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Schram City, IL

Illinois

Schram City is a small town in Illinois with a population of 720. Residents earn $51,071 per year, which is 32% below the national average.

3.2 /5.0
B Good
720 Population 1,263/sq mi density
$51,071 Median Income $27,262 per capita
$86,500 Home Value
$794 Median Rent 25.8% income on rent
56°F Avg Temperature 293 sunny days/yr
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.8 / 5.0
$51,071 median income, 7.1% unemployment
A+
Affordability
5.0 / 5.0
$86,500 home value, $794/mo rent
D
Education
1.7 / 5.0
8.8% bachelor's degree or higher
Median Income $51,071
32% lower than US avg
Home Value $86,500
69% lower than US avg
Bachelor's+ 8.8%
74% lower than US avg
Median Rent $794
32% lower than US avg
Obesity Rate 39.7%
24% higher than US avg
Unemployment 7.1%
97% higher than US avg
Poverty Rate 15.1%
22% higher than US avg

How Schram City Compares to the U.S. Average (100% = U.S. avg)

People

Population720
Median Age37.9 yrs
Density1,263/mi²
Male / Female47% / 53%
Largest GroupWhite 94%
Veterans9.6%

Economy

C+
Median Income$51,071
Per Capita$27,262
Unemployment7.1%
Poverty15.1%
County GDP$2,021M
Commute19 min

Housing

A+
Home Value$86,500
Rent$794
OwnershipN/A
Housing Units310
Rent Burden25.8%

Health

Obesity39.7%
Uninsured8.6%
Smoking17.4%
Depression25.3%
Heart Disease6.1%

Climate

Avg Temp56°F (13°C)
AQI43 (Good)
Rain42.1 in/yr
Sunny Days293/yr
Elevation625 ft (191 m)

Education

D
Bachelor's+8.8%
High School+91.0%
Graduate+2.3%
School Score5.34

Community

2024 VoteR 71% / D 27%
Commute19 min
Broadband86.0%
Libraries6

Is Schram City a Good Place to Live?

Based on current data, Schram City receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include above-average unemployment, below-average incomes, high obesity rates. Schram City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Schram City is $51,071, 32% below the national average of $75,149. The unemployment rate of 7.1% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 15.1% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Schram City is $86,500, 69% below the national median — offering relatively affordable homeownership. Renters pay a median of $794 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.

Education

8.8% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Schram City enjoys a moderate climate with an average annual temperature of 56°F. Winters average 30°F in January while summers reach 78°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.1 inches. Air quality is rated Good with a median AQI of 43.

Schram City has a population of 720 with a density of 1,263 people per square mile. The median age is 37.9 years, 3% younger than the national median of 38.9. The city is predominantly White (93.5%), with 5.4% Hispanic.

Population

720
Total Population
1,263
People / sq mi
37.9yrs
Median Age
3% below US avg
0.6mi²
Land Area

Gender Distribution

Male 47.2%
Female 52.8%

Race & Ethnicity

Schram City vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Schram City vs U.S. Average

The median household income in Schram City is $51,071, which is 32% below the national average of $75,149. The unemployment rate is 7.1% (above the 3.6% US average). 15.1% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: Schram City vs U.S.

Commute Mode

Income

Median HH Income$51,071
32% below US avg
Per Capita Income$27,262
Avg Weekly Wage$1,603
IRS Avg AGI$66,701

Employment & Poverty

Unemployment7.1%
97% above US avg
Poverty Rate15.1%
22% above US avg
Establishments (County)697
County GDP$2,021M

Business (County)

Restaurants77
Healthcare66
Retail112
Manufacturing23

Tax & Cost of Living

Property Tax (IRS)$4,300
23% above US avg
Effective Tax Rate4.97%

Commute & Transportation

Commute Time19.1 min
Drive Alone84.3%
Public Transit0.0%
Work from Home6.5%

Walkability

The median home value in Schram City is $86,500, 69% below the national average. Monthly rent averages $794 (32% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$86,500
69% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$794
32% below US avg
Rent Burden25.8%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied58.5%
Housing Units310
Median Year Built1971

Property Tax

Avg Tax (IRS)$4,300
23% above US avg
Effective Rate4.97%
In Schram City, 39.7% of adults are obese (above the 32.1% national rate). 8.6% of residents lack health insurance. 17.4% are current smokers. 25.3% report depression. 24.2% are physically inactive.

Health Metrics: Schram City vs U.S. Average (%)

Chronic Conditions

Obesity39.7%
24% above US avg
Diabetes10.4%
Heart Disease6.1%
High Blood Pressure32.1%
Asthma11.0%
COPD7.9%
Cancer7.5%
Stroke3.3%

Behaviors & Mental Health

Smoking17.4%
24% above US avg
Binge Drinking20.8%
Physical Inactivity24.2%
Depression25.3%
Mental Distress20.0%
Physical Distress14.1%
Short Sleep36.8%

Healthcare Access

Insurance Rate93.9%
Uninsured8.6%
0% below US avg
Checkup Rate75.1%
Dental Visits58.8%
Premature Death11,025/100K

Food & Exercise

Food Environment7.7/10
Exercise Access38.3%
Healthcare Facilities66
Schram City has an average annual temperature of 56°F (13°C). Winters average 30°F in January while summers reach 78°F in July. Annual precipitation is 42.1 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

30°F Jan (-1°C) 78°F Jul (25°C)
Annual Average55.5°F
3% above US avg
January Average30°F (-1°C)
July Average78°F (25°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall42.1 inches
11% above US avg

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation625 ft (191 m)
Area0.6 sq mi (1.5 km²)
Population Density1,263/sq mi
Coordinates39.1598°N, 89.4668°W
TimezoneAmerica/Chicago
County FIPS17135
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 8.8% of residents hold a bachelor's degree or higher (74% below US avg). In the 2024 election, the county voted Republican by a 44-point margin. 86.0% of households have broadband internet.

2024 Presidential Election (County)

R 71.1%
D 27.1%

Winner: Republican by 44 points

Education

Bachelor's Degree+8.8%
74% below US avg
High School+91.0%
Graduate Degree+2.3%
School Test Score5.34
D Education Grade (1.7/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,263/sq mi
Total Area0.6 sq mi

Infrastructure & Services

Broadband Access86.0%
Public Libraries6
Healthcare Facilities66
Restaurants77
Retail Stores112

Safety & Disasters

Fatal Crashes (County/yr)7

Commute & Transportation

Avg Commute19.1 min
Drive Alone84.3%
Public Transit0.0%
Work from Home6.5%

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