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Savoy, TX

Texas · Fannin County

Savoy is a small town in Texas with a population of 966. Residents earn $60,268 per year, which is 20% below the national average.

3.5 /5.0
B+ Good
966 Population 1,208/sq mi density
$60,268 Median Income $26,134 per capita
$139,100 Home Value $302,836 Zillow
$1,053 Median Rent 20.9% income on rent
64°F Avg Temperature 308 sunny days/yr
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$60,268 median income, 0.7% unemployment
A+
Affordability
5.0 / 5.0
$139,100 home value, $1,053/mo rent
D
Education
1.6 / 5.0
8.1% bachelor's degree or higher
Median Income $60,268
20% lower than US avg
Home Value $139,100
51% lower than US avg
Bachelor's+ 8.1%
76% lower than US avg
Median Rent $1,053
9% lower than US avg
Obesity Rate 37.6%
17% higher than US avg
Unemployment 0.7%
81% lower than US avg
Poverty Rate 14.4%
16% higher than US avg

How Savoy Compares to the U.S. Average (100% = U.S. avg)

People

Population966
Median Age39.7 yrs
Density1,208/mi²
Male / Female36% / 64%
Largest GroupWhite 89%
Veterans5.3%

Economy

B+
Median Income$60,268
Per Capita$26,134
Unemployment0.7%
Poverty14.4%
County GDP$1,542M
Commute23 min

Housing

A+
Home Value$139,100
Rent$1,053
OwnershipN/A
Zillow$302,836
Housing Units369
Rent Burden20.9%

Health

Obesity37.6%
Uninsured12.2%
Smoking16.2%
Depression27.8%
Heart Disease5.6%

Climate

Avg Temp64°F (18°C)
AQI42 (Good)
Rain45.5 in/yr
Sunny Days308/yr
Elevation674 ft (205 m)

Education

D
Bachelor's+8.1%
High School+86.5%
Graduate+2.4%
School Score5.10

Community

2024 VoteR 83% / D 16%
Commute23 min
Broadband86.2%
Libraries3

Is Savoy a Good Place to Live?

Based on current data, Savoy receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate. Savoy offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Savoy is $60,268, 20% below the national average of $75,149. The job market is very strong with unemployment at just 0.7%. 14.4% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 23 minutes.

Cost of Living & Housing

The median home value in Savoy is $139,100, 51% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,053 per month. At just 2.3x median income, home prices are very affordable relative to local earnings.

Education

8.1% of residents hold a bachelor's degree, below the national average of 33.7%. 86.5% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Savoy enjoys a moderate climate with an average annual temperature of 64°F. Winters average 43°F in January while summers reach 84°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.5 inches. Air quality is rated Good with a median AQI of 42.

Savoy has a population of 966 with a density of 1,208 people per square mile. The median age is 39.7 years, 2% older than the national median of 38.9. The city is predominantly White (88.8%), with 2.7% Hispanic, 2.7% Black.

Population

966
Total Population
1,208
People / sq mi
39.7yrs
Median Age
2% above US avg
0.8mi²
Land Area

Gender Distribution

Male 35.6%
Female 64.4%

Race & Ethnicity

Savoy vs U.S. Average

Language Spoken at Home

English Only94.6%
21% above US avg
Spanish5.4%
60% below US avg

Social Characteristics

Savoy vs U.S. Average

The median household income in Savoy is $60,268, which is 20% below the national average of $75,149. The unemployment rate is 0.7% (below the 3.6% US average). 14.4% of residents live below the poverty line. Workers commute an average of 23 minutes.

Income: Savoy vs U.S.

Commute Mode

Income

Median HH Income$60,268
20% below US avg
Per Capita Income$26,134
Avg Weekly Wage$1,067
IRS Avg AGI$66,490

Employment & Poverty

Unemployment0.7%
81% below US avg
Poverty Rate14.4%
16% above US avg
Establishments (County)635
County GDP$1,542M

Business (County)

Restaurants39
Healthcare45
Retail84
Manufacturing34

Tax & Cost of Living

Property Tax (IRS)$5,786
65% above US avg
Cost of Living97.10 (100=avg)
Effective Tax Rate4.16%

Commute & Transportation

Commute Time23.0 min
Drive Alone87.6%
Public Transit0.0%
Work from Home7.2%

Walkability

The median home value in Savoy is $139,100, 51% below the national average. Monthly rent averages $1,053 (9% below US avg). Zillow estimates the typical home value at $302,836.

Home Value Sources

Ownership Split

Home Values

Census Median$139,100
51% below US avg
Zillow ZHVI$302,836

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,053
9% below US avg
Rent Burden20.9%

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied69.3%
Housing Units369
Median Year Built1970

Property Tax

Avg Tax (IRS)$5,786
65% above US avg
Effective Rate4.16%
In Savoy, 37.6% of adults are obese (above the 32.1% national rate). 12.2% of residents lack health insurance. 16.2% are current smokers. 27.8% report depression. 25.9% are physically inactive.

Health Metrics: Savoy vs U.S. Average (%)

Chronic Conditions

Obesity37.6%
17% above US avg
Diabetes10.2%
Heart Disease5.6%
High Blood Pressure31.8%
Asthma11.2%
COPD7.2%
Cancer7.2%
Stroke3.1%

Behaviors & Mental Health

Smoking16.2%
16% above US avg
Binge Drinking19.1%
Physical Inactivity25.9%
Depression27.8%
Mental Distress20.4%
Physical Distress13.9%
Short Sleep39.2%

Healthcare Access

Insurance Rate85.9%
Uninsured12.2%
42% above US avg
Primary Care1:5,224
Dentists1:4,125
Mental Health1:963
Checkup Rate72.6%
Dental Visits53.9%
Premature Death10,352/100K

Food & Exercise

Food Environment6.6/10
Exercise Access33.6%
Healthcare Facilities45
Savoy has an average annual temperature of 64°F (18°C). Winters average 43°F in January while summers reach 84°F in July. Annual precipitation is 45.5 inches. The area enjoys 308 sunny days per year. Air quality is rated Good with a median AQI of 42.

Temperature

43°F Jan (6°C) 84°F Jul (29°C)
Annual Average63.5°F
18% above US avg
January Average43°F (6°C)
July Average84°F (29°C)
Sunny Days308 days/yr

Precipitation & Snow

Annual Rainfall45.5 inches
20% above US avg
Snowfall1.1 inches/yr

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation674 ft (205 m)
Area0.8 sq mi (2.1 km²)
Population Density1,208/sq mi
Coordinates33.5998°N, 96.3660°W
TimezoneAmerica/Chicago
CountyFannin County County
County FIPS48147
Savoy is located in Fannin County County. It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 8.1% of residents hold a bachelor's degree or higher (76% below US avg). In the 2024 election, the county voted Republican by a 67.4-point margin. 86.2% of households have broadband internet.

2024 Presidential Election (County)

R 83.3%
D 15.9%

Winner: Republican by 67.4 points

Education

Bachelor's Degree+8.1%
76% below US avg
High School+86.5%
Graduate Degree+2.4%
School Test Score5.10
D Education Grade (1.6/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,208/sq mi
Total Area0.8 sq mi
CountyFannin County County

Infrastructure & Services

Broadband Access86.2%
Public Libraries3
Healthcare Facilities45
Restaurants39
Retail Stores84

Safety & Disasters

Fatal Crashes (County/yr)11
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute23.0 min
Drive Alone87.6%
Public Transit0.0%
Work from Home7.2%

Nearby Cities

Bells, TX 2,101 pop · 2.9 mi Whitewright, TX 1,610 pop · 6.3 mi Bonham, TX 10,594 pop · 10.2 mi Sherman, TX 45,036 pop · 15.1 mi Howe, TX 3,638 pop · 15.7 mi Leonard, TX 2,468 pop · 16.5 mi Denison, TX 25,347 pop · 16.9 mi Westminster, TX 1,105 pop · 17.1 mi Van Alstyne, TX 5,378 pop · 17.6 mi Colbert, OK 1,248 pop · 19.6 mi Southmayd, TX 1,420 pop · 19.8 mi Anna, TX 20,975 pop · 20.5 mi Blue Ridge, TX 1,135 pop · 20.9 mi Pottsboro, TX 2,624 pop · 21.1 mi
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