All Countries
Saginaw, MI
Full City Profile · Michigan · Bay County County
2.5
/5.0
C+
Fair
43,879
Population
2,566/sq mi density
$37,298
Median Income
$20,522 per capita
$54,000
Home Value
$123,169 Zillow
$909
Median Rent
38.2% income on rent
48°F
Avg Temperature
260 sunny days/yr
1,474
Violent Crime/100K
1,549 property/100K
C+
Overall
2.5 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.1 / 5.0
$37,298 median income, 6.2% unemployment
A+
Affordability
5.0 / 5.0
$54,000 home value, $909/mo rent
F
Safety
1.0 / 5.0
1,474 violent crimes/100K (288% above avg)
D
Education
1.9 / 5.0
11.7% bachelor's degree or higher
Housing Overview
Median Home Value
$54,000
81% below
US avg: $281,900
Median Rent
$909/mo
22% below
US avg: $1,163/mo
Homeownership Rate
59.0%
10% below US avg (65.4%)
Total Housing Units
20,744
Median year built: 1950
Home Value by Source
Census Median
$54,000
Zillow (ZHVI)
$123,169
Median Sale Price
$79,900
Median List Price
$83,500
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
59.0%
Owner-Occupied
41.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$770/mo
1 Bedroom
$851/mo
2 Bedroom
$1,117/mo
3 Bedroom
$1,440/mo
4 Bedroom
$1,479/mo
Census median rent:
$909/mo
· Zillow rent:
$986/mo
Market Indicators (Redfin)
Median Days on Market
49 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
36
Price Drops
24.4%
of listings with price reduction
Price Per Sq Ft
$71
Active Inventory
180
homes for sale
Affordability & Housing Stock
Rent Burden
38.2%
of renters spending 30%+ of income on housing
23% above US avg (31.0%)
Median Year Built
1950
Average age of housing stock: 76 years
Homeownership Rate
59.0%
Complete Housing Data
Home Values
| Census Median Value | $54,000 |
| Zillow Home Value (ZHVI) | $123,169 |
| Median Sale Price | $79,900 |
| Median List Price | $83,500 |
| Price Per Sq Ft | $71 |
Rent
| Census Median Rent | $909 |
| Zillow Rent (ZORI) | $986 |
| FMR Studio | $770 |
| FMR 1-Bedroom | $851 |
| FMR 2-Bedroom | $1,117 |
| FMR 3-Bedroom | $1,440 |
| FMR 4-Bedroom | $1,479 |
Market
| Days on Market | 49 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 24.4% |
| Homes Sold | 36 |
| Active Inventory | 180 |
| Price Per Sq Ft | $71 |
Ownership & Stock
| Owner-Occupied | 59.0% |
| Renter-Occupied | 41.0% |
| Homeownership Rate | 59.0% |
| Total Housing Units | 20,744 |
| Median Year Built | 1950 |
| Rent Burden | 38.2% |