Indiana
Spencerville is a small town in Indiana with a population of 322. Residents earn $43,542 per year, which is 42% below the national average.
Based on current data, Spencerville receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, below-average incomes. Spencerville offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Spencerville is $43,542, 42% below the national average of $75,149. At 10.9%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
The median home value in Spencerville is $141,700, 50% below the national median — offering relatively affordable homeownership. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.
23.4% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 6/10.
Spencerville experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 35.1 inches. Air quality is rated Good with a median AQI of 41.
| English Only | 100.0% |
| 27% above US avg | |
| Spanish | 0.0% |
| 100% below US avg |
| Median HH Income | $43,542 |
| 42% below US avg | |
| Per Capita Income | $41,116 |
| Avg Weekly Wage | $962 |
| IRS Avg AGI | $67,814 |
| Unemployment | 10.9% |
| 203% above US avg | |
| Poverty Rate | 0.0% |
| 100% below US avg | |
| Establishments (County) | 420 |
| County GDP | $790M |
| Restaurants | 29 |
| Healthcare | 25 |
| Retail | 48 |
| Manufacturing | 32 |
| Property Tax (IRS) | $3,073 |
| 12% below US avg | |
| Effective Tax Rate | 2.17% |
| Commute Time | 19.2 min |
| Drive Alone | 94.1% |
| Public Transit | 0.0% |
| Work from Home | 5.9% |
| Census Median | $141,700 |
| 50% below US avg |
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
| Owner-Occupied | 91.8% |
| Avg Tax (IRS) | $3,073 |
| 12% below US avg | |
| Effective Rate | 2.17% |
| Insurance Rate | 100.0% |
| Premature Death | 7,074/100K |
| Food Environment | 7.9/10 |
| Exercise Access | 44.3% |
| Healthcare Facilities | 25 |
| Fatal Crashes (County/yr) | 1 |
| Annual Average | 50.2°F |
| 7% below US avg | |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
| Annual Rainfall | 35.1 inches |
| 8% below US avg |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 801 ft (244 m) |
| Area | 1.2 sq mi (3.2 km²) |
| Population Density | 264/sq mi |
| Coordinates | 41.2796°N, 84.9291°W |
| County FIPS | 39125 |
Winner: Republican by 56.2 points
| Bachelor's Degree+ | 23.4% |
| 31% below US avg | |
| High School+ | 100.0% |
| School Test Score | 6.01 |
| RUCC Code 8 | Nonmetro — Rural, adjacent |
| Population Density | 264/sq mi |
| Total Area | 1.2 sq mi |
| Broadband Access | 85.3% |
| Public Libraries | 6 |
| Healthcare Facilities | 25 |
| Restaurants | 29 |
| Retail Stores | 48 |
| Fatal Crashes (County/yr) | 1 |
| Avg Commute | 19.2 min |
| Drive Alone | 94.1% |
| Public Transit | 0.0% |
| Work from Home | 5.9% |