Home Value
$817,300
190% higher than US avg
Violent Crime
460/100K
21% higher than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
31.4%
2% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
68.4%
452% higher than US avg
How Saddle Ridge Compares to the U.S. Average (100% = U.S. avg)
People
Population58
Median Age52.5 yrs
Density341/mi²
Male / Female53% / 47%
Largest GroupWhite 100%
Veterans58.0%
Economy
Per Capita$14,476
Unemployment0.0%
Poverty68.4%
County GDP$2,043M
Housing
Home Value$817,300
Ownership100.0%
Zillow$204,389
Housing Units19
Rent Burden28.7%
Crime
F
Violent460/100K
Property1,611/100K
Health
Obesity31.4%
Smoking15.6%
Depression23.8%
Heart Disease6.1%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain14.3 in/yr
Sunny Days316/yr
Elevation4,477 ft (1,365 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score5.26
Community
2024 VoteR 73% / D 24%
Broadband19.0%
EV Stations1
Libraries2
Is Saddle Ridge a Good Place to Live?
Based on current data, Saddle Ridge receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, abundant sunshine. Areas to be aware of include high housing costs, an elevated poverty rate. Saddle Ridge offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. The poverty rate of 68.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population.
Cost of Living & Housing
The median home value in Saddle Ridge is $817,300, making it a premium housing market at 190% above the U.S. median of $281,900.
Safety & Crime
The violent crime rate of 460 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 1,611 per 100,000, near the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Saddle Ridge experiences four distinct seasons with an average temperature of 50°F. Winters average 27°F in January while summers reach 75°F in July. With 316 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 14.3 inches, including 22.7 inches of snow. Air quality is rated Good with a median AQI of 41.
Saddle Ridge has a population of 58 with a density of 341 people per square mile, spread across 0.2 square miles. The median age is 52.5 years, 35% older than the national median of 38.9. The gender split is 46.6% female and 53.4% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 58.0% of the population are veterans, above the national rate of 6.0%. 7.5% of residents have a disability (below the 13.0% national average). 75.5% have health insurance coverage.
Population
52.5yrs
Median Age
35% above US avg
Race & Ethnicity
Saddle Ridge vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Saddle Ridge vs U.S. Average
Per capita income is $14,476 (below the $39,052 national figure). The average weekly wage is $1,094, 24% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 68.4% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 880 business establishments, including 61 restaurants. The cost of living index is 103.1, roughly in line with the national average. 0.0% of workers work from home (below the 15.2% national rate).
Income: Saddle Ridge vs U.S.
Income
| |
| Per Capita Income | $14,476 |
| Avg Weekly Wage | $1,094 |
| IRS Avg AGI | $61,894 |
| Gini Index | 0.411 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 68.4% |
| 452% above US avg |
| Establishments (County) | 880 |
| County GDP | $2,043M |
Business (County)
| Restaurants | 61 |
| Healthcare | 61 |
| Retail | 92 |
| Manufacturing | 25 |
Tax & Cost of Living
| Property Tax (IRS) | $2,514 |
| 28% below US avg |
| Cost of Living | 103.10 (100=avg) |
| Effective Tax Rate | 0.31% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Saddle Ridge is $817,300, 190% above the national median of $281,900. Zillow estimates the typical home value at $204,389, lower than the Census estimate. Fair market rent ranges from $1,161 for a one-bedroom to $1,429 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 19 total housing units in the city. The median year a home was built is 2014. The average annual property tax is $2,514 (lower than the $3,500 national average). 28.7% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $817,300 |
| 190% above US avg |
| Zillow ZHVI | $204,389 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,083 |
| 1 Bedroom | $1,161 |
| 2 Bedrooms | $1,429 |
| 3 Bedrooms | $1,861 |
| 4 Bedrooms | $2,178 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 19 |
| Median Year Built | 2014 |
Property Tax
| Avg Tax (IRS) | $2,514 |
| 28% below US avg |
| Effective Rate | 0.31% |
In Saddle Ridge, 31.4% of adults are obese, below the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 6.1% of residents. 29.4% have high blood pressure. 15.6% are current smokers. 18.7% report binge drinking. 20.2% are physically inactive, below the national average. 23.8% report depression (above the 20.0% national average). 18.8% experience frequent mental distress. The primary care physician ratio is 1:1,813. The dentist ratio is 1:1,462. 76.0% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Saddle Ridge vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.4% |
| 2% below US avg |
| Diabetes | 9.1% |
| Heart Disease | 6.1% |
| High Blood Pressure | 29.4% |
| Asthma | 11.5% |
| COPD | 7.0% |
| Cancer | 7.4% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 15.6% |
| 11% above US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 20.2% |
| Depression | 23.8% |
| Mental Distress | 18.8% |
| Physical Distress | 14.0% |
| Short Sleep | 33.7% |
Healthcare Access
| Insurance Rate | 75.5% |
| |
| Primary Care | 1:1,813 |
| Dentists | 1:1,462 |
| Mental Health | 1:500 |
| Checkup Rate | 68.2% |
| Dental Visits | 55.1% |
| Premature Death | 9,510/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 76.0% |
| Healthcare Facilities | 61 |
Saddle Ridge has a violent crime rate of 460 per 100,000 residents, 21% above the national average of 380. Property crime stands at 1,611 per 100,000, 18% below the U.S. average. The county recorded 9 fatal traffic crashes. Overall, Saddle Ridge receives a safety grade of F.
Crime Rates: Saddle Ridge vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 460.3/100K |
| 21% above US avg |
| |
Property Crime
| Total Property | 1,611.1/100K |
| 18% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Saddle Ridge experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 27°F in January while summers reach 75°F in July. The area gets 316 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 14.3 inches (drier than the 38-inch national average). The area receives 22.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 4,477 feet.
Temperature
27°F Jan (-3°C)
75°F Jul (24°C)
| Annual Average | 49.8°F |
| 8% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 316 days/yr |
Geography
| Elevation | 4,477 ft (1,365 m) |
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 341/sq mi |
| Coordinates | 40.3131°N, 103.8023°W |
| Timezone | America/Denver |
| County | Morgan County County |
| Nearest Airport | Colorado Plains Regional (AKO)
32 miles away |
Precipitation & Snow
Annual Rainfall
14.3"
62% below US avg
Wettest Month (May)
2.48"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.9 / 100 |
| Social Vulnerability | 18.0 / 100 |
| Community Resilience | 30.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.7 on Jun 13, 2025.
| Dec 25, 1994 |
9 km NE of Larkspur, Colorado |
M4.0 |
143 km |
| Jun 1, 2014 |
9 km NNW of Kersey, Colorado |
M3.2 |
70 km |
| Mar 30, 2019 |
7 km NE of Greeley, Colorado |
M2.9 |
72 km |
| Jun 13, 2025 |
7 km SE of Erie, Colorado |
M2.7 |
106 km |
| Aug 23, 2016 |
2 km SSE of Eaton, Colorado |
M2.6 |
79 km |
| Jun 23, 2014 |
6 km NNE of Kersey, Colorado |
M2.5 |
64 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
954 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 1 fatality, 102 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 8, 2023 |
EF3 |
78 km |
0 |
| May 22, 2008 |
EF3 |
81 km |
1 |
| May 30, 1996 |
EF3 |
69 km |
0 |
| Jul 21, 1993 |
EF3 |
82 km |
0 |
| Jun 12, 1982 |
EF3 |
83 km |
0 |
| May 18, 1975 |
EF3 |
97 km |
0 |
| May 10, 1975 |
EF3 |
37 km |
0 |
| Aug 15, 1974 |
EF3 |
67 km |
0 |
| May 15, 1952 |
EF3 |
65 km |
0 |
| May 19, 2024 |
EF2 |
88 km |
0 |
| Jun 21, 2023 |
EF2 |
45 km |
0 |
| Jun 21, 2023 |
EF2 |
70 km |
0 |
| Jun 21, 2023 |
EF2 |
60 km |
0 |
| Jun 7, 2021 |
EF2 |
95 km |
0 |
| Sep 11, 2019 |
EF2 |
82 km |
0 |
| Sep 11, 2019 |
EF2 |
85 km |
0 |
| Jul 29, 2018 |
EF2 |
19 km |
0 |
| Jul 29, 2018 |
EF2 |
16 km |
0 |
| Jun 12, 2017 |
EF2 |
79 km |
0 |
| May 7, 2016 |
EF2 |
33 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
18 wildfires (100+ acres) within 100 km.
Largest: LAST CHANCE (17,958 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
LAST CHANCE |
17,958 |
61 km |
| 2002 |
UNNAMED |
8,688 |
37 km |
| 2002 |
UNNAMED |
5,258 |
40 km |
| 2001 |
UNNAMED |
3,760 |
30 km |
| 2021 |
BIJOU |
3,485 |
20 km |
| 2002 |
UNNAMED |
3,275 |
59 km |
| 2002 |
UNNAMED |
2,261 |
53 km |
| 2020 |
SUNDAY FIRE |
2,204 |
68 km |
| 2002 |
UNNAMED |
2,134 |
64 km |
| 2016 |
CO RD 128 |
1,867 |
82 km |
| 2024 |
104 |
1,745 |
52 km |
| 2020 |
SHAMROCK |
1,582 |
44 km |
| 2001 |
SPRING |
1,380 |
75 km |
| 2000 |
UNNAMED |
1,337 |
42 km |
| 2024 |
QUAIL HOLLOW |
1,267 |
81 km |
| 2024 |
WILDHORSE 5 |
1,232 |
72 km |
| 2019 |
KEOTA |
1,146 |
44 km |
| 2006 |
I 76 |
1,033 |
59 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
0.2 in |
Coldest |
| February |
32°F (-0°C) |
0.2 in |
Driest |
| March |
40°F (4°C) |
0.8 in |
|
| April |
48°F (9°C) |
1.3 in |
|
| May |
58°F (15°C) |
2.5 in |
Wettest |
| June |
68°F (20°C) |
2.2 in |
|
| July |
75°F (24°C) |
2.1 in |
Warmest |
| August |
72°F (22°C) |
1.7 in |
|
| September |
63°F (17°C) |
1.2 in |
|
| October |
50°F (10°C) |
0.8 in |
|
| November |
36°F (2°C) |
0.5 in |
|
| December |
27°F (-3°C) |
0.2 in |
|
Saddle Ridge has a seasonal temperature swing of 48°F / from 27°F in January to 75°F in July. Total annual precipitation is 13.6 inches, with May being the wettest month (2.5") and February the driest (0.2").
Average costs for common services in Saddle Ridge. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$258 ($155–$412) |
| Specialist Visit |
$361 ($206–$567) |
| Urgent Care Visit |
$206 ($103–$361) |
| Emergency Room Visit |
$2,268 ($825–$5,155) |
| Dental Cleaning |
$134 ($77–$206) |
| Dental Filling |
$258 ($155–$412) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($26–$77) |
| Oil Change (Synthetic) |
$77 ($52–$124) |
| Brake Pad Replacement |
$309 ($155–$516) |
| Tire Rotation |
$41 ($21–$77) |
| New Tires (Set of 4) |
$619 ($412–$1,031) |
| Battery Replacement |
$206 ($103–$361) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$144) |
| HVAC Repair |
$412 ($155–$825) |
| HVAC System Install |
$7,217 ($4,124–$12,372) |
| Roof Repair |
$1,031 ($412–$2,062) |
| Roof Replacement |
$9,279 ($5,671–$15,465) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,547 ($516–$3,609) |
| Divorce (Contested) |
$15,465 ($5,155–$30,930) |
| DUI Defense |
$5,155 ($2,062–$10,310) |
| Bankruptcy (Chapter 7) |
$1,547 ($825–$3,093) |
| Will Preparation |
$516 ($206–$1,031) |
| Trust Preparation |
$2,578 ($1,031–$5,155) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($15–$46) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($77–$258) |
| Manicure |
$26 ($15–$46) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$82 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.23 ($3.09–$5.67) |
| Dozen Eggs (per dozen) |
$3.61 ($2.58–$5.16) |
| Loaf of Bread |
$3.92 ($2.58–$5.67) |
| Chicken Breast (per lb) |
$4.64 ($3.09–$6.70) |
| Ground Beef (per lb) |
$5.67 ($4.12–$7.73) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$144 ($82–$258) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$206 ($77–$516) |
| Car Insurance (Annual) |
$2,062 ($1,237–$3,609) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.25–$26) |
| Car Registration (Annual) |
$103 ($31–$258) |
| Driver's License Renewal |
$31 ($15–$77) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,237 ($619–$2,578) |
| Daycare (Toddler, Monthly) |
$1,031 ($516–$2,062) |
| After-School Care (Monthly) |
$412 ($206–$722) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,031 ($412–$2,578) |
| Private School (K-12, Annual) |
$12,888 ($5,155–$30,930) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$206) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$77) |
| Dog Spay/Neuter |
$309 ($155–$516) |
| Cat Spay/Neuter |
$206 ($103–$412) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $747 |
| Toddler | $940 |
| Preschool | $847 |
| Family Childcare (monthly) |
| Infant | $585 |
| Toddler | $572 |
| Preschool | $572 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Saddle Ridge
What is the population of Saddle Ridge?
Saddle Ridge has a population of 58 residents and is located in Colorado. The population density is 341 people per square mile, spread across 0.2 square miles. The median age of residents is 52.5 years, which is older than the national median of 38.9 years. The population is 46.6% female and 53.4% male.
Is Saddle Ridge expensive to live in?
Saddle Ridge has a cost of living roughly in line with the national average, with an index of 103.1 (baseline: 100). The median home value is $817,300 (190% above the U.S. median).
Is Saddle Ridge safe?
The violent crime rate in Saddle Ridge is 460 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 1,611 per 100,000 (below the national average). Overall, Saddle Ridge receives a safety grade of F based on combined crime data.
What is the weather like in Saddle Ridge?
Saddle Ridge has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 27°F in January, while summers reach an average of 75°F in July. The area receives 316 sunny days per year, well above the national average of 205. Annual rainfall totals 14.3 inches, with 22.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Saddle Ridge?
The job market in Saddle Ridge is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,094. There are 880 business establishments in the area, including 61 restaurants and food service locations.
How much does housing cost in Saddle Ridge?
The median home value in Saddle Ridge is $817,300. Zillow estimates the typical home value at $204,389. The homeownership rate is 100.0%. The average annual property tax is $2,514.
How are the schools in Saddle Ridge?
Schools in Saddle Ridge score 5.3 out of 10 on standardized testing, near the national average. 0.0% of adults in Saddle Ridge hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Saddle Ridge?
The obesity rate in Saddle Ridge is 31.4% (below the national rate of 32.1%). 15.6% of adults are smokers. 20.2% are physically inactive. 23.8% of residents report depression. 76.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,813.
What are the demographics of Saddle Ridge?
The racial and ethnic makeup of Saddle Ridge is 100% White. 100% of residents speak only English at home. 58.0% of the population are military veterans. 7.5% of residents have a disability. 75.5% have health insurance coverage.
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