St. James, MI

Full City Profile · Michigan · Charlevoix County County

4.0 /5.0
A Great
259 Population 251/sq mi density
$82,708 Median Income $36,030 per capita
$275,000 Home Value $186,047 Zillow
$925 Median Rent 26.3% income on rent
45°F Avg Temperature
A
Overall
4.0 / 5.0
Strong
B
Economy
3.1 / 5.0
$82,708 median income, 20.0% unemployment
A+
Affordability
4.8 / 5.0
$275,000 home value, $925/mo rent
A
Education
4.2 / 5.0
40.4% bachelor's degree or higher

St. James, MI

At a Glance

Median Income
$82,708
10% above
$36,030 per capita
Home Value
$275,000
2% below
Zillow: $186,047
Median Rent
$925/mo
20% below
26.3% of income on rent
Bachelor's Degree+
40.4%
20% above
97.8% high school+
Unemployment
20.0%
456% above
11.7% poverty rate
Obesity Rate
34.0%
6% above
11.7% smoking rate
Avg Temperature
45°F

How St. James Compares to the U.S. Average

Each bar shows St. James's value as a percentage of the national average (100% = U.S. avg)

Income
110%
Home Value
98%
Rent
80%
Poverty
94%
Bachelor's
120%
Unemployment
556%
Thin vertical line = U.S. national average (100%)

Is St. James a Good Place to Live?

A
4.0 / 5.0 - Great
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

St. James residents earn a median household income of $82,708 , which is 10% above the national average of $75,149. Per capita income is $36,030. The unemployment rate stands at 20.0% (456% above the U.S. rate of 3.6%). 11.7% of residents live below the poverty line. The area is home to 900 business establishments, including 95 restaurants.

Housing & Cost of Living

The median home value in St. James is $275,000 , 2% below the national median of $281,900. Zillow estimates the typical home at $186,047. Median rent is $925/month, with 26.3% of renters spending more than 30% of income on housing. The cost of living index is 96.2 (100 = national average). The median home was built in 1963.

Education

40.4% of adults in St. James hold a bachelor's degree or higher (20% above the national average). 97.8% have completed high school. Local schools score 5.6/10 in standardized testing.

Climate & Weather

St. James has an average annual temperature of 45°F (7°C). Winters average 21°F in January while summers reach 67°F in July. Annual precipitation totals 33.2 inches.

Data Overview

People

Population259
Median Age54.8 yrs
Density251/mi²
Male / Female40% / 60%
Foreign Born8.9%
Veterans8.6%

Economy

B
Median Income$82,708
Per Capita$36,030
Unemployment20.0%
Poverty11.7%
County GDP$1,721M
Avg Weekly Wage$1,114

Housing

A+
Home Value$275,000
Rent$925
Ownership89.0%
Zillow$186,047
Housing Units252
Rent Burden26.3%

Health

Obesity34.0%
Diabetes8.1%
Smoking11.7%
Heart Disease5.1%
Premature Death7,719/100K

Climate

Avg Temp45°F
Rain33.2 in/yr
Elevation622 ft

Education

A
Bachelor's+40.4%
High School+97.8%
Graduate+13.7%
School Score5.6/10

Community

2024 VoteR 58% / D 41%
Commute10 min
Broadband96.3%
Internet Speed165 Mbps
EV Stations1
Libraries7

Did You Know?

The median home in St. James was built in 1963.
17.1% work from home.
The nearest airport is Pellston Regional/Emmet County (37 miles).
The Gini coefficient (income inequality) is 0.455 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
18.1% of the population has a disability.
Average internet download speed is 165 Mbps.
The county recorded 2 fatal vehicle crashes.