48.0 years, 23% older than the national median of 38.9. The city is predominantly White (98.7%).

Population

154
Total Population
513
People / sq mi
48.0yrs
Median Age
23% above US avg
0.3mi²
Land Area

Gender Distribution

Male 42.9%
Female 57.1%

Race & Ethnicity

Saco vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Saco vs U.S. Average

The median household income in Saco is $51,250, which is 32% below the national average of $75,149. The unemployment rate is 0.7% (below the 3.6% US average). 21.4% of residents live below the poverty line. Workers commute an average of 35 minutes.

Income: Saco vs U.S.

Commute Mode

Income

Median HH Income$51,250
32% below US avg
Per Capita Income$27,349
Avg Weekly Wage$797
IRS Avg AGI$52,342

Employment & Poverty

Unemployment0.7%
81% below US avg
Poverty Rate21.4%
73% above US avg
Establishments (County)186
County GDP$164M

Business (County)

Restaurants21
Healthcare9
Retail20
Manufacturing4

Tax & Cost of Living

Property Tax (IRS)$2,800
20% below US avg
Effective Tax Rate4.35%

Commute & Transportation

Commute Time35.3 min
Drive Alone74.4%
Public Transit0.0%
Work from Home8.9%

Walkability

The median home value in Saco is $64,400, 77% below the national average. Monthly rent averages $900 (23% below US avg). Zillow estimates the typical home value at $144,269.

Home Value Sources

Ownership Split

Home Values

Census Median$64,400
77% below US avg
Zillow ZHVI$144,269

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$900
23% below US avg
Rent Burden20.0%

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied84.8%

Property Tax

Avg Tax (IRS)$2,800
20% below US avg
Effective Rate4.35%
In Saco, 38.7% of adults are obese (above the 32.1% national rate). 27.0% report depression. 22.3% are physically inactive.

Health Metrics: Saco vs U.S. Average (%)

Chronic Conditions

Obesity38.7%
21% above US avg
Diabetes8.2%
Heart Disease5.2%
High Blood Pressure27.6%
Asthma11.6%
COPD6.5%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking22.9%
Physical Inactivity22.3%
Depression27.0%
Mental Distress19.8%
Physical Distress13.4%

Healthcare Access

Insurance Rate92.0%
Checkup Rate68.7%
Premature Death10,668/100K

Food & Exercise

Food Environment7.9/10
Exercise Access60.8%
Healthcare Facilities9

Crime Rates: Saco vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

FEMA Disasters91

Safety Score

Saco has an average annual temperature of 42°F (6°C). Winters average 14°F in January while summers reach 69°F in July. Annual precipitation is 13.4 inches. Air quality is rated Good with a median AQI of 26.

Temperature

14°F Jan (-10°C) 69°F Jul (21°C)
Annual Average42.0°F
22% below US avg
January Average14°F (-10°C)
July Average69°F (21°C)

Precipitation & Snow

Annual Rainfall13.4 inches
65% below US avg

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation2,182 ft (665 m)
Area0.3 sq mi (0.8 km²)
Population Density513/sq mi
Coordinates48.4571°N, 107.3413°W
County FIPS30071
It is classified as Nonmetro — Rural. 19.3% of residents hold a bachelor's degree or higher (43% below US avg). In the 2024 election, the county voted Republican by a 62.5-point margin. 79.0% of households have broadband internet.

2024 Presidential Election (County)

R 80.1%
D 17.6%

Winner: Republican by 62.5 points

Education

Bachelor's Degree+19.3%
43% below US avg
High School+96.3%
School Test Score5.68
C+ Education Grade (2.5/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density513/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Broadband Access79.0%
Public Libraries3
Healthcare Facilities9
Restaurants21
Retail Stores20

Safety & Disasters

FEMA Disaster Declarations91

Commute & Transportation

Avg Commute35.3 min
Drive Alone74.4%
Public Transit0.0%
Work from Home8.9%

Nearby Cities

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