Spencerville, IN
Full City Profile · Indiana · Paulding County County
3.5
/5.0
B+
Good
322
Population
264/sq mi density
$43,542
Median Income
$41,116 per capita
$141,700
Home Value
$354,440 Zillow
50°F
Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$43,542 median income, 15.0% unemployment
A+
Affordability
4.9 / 5.0
$141,700 home value, /mo rent
C+
Education
2.9 / 5.0
23.4% bachelor's degree or higher
Spencerville experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 35.1 inches. The area receives 36.0 inches of snow annually.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.2°F |
| 7% below US avg | |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 801 ft (244 m) |
| Area | 1.2 sq mi (3.2 km²) |
| Population Density | 264/sq mi |
| Coordinates | 41.2796°N, 84.9291°W |
| Timezone | America/Indiana/Indianapolis |
| County | Paulding County County |
| Nearest Airport | Fort Wayne International (FWA) 25 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 21.2 / 100 |
| Social Vulnerability | 27.9 / 100 |
| Community Resilience | 71.6 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Low |
| Strong Wind | Relatively Low |
| Heat Wave | Very Low |
| Winter Weather | Very Low |
| Lightning | Very Low |
| Ice Storm | Relatively Low |
| Drought | No Rating |
| Cold Wave | Very Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 25°F (-4°C) | 2.3 in | Coldest |
| February | 28°F (-2°C) | 1.9 in | Driest |
| March | 37°F (3°C) | 2.3 in | |
| April | 49°F (9°C) | 3.5 in | |
| May | 60°F (16°C) | 4.4 in | Wettest |
| June | 70°F (21°C) | 3.7 in | |
| July | 73°F (23°C) | 2.8 in | Warmest |
| August | 71°F (22°C) | 3.3 in | |
| September | 64°F (18°C) | 2.9 in | |
| October | 53°F (12°C) | 2.6 in | |
| November | 40°F (5°C) | 3.1 in | |
| December | 31°F (-1°C) | 2.3 in |
Spencerville has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 35.1 inches, with May being the wettest month (4.4") and February the driest (1.9").