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Spencerville, IN
Full City Profile · Indiana · Paulding County County
2.9
/5.0
C+
Fair
322
Population
264/sq mi density
$43,542
Median Income
$41,116 per capita
$141,700
Home Value
$354,440 Zillow
50°F
Avg Temperature
275 sunny days/yr
63
Violent Crime/100K
2,110 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$43,542 median income, 10.9% unemployment
A+
Affordability
4.9 / 5.0
$141,700 home value, /mo rent
F
Safety
1.0 / 5.0
63 violent crimes/100K
C+
Education
2.9 / 5.0
23.4% bachelor's degree or higher
Income Overview
Median Household Income
$43,542
42% below
US avg: $75,149
Per Capita Income
$41,116
5% above
US avg: $39,052
Unemployment Rate
10.9%
203% above
US avg: 3.6%
Poverty Rate
0.0%
100% below
US avg: 12.4%
Income Comparison: Spencerville vs. U.S. Average
Each bar shows Spencerville’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$43,542
58%
Per Capita
US: $39,052
$41,116
105%
IRS Avg AGI
US: $72,000
$67,814
94%
Avg Weekly Wage
US: $1,432
$962
67%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$962
33% below US avg ($1,432)
Mean Commute Time
19 min
30% below US avg (28 min)
Work From Home
5.9%
61% below US avg (15.2%)
Drive Alone
94.1%
29% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$790M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
94.1%
Public Transit
0%
Work From Home
5.9%
Average commute time
19 minutes
US avg: 28 min
Business Landscape
Total Establishments
420
Restaurants
29
Healthcare
25
Retail
48
Manufacturing
32
Tax & Financial
IRS Avg Adjusted Gross Income
$67,814
6% below US avg ($72,000)
Avg Property Tax
$3,073
12% below US avg ($3,500)
Cost of Living Index
93.3
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $43,542 |
| Per Capita Income | $41,116 |
| IRS Avg Adjusted Gross Income | $67,814 |
| Avg Weekly Wage | $962 |
| County GDP | $790M |
Hardship Indicators
| Unemployment Rate | 10.9% |
| Poverty Rate | 0.0% |
| Gini Coefficient | 0.416 |
| Cost of Living Index | 93.3 |
Commute
| Mean Commute | 19 minutes |
| Drive Alone | 94.1% |
| Public Transit | 0.0% |
| Work From Home | 5.9% |
Businesses
| Total Establishments | 420 |
| Restaurants | 29 |
| Healthcare | 25 |
| Retail | 48 |
| Manufacturing | 32 |
Tax
| IRS Avg AGI | $67,814 |
| Avg Property Tax | $3,073 |