All Countries
Saginaw, MI
Full City Profile · Michigan · Bay County County
2.5
/5.0
C+
Fair
43,879
Population
2,566/sq mi density
$37,298
Median Income
$20,522 per capita
$54,000
Home Value
$123,169 Zillow
$909
Median Rent
38.2% income on rent
48°F
Avg Temperature
260 sunny days/yr
1,474
Violent Crime/100K
1,549 property/100K
C+
Overall
2.5 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.1 / 5.0
$37,298 median income, 6.2% unemployment
A+
Affordability
5.0 / 5.0
$54,000 home value, $909/mo rent
F
Safety
1.0 / 5.0
1,474 violent crimes/100K (288% above avg)
D
Education
1.9 / 5.0
11.7% bachelor's degree or higher
Income Overview
Median Household Income
$37,298
50% below
US avg: $75,149
Per Capita Income
$20,522
47% below
US avg: $39,052
Unemployment Rate
6.2%
72% above
US avg: 3.6%
Poverty Rate
27.0%
118% above
US avg: 12.4%
Income Comparison: Saginaw vs. U.S. Average
Each bar shows Saginaw’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$37,298
50%
Per Capita
US: $39,052
$20,522
53%
IRS Avg AGI
US: $72,000
$61,334
85%
Avg Weekly Wage
US: $1,432
$1,050
73%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,050
27% below US avg ($1,432)
Mean Commute Time
19 min
31% below US avg (28 min)
Work From Home
6.8%
55% below US avg (15.2%)
Drive Alone
76.6%
5% above US avg (73.2%)
Public Transit
0.8%
84% below US avg (5.0%)
County GDP
$4,724M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
76.6%
Public Transit
0.8%
Work From Home
6.8%
Other
15.8%
Average commute time
19 minutes
US avg: 28 min
Business Landscape
Total Establishments
2,117
Restaurants
211
Healthcare
326
Retail
355
Manufacturing
99
Tax & Financial
IRS Avg Adjusted Gross Income
$61,334
15% below US avg ($72,000)
Avg Property Tax
$4,313
23% above US avg ($3,500)
Cost of Living Index
96.2
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $37,298 |
| Per Capita Income | $20,522 |
| IRS Avg Adjusted Gross Income | $61,334 |
| Avg Weekly Wage | $1,050 |
| County GDP | $4,724M |
Hardship Indicators
| Unemployment Rate | 6.2% |
| Poverty Rate | 27.0% |
| Gini Coefficient | 0.438 |
| Cost of Living Index | 96.2 |
Commute
| Mean Commute | 19 minutes |
| Drive Alone | 76.6% |
| Public Transit | 0.8% |
| Work From Home | 6.8% |
Businesses
| Total Establishments | 2,117 |
| Restaurants | 211 |
| Healthcare | 326 |
| Retail | 355 |
| Manufacturing | 99 |
Tax
| IRS Avg AGI | $61,334 |
| Avg Property Tax | $4,313 |