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Spencerville, IN

Full City Profile · Indiana · Paulding County County

2.9 /5.0
C+ Fair
322 Population 264/sq mi density
$43,542 Median Income $41,116 per capita
$141,700 Home Value $354,440 Zillow
50°F Avg Temperature 275 sunny days/yr
63 Violent Crime/100K 2,110 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$43,542 median income, 10.9% unemployment
A+
Affordability
4.9 / 5.0
$141,700 home value, /mo rent
F
Safety
1.0 / 5.0
63 violent crimes/100K
C+
Education
2.9 / 5.0
23.4% bachelor's degree or higher

Spencerville, IN

At a Glance

Median Income
$43,542
42% below
$41,116 per capita
Home Value
$141,700
50% below
Zillow: $354,440
Violent Crime
63/100K
84% below
2,110/100K property
Bachelor's Degree+
23.4%
31% below
100.0% high school+
Unemployment
10.9%
203% above
0.0% poverty rate
Obesity Rate
41.8%
30% above
15.5% smoking rate
Avg Temperature
50°F
275 sunny days/yr

How Spencerville Compares to the U.S. Average

Each bar shows Spencerville's value as a percentage of the national average (100% = U.S. avg)

Income
58%
Home Value
50%
Poverty
0%
Bachelor's
69%
Unemployment
303%
Crime
16%
Thin vertical line = U.S. national average (100%)

Is Spencerville a Good Place to Live?

C+
2.9 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Spencerville residents earn a median household income of $43,542 , which is 42% below the national average of $75,149. Per capita income is $41,116. The unemployment rate stands at 10.9% (203% above the U.S. rate of 3.6%). 0.0% of residents live below the poverty line. The area is home to 420 business establishments, including 29 restaurants.

Housing & Cost of Living

The median home value in Spencerville is $141,700 , 50% below the national median of $281,900. Zillow estimates the typical home at $354,440. The cost of living index is 93.3 (100 = national average). The median home was built in 1938.

Safety & Crime

Spencerville reports 63 violent crimes per 100,000 residents , which is 84% below the national average of 380/100K. Property crime is 2,110/100K.

Education

23.4% of adults in Spencerville hold a bachelor's degree or higher (31% below the national average). 100.0% have completed high school. Local schools score 6.0/10 in standardized testing.

Climate & Weather

Spencerville has an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year. Annual precipitation totals 35.1 inches. Air quality is rated Good with a median AQI of 41.

Data Overview

People

Population322
Median Age50.2 yrs
Density264/mi²
Male / Female61% / 39%
Foreign Born13.6%
Veterans17.0%

Economy

C+
Median Income$43,542
Per Capita$41,116
Unemployment10.9%
Poverty0.0%
County GDP$790M
Avg Weekly Wage$962

Housing

A+
Home Value$141,700
Rent
Ownership91.8%
Zillow$354,440
Housing Units128
Rent Burden25.0%

Crime

F
Violent63/100K
Property2,110/100K

Health

Obesity41.8%
Diabetes10.0%
Smoking15.5%
Heart Disease5.2%
Premature Death7,074/100K

Climate

Avg Temp50°F
Sunny Days275/yr
Rain35.1 in/yr
AQI41 (Good)
Elevation801 ft

Education

C+
Bachelor's+23.4%
High School+100.0%
Graduate+10.1%
School Score6.0/10

Community

2024 VoteR 78% / D 21%
Commute19 min
Broadband85.3%
Internet Speed72 Mbps
EV Stations3
Libraries6

Did You Know?

The median home in Spencerville was built in 1938.
The nearest airport is Fort Wayne International (25 miles).
The Gini coefficient (income inequality) is 0.416 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
3.4% of the population has a disability.
13.6% of residents are foreign-born.
The county recorded 1 fatal vehicle crashes.