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Spencerville, IN
Full City Profile · Indiana · Paulding County County
2.9
/5.0
C+
Fair
322
Population
264/sq mi density
$43,542
Median Income
$41,116 per capita
$141,700
Home Value
$354,440 Zillow
50°F
Avg Temperature
275 sunny days/yr
63
Violent Crime/100K
2,110 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$43,542 median income, 10.9% unemployment
A+
Affordability
4.9 / 5.0
$141,700 home value, /mo rent
F
Safety
1.0 / 5.0
63 violent crimes/100K
C+
Education
2.9 / 5.0
23.4% bachelor's degree or higher
Spencerville experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year. Annual precipitation totals 35.1 inches. Air quality is rated Good with a median AQI of 41.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.2°F |
| 7% below US avg | |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 801 ft (244 m) |
| Area | 1.2 sq mi (3.2 km²) |
| Population Density | 264/sq mi |
| Coordinates | 41.2796°N, 84.9291°W |
| Timezone | America/Indiana/Indianapolis |
| County | Paulding County County |
| Nearest Airport | Fort Wayne International (FWA) 25 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 21.2 / 100 |
| Social Vulnerability | 27.9 / 100 |
| Community Resilience | 71.6 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Low |
| Strong Wind | Relatively Low |
| Heat Wave | Very Low |
| Winter Weather | Very Low |
| Lightning | Very Low |
| Ice Storm | Relatively Low |
| Drought | No Rating |
| Cold Wave | Very Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 25°F (-4°C) | 1.8 in | Coldest |
| February | 26°F (-3°C) | 1.7 in | Driest |
| March | 36°F (2°C) | 2.6 in | |
| April | 48°F (9°C) | 3.3 in | |
| May | 59°F (15°C) | 3.6 in | |
| June | 69°F (20°C) | 3.7 in | Wettest |
| July | 73°F (23°C) | 3.6 in | Warmest |
| August | 71°F (21°C) | 3.2 in | |
| September | 64°F (18°C) | 3.1 in | |
| October | 52°F (11°C) | 2.4 in | |
| November | 40°F (5°C) | 2.9 in | |
| December | 29°F (-2°C) | 2.7 in |
Spencerville has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 34.5 inches, with June being the wettest month (3.7") and February the driest (1.7").