Median Income
$78,333
4% higher than US avg
Home Value
$425,000
51% higher than US avg
Violent Crime
46/100K
88% lower than US avg
Bachelor's+
50.0%
48% higher than US avg
Obesity Rate
34.9%
9% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Snow Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population497
Median Age46.6 yrs
Density828/mi²
Male / Female58% / 43%
Largest GroupWhite 86%
Veterans13.7%
Economy
A+
Median Income$78,333
Per Capita$47,086
Unemployment0.0%
Poverty0.0%
County GDP$1,959M
Commute40 min
Housing
B+
Home Value$425,000
RentN/A
Ownership97.4%
Zillow$347,795
Housing Units280
Rent Burden24.8%
Crime
F
Violent46/100K
Property4,237/100K
Health
Obesity34.9%
UninsuredN/A
Smoking17.3%
Depression27.8%
Heart Disease5.6%
Climate
Avg Temp48°F (9°C)
AQI41 (Good)
Rain38.8 in/yr
Sunny Days275/yr
Elevation968 ft (295 m)
Education
A+
Bachelor's+50.0%
High School+100.0%
Graduate+15.6%
School Score5.95
Community
2024 VoteR 70% / D 28%
Commute40 min
Broadband83.8%
EV Stations1
Libraries3
Is Snow Lake a Good Place to Live?
Based on current data, Snow Lake receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, a highly educated population, abundant sunshine. Areas to be aware of include high housing costs, long commute times. Snow Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Snow Lake is $78,333, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Snow Lake is $425,000, making it a premium housing market at 51% above the U.S. median of $281,900. The price-to-income ratio of 5.4x means housing costs are stretched relative to local earnings.
Safety & Crime
Snow Lake is a very safe community with a violent crime rate of 46 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 4,237 per 100,000, 116% above the national average.
Education
Educational attainment is solid, with 50.0% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Snow Lake experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.8 inches, including 38.9 inches of snow. Air quality is rated Good with a median AQI of 41.
Snow Lake has a population of 497 with a density of 828 people per square mile, spread across 0.6 square miles. The median age is 46.6 years, 20% older than the national median of 38.9. The gender split is 42.5% female and 57.5% male. The city is predominantly White (86.1%), with 1.4% Hispanic. English is the primary language spoken at home by 96.4% of residents. 13.7% of the population are veterans, above the national rate of 6.0%. 2.5% of residents have a disability (below the 13.0% national average). 95.9% have health insurance coverage.
Population
46.6yrs
Median Age
20% above US avg
Race & Ethnicity
Snow Lake vs U.S. Average
Language Spoken at Home
English Only
96.4%
23% above US avg
Spanish
3.6%
73% below US avg
Social Characteristics
Snow Lake vs U.S. Average
The median household income in Snow Lake is $78,333, which is 4% above the national average of $75,149. Per capita income is $47,086 (above the $39,052 national figure). The average weekly wage is $942, 34% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,020 business establishments, including 93 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 40 minutes (longer than the 28-minute US average). 23.3% of workers work from home (above the 15.2% national rate).
Income: Snow Lake vs U.S.
Income
| Median HH Income | $78,333 |
| 4% above US avg |
| Per Capita Income | $47,086 |
| Avg Weekly Wage | $942 |
| IRS Avg AGI | $73,323 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,020 |
| County GDP | $1,959M |
Business (County)
| Restaurants | 93 |
| Healthcare | 82 |
| Retail | 155 |
| Manufacturing | 87 |
Tax & Cost of Living
| Property Tax (IRS) | $3,910 |
| 12% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 0.92% |
Commute & Transportation
| Commute Time | 39.8 min |
| Drive Alone | 72.5% |
| Public Transit | 0.0% |
| Work from Home | 23.3% |
The median home value in Snow Lake is $425,000, 51% above the national median of $281,900. Zillow estimates the typical home value at $347,795, lower than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 97.4% of housing units are owner-occupied (above the 65.4% national rate). There are 280 total housing units in the city. The median year a home was built is 1996. The average annual property tax is $3,910. 24.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.4x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $425,000 |
| 51% above US avg |
| Zillow ZHVI | $347,795 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 97.4% |
| Owner-Occupied | 97.4% |
| Renter-Occupied | 2.6% |
| Housing Units | 280 |
| Median Year Built | 1996 |
Property Tax
| Avg Tax (IRS) | $3,910 |
| 12% above US avg |
| Effective Rate | 0.92% |
In Snow Lake, 34.9% of adults are obese, above the national rate of 32.1%. 10.3% have diabetes. Heart disease affects 5.6% of residents. 32.7% have high blood pressure. 17.3% are current smokers (above the 14.0% national rate). 18.6% report binge drinking. 24.0% are physically inactive. 27.8% report depression (above the 20.0% national average). 19.6% experience frequent mental distress. The primary care physician ratio is 1:3,463. The dentist ratio is 1:2,170. 53.9% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Snow Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.9% |
| 9% above US avg |
| Diabetes | 10.3% |
| Heart Disease | 5.6% |
| High Blood Pressure | 32.7% |
| Asthma | 11.7% |
| COPD | 7.4% |
| Cancer | 7.4% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 17.3% |
| 24% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 24.0% |
| Depression | 27.8% |
| Mental Distress | 19.6% |
| Physical Distress | 13.6% |
| Short Sleep | 37.7% |
Healthcare Access
| Insurance Rate | 95.9% |
| |
| Primary Care | 1:3,463 |
| Dentists | 1:2,170 |
| Mental Health | 1:919 |
| Checkup Rate | 76.8% |
| Dental Visits | 62.9% |
| Premature Death | 8,642/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 53.9% |
| Healthcare Facilities | 82 |
Snow Lake has a violent crime rate of 46 per 100,000 residents, 88% below the national average of 380. Property crime stands at 4,237 per 100,000, 116% above the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Snow Lake receives a safety grade of F.
Crime Rates: Snow Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 46.2/100K |
| 88% below US avg |
| |
Property Crime
| Total Property | 4,237.4/100K |
| 116% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Snow Lake experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.8 inches. The area receives 38.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 968 feet.
Temperature
23°F Jan (-5°C)
72°F Jul (22°C)
| Annual Average | 48.3°F |
| 11% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 968 ft (295 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 828/sq mi |
| Coordinates | 41.7301°N, 85.0295°W |
| Timezone | America/Indiana/Indianapolis |
| County | Steuben County County |
| Nearest Airport | Kalamazoo/Battle Creek International (AZO) 44 miles away |
Precipitation & Snow
Annual Rainfall
38.8"
2% above US avg
Wettest Month (May)
3.82"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 27.2 / 100 |
| Social Vulnerability | 25.6 / 100 |
| Community Resilience | 69.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
12 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.5 on Mar 18, 2024.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
65 km |
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
124 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
46 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
42 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
142 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
136 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
149 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
89 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
130 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
122 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
136 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
131 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
427 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 135 fatalities, 1,667 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 2, 1977 |
EF4 |
75 km |
0 |
| Apr 2, 1977 |
EF4 |
78 km |
1 |
| Apr 11, 1965 |
EF4 |
99 km |
36 |
| Apr 11, 1965 |
EF4 |
8 km |
21 |
| Apr 11, 1965 |
EF4 |
90 km |
31 |
| Apr 11, 1965 |
EF4 |
57 km |
5 |
| Apr 11, 1965 |
EF4 |
12 km |
23 |
| Aug 24, 2016 |
EF3 |
65 km |
0 |
| Aug 24, 2007 |
EF3 |
97 km |
0 |
| Mar 27, 1991 |
EF3 |
23 km |
1 |
| Mar 27, 1991 |
EF3 |
36 km |
0 |
| Mar 27, 1991 |
EF3 |
73 km |
0 |
| May 15, 1986 |
EF3 |
23 km |
0 |
| Jun 15, 1982 |
EF3 |
88 km |
1 |
| May 13, 1980 |
EF3 |
85 km |
5 |
| Apr 3, 1974 |
EF3 |
90 km |
0 |
| Apr 3, 1974 |
EF3 |
50 km |
5 |
| Apr 11, 1965 |
EF3 |
85 km |
0 |
| Aug 22, 1964 |
EF3 |
77 km |
0 |
| Jul 23, 1961 |
EF3 |
70 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
1.8 in |
Coldest |
| February |
25°F (-4°C) |
1.7 in |
Driest |
| March |
35°F (2°C) |
2.7 in |
|
| April |
47°F (8°C) |
3.4 in |
|
| May |
59°F (15°C) |
3.8 in |
Wettest |
| June |
68°F (20°C) |
3.8 in |
|
| July |
72°F (22°C) |
3.8 in |
Warmest |
| August |
69°F (21°C) |
3.7 in |
|
| September |
62°F (17°C) |
3.4 in |
|
| October |
51°F (10°C) |
2.7 in |
|
| November |
39°F (4°C) |
2.9 in |
|
| December |
28°F (-2°C) |
2.6 in |
|
Snow Lake has a seasonal temperature swing of 48°F / from 23°F in January to 72°F in July. Total annual precipitation is 36.4 inches, with May being the wettest month (3.8") and February the driest (1.7").
Average costs for common services in Snow Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Snow Lake
What is the population of Snow Lake?
Snow Lake has a population of 497 residents and is located in Indiana. The population density is 828 people per square mile, spread across 0.6 square miles. The median age of residents is 46.6 years, which is older than the national median of 38.9 years. The population is 42.5% female and 57.5% male.
Is Snow Lake expensive to live in?
Snow Lake is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $78,333, 4% above the national average of $75,149. The median home value is $425,000 (51% above the U.S. median). The home price-to-income ratio is 5.4x, which means housing is a stretch relative to local earnings.
Is Snow Lake safe?
Snow Lake is considered a very safe city with a violent crime rate of 46 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 4,237 per 100,000 (above the national average). Overall, Snow Lake receives a safety grade of F based on combined crime data.
What is the weather like in Snow Lake?
Snow Lake has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 23°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 38.8 inches, with 38.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Snow Lake?
The job market in Snow Lake is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $942. There are 1,020 business establishments in the area, including 93 restaurants and food service locations. The average commute time is 40 minutes, and 23.3% of workers work from home.
How much does housing cost in Snow Lake?
The median home value in Snow Lake is $425,000. Zillow estimates the typical home value at $347,795. The homeownership rate is 97.4%. The average annual property tax is $3,910.
How are the schools in Snow Lake?
Schools in Snow Lake score 6 out of 10 on standardized testing, near the national average. 50.0% of adults in Snow Lake hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 15.6% hold a graduate or professional degree.
How healthy is Snow Lake?
The obesity rate in Snow Lake is 34.9% (above the national rate of 32.1%). 17.3% of adults are smokers. 24.0% are physically inactive. 27.8% of residents report depression. 53.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,463.
What is transportation like in Snow Lake?
The average commute in Snow Lake is 40 minutes, longer than the national average of 28 minutes. 72.5% of workers drive alone to work, and 23.3% work from home.
What are the demographics of Snow Lake?
The racial and ethnic makeup of Snow Lake is 86.1% White, 1.4% Hispanic or Latino. 96.4% of residents speak only English at home, while 3.6% speak Spanish. 13.7% of the population are military veterans. 2.5% of residents have a disability. 95.9% have health insurance coverage.