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Saginaw, MI

Full City Profile · Michigan · Bay County County

2.5 /5.0
C+ Fair
43,879 Population 2,566/sq mi density
$37,298 Median Income $20,522 per capita
$54,000 Home Value $123,169 Zillow
$909 Median Rent 38.2% income on rent
48°F Avg Temperature 260 sunny days/yr
1,474 Violent Crime/100K 1,549 property/100K
C+
Overall
2.5 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.1 / 5.0
$37,298 median income, 6.2% unemployment
A+
Affordability
5.0 / 5.0
$54,000 home value, $909/mo rent
F
Safety
1.0 / 5.0
1,474 violent crimes/100K (288% above avg)
D
Education
1.9 / 5.0
11.7% bachelor's degree or higher

Saginaw, MI

At a Glance

Median Income
$37,298
50% below
$20,522 per capita
Home Value
$54,000
81% below
Zillow: $123,169
Median Rent
$909/mo
22% below
38.2% of income on rent
Violent Crime
1,474/100K
288% above
1,549/100K property
Bachelor's Degree+
11.7%
65% below
83.2% high school+
Unemployment
6.2%
72% above
27.0% poverty rate
Obesity Rate
45.5%
42% above
23.8% smoking rate
Avg Temperature
48°F
260 sunny days/yr

How Saginaw Compares to the U.S. Average

Each bar shows Saginaw's value as a percentage of the national average (100% = U.S. avg)

Income
50%
Home Value
19%
Rent
78%
Poverty
218%
Bachelor's
35%
Unemployment
172%
Crime
388%
Thin vertical line = U.S. national average (100%)

Is Saginaw a Good Place to Live?

C+
2.5 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Saginaw residents earn a median household income of $37,298 , which is 50% below the national average of $75,149. Per capita income is $20,522. The unemployment rate stands at 6.2% (72% above the U.S. rate of 3.6%). 27.0% of residents live below the poverty line. The area is home to 2,117 business establishments, including 211 restaurants.

Housing & Cost of Living

The median home value in Saginaw is $54,000 , 81% below the national median of $281,900. Zillow estimates the typical home at $123,169. Median rent is $909/month, with 38.2% of renters spending more than 30% of income on housing. The cost of living index is 96.2 (100 = national average). The median home was built in 1950.

Safety & Crime

Saginaw reports 1,474 violent crimes per 100,000 residents , which is 288% above the national average of 380/100K. Property crime is 1,549/100K. The murder rate is 18.8/100K.

Education

11.7% of adults in Saginaw hold a bachelor's degree or higher (65% below the national average). 83.2% have completed high school. Local schools score 4.7/10 in standardized testing.

Climate & Weather

Saginaw has an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 72°F in July. The area gets 260 sunny days per year. Annual precipitation totals 34.0 inches. Air quality is rated Good with a median AQI of 38.

Data Overview

People

Population43,879
Median Age36.2 yrs
Density2,566/mi²
Male / Female49% / 51%
Foreign Born13.6%
Veterans6.2%

Economy

C
Median Income$37,298
Per Capita$20,522
Unemployment6.2%
Poverty27.0%
County GDP$4,724M
Avg Weekly Wage$1,050

Housing

A+
Home Value$54,000
Rent$909
Ownership59.0%
Zillow$123,169
Housing Units20,744
Rent Burden38.2%

Crime

F
Violent1,474/100K
Property1,549/100K
Murder18.8/100K
Assault1,278/100K
Burglary511/100K

Health

Obesity45.5%
Diabetes17.7%
Smoking23.8%
Heart Disease8.1%
Premature Death9,515/100K

Climate

Avg Temp48°F
Sunny Days260/yr
Rain34.0 in/yr
AQI38 (Good)
Elevation594 ft

Education

D
Bachelor's+11.7%
High School+83.2%
Graduate+4.0%
School Score4.7/10

Community

2024 VoteR 57% / D 42%
Commute19 min
Broadband84.3%
Internet Speed155 Mbps
EV Stations20
Libraries5

Did You Know?

Saginaw was founded in 1815.
The median home in Saginaw was built in 1950.
The nearest airport is Mbs International (10 miles).
The Gini coefficient (income inequality) is 0.438 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
23.4% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 155 Mbps.
There are 211 restaurants in the area.
The county recorded 15 fatal vehicle crashes.