St. James, MI
Full City Profile · Michigan · Charlevoix County County
4.0
/5.0
A
Great
259
Population
251/sq mi density
$82,708
Median Income
$36,030 per capita
$275,000
Home Value
$186,047 Zillow
$925
Median Rent
26.3% income on rent
45°F
Avg Temperature
A
Overall
4.0 / 5.0
Strong
B
Economy
3.1 / 5.0
$82,708 median income, 20.0% unemployment
A+
Affordability
4.8 / 5.0
$275,000 home value, $925/mo rent
A
Education
4.2 / 5.0
40.4% bachelor's degree or higher
St. James has a cool climate with an average annual temperature of 45°F (7°C). Winters average 21°F in January while summers reach 67°F in July. Annual precipitation totals 33.2 inches. The area receives 79.5 inches of snow annually.
Temperature
21°F Jan (-6°C)
67°F Jul (20°C)
| Annual Average | 44.5°F |
| 18% below US avg | |
| January Average | 21°F (-6°C) |
| July Average | 67°F (20°C) |
Geography
| Elevation | 622 ft (190 m) |
| Area | 1.0 sq mi (2.7 km²) |
| Population Density | 251/sq mi |
| Coordinates | 45.7427°N, 85.5301°W |
| Timezone | America/Detroit |
| County | Charlevoix County County |
| Nearest Airport | Pellston Regional/Emmet County (PLN) 37 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 22.3 / 100 |
| Social Vulnerability | 36.8 / 100 |
| Community Resilience | 98.2 / 100 |
Hazard Breakdown
| Tornado | Very Low |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Very Low |
| Hail | Very Low |
| Strong Wind | Relatively Low |
| Heat Wave | Very Low |
| Winter Weather | Very Low |
| Lightning | Relatively Low |
| Ice Storm | Very Low |
| Drought | No Rating |
| Cold Wave | Relatively Moderate |
| Landslide | Relatively Low |
| Coastal Flood | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 21°F (-6°C) | 1.8 in | Coldest |
| February | 21°F (-6°C) | 1.2 in | Driest |
| March | 29°F (-2°C) | 1.9 in | |
| April | 40°F (5°C) | 2.9 in | |
| May | 52°F (11°C) | 3.0 in | |
| June | 62°F (17°C) | 3.2 in | |
| July | 67°F (20°C) | 2.8 in | Warmest |
| August | 67°F (19°C) | 3.0 in | |
| September | 60°F (16°C) | 3.8 in | |
| October | 48°F (9°C) | 4.4 in | Wettest |
| November | 38°F (3°C) | 2.9 in | |
| December | 28°F (-2°C) | 2.2 in |
St. James has a seasonal temperature swing of 46°F / from 21°F in January to 67°F in July. Total annual precipitation is 33.2 inches, with October being the wettest month (4.4") and February the driest (1.2").