Spring Lake, IN

Indiana · Metropolitan Area

Spring Lake is a small town in Indiana with a population of 215. Residents earn $59,583 per year, which is 21% below the national average.

3.8 /5.0
B+ Good
215 Population 1,433/sq mi density
$59,583 Median Income $45,369 per capita
$155,500 Home Value $235,677 Zillow
N/A Median Rent
52°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$59,583 median income, 1.4% unemployment
A+
Affordability
5.0 / 5.0
$155,500 home value
C
Education
2.1 / 5.0
14.1% bachelor's degree or higher
Median Income $59,583
21% lower than US avg
Home Value $155,500
45% lower than US avg
Bachelor's+ 14.1%
58% lower than US avg
Obesity Rate 38.9%
21% higher than US avg
Unemployment 1.4%
61% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Spring Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population215
Median Age64.1 yrs
Density1,433/mi²
Male / Female45% / 55%
Largest GroupWhite 98%

Economy

A
Median Income$59,583
Per Capita$45,369
Unemployment1.4%
Poverty0.0%
County GDP$4,922M
Commute28 min

Housing

A+
Home Value$155,500
RentN/A
OwnershipN/A
Zillow$235,677

Crime

ViolentN/A
PropertyN/A

Health

Obesity38.9%
UninsuredN/A
Depression26.3%
Heart Disease5.0%

Climate

Avg Temp52°F
AQI41 (Good)
Rain47.8 in/yr
Elevation827 ft

Education

C
Bachelor's+14.1%
High School+92.4%
School Score6.01

Community

2024 VoteR 66% / D 32%
Commute28 min
Libraries4

Is Spring Lake a Good Place to Live?

Based on current data, Spring Lake receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Spring Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Spring Lake is $59,583, 21% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Spring Lake is $155,500, 45% below the national median — offering relatively affordable homeownership. At just 2.6x median income, home prices are very affordable relative to local earnings.

Education

14.1% of residents hold a bachelor's degree, below the national average of 33.7%. 92.4% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Spring Lake experiences four distinct seasons with an average temperature of 52°F. Winters average 27°F in January while summers reach 74°F in July. Annual precipitation totals 47.8 inches, including 20.2 inches of snow. Air quality is rated Good with a median AQI of 41.

Spring Lake has a population of 215 with a density of 1,433 people per square mile. The median age is 64.1 years, 65% older than the national median of 38.9. The city is predominantly White (97.7%).

Population

215
Total Population
1,433
People / sq mi
64.1yrs
Median Age
65% above US avg
0.2mi²
Land Area

Gender Distribution

Male 45.1%
Female 54.9%

Race & Ethnicity

Spring Lake vs U.S. Average

Language Spoken at Home

English Only98.2%
25% above US avg
Spanish1.8%
87% below US avg

Social Characteristics

Spring Lake vs U.S. Average

The median household income in Spring Lake is $59,583, which is 21% below the national average of $75,149. The unemployment rate is 1.4% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Spring Lake vs U.S.

Commute Mode

Income

Median HH Income$59,583
21% below US avg
Per Capita Income$45,369
Avg Weekly Wage$1,089
IRS Avg AGI$84,839

Employment & Poverty

Unemployment1.4%
61% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)2,045
County GDP$4,922M

Business (County)

Restaurants132
Healthcare155
Retail164
Manufacturing73

Tax & Cost of Living

Property Tax (IRS)$3,198
9% below US avg
Effective Tax Rate2.06%

Commute & Transportation

Commute Time27.8 min
Work from Home13.2%

Walkability

The median home value in Spring Lake is $155,500, 45% below the national average. Zillow estimates the typical home value at $235,677.

Home Value Sources

Ownership Split

Home Values

Census Median$155,500
45% below US avg
Zillow ZHVI$235,677

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied95.0%

Property Tax

Avg Tax (IRS)$3,198
9% below US avg
Effective Rate2.06%
In Spring Lake, 38.9% of adults are obese (above the 32.1% national rate). 26.3% report depression. 18.5% are physically inactive.

Health Metrics: Spring Lake vs U.S. Average (%)

Chronic Conditions

Obesity38.9%
21% above US avg
Diabetes9.0%
Heart Disease5.0%
High Blood Pressure32.5%
Asthma11.4%
COPD5.9%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking19.4%
Physical Inactivity18.5%
Depression26.3%
Mental Distress17.5%
Physical Distress11.7%

Healthcare Access

Insurance Rate95.1%
Checkup Rate76.8%
Premature Death7,434/100K

Food & Exercise

Food Environment8.3/10
Exercise Access69.7%
Healthcare Facilities155

Crime Rates: Spring Lake vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)12

Safety Score

Spring Lake has an average annual temperature of 52°F (11°C). Winters average 27°F in January while summers reach 74°F in July. Annual precipitation is 47.8 inches. Air quality is rated Good with a median AQI of 41.

Temperature

27°F Jan (-3°C) 74°F Jul (23°C)
Annual Average51.9°F
4% below US avg
January Average27°F (-3°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall47.8 inches
26% above US avg
Snowfall20.2 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation827 ft (252 m)
Area0.2 sq mi (0.4 km²)
Population Density1,433/sq mi
Coordinates39.7772°N, 85.8559°W
County FIPS18059
It is classified as Metro — 1 million+. 14.1% of residents hold a bachelor's degree or higher (58% below US avg). In the 2024 election, the county voted Republican by a 33.7-point margin.

2024 Presidential Election (County)

R 65.9%
D 32.2%

Winner: Republican by 33.7 points

Education

Bachelor's Degree+14.1%
58% below US avg
High School+92.4%
School Test Score6.01
C Education Grade (2.1/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,433/sq mi
Total Area0.2 sq mi

Infrastructure & Services

Public Libraries4
Healthcare Facilities155
Restaurants132
Retail Stores164

Safety & Disasters

Fatal Crashes (County/yr)12

Commute & Transportation

Avg Commute27.8 min
Work from Home13.2%

Nearby Cities

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