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St. James, MI
Full City Profile · Michigan · Charlevoix County County
3.3
/5.0
B
Good
259
Population
251/sq mi density
$82,708
Median Income
$36,030 per capita
$275,000
Home Value
$186,047 Zillow
$925
Median Rent
26.3% income on rent
45°F
Avg Temperature
258 sunny days/yr
197
Violent Crime/100K
5,039 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$82,708 median income, 10.8% unemployment
A+
Affordability
4.8 / 5.0
$275,000 home value, $925/mo rent
F
Safety
1.0 / 5.0
197 violent crimes/100K
A
Education
4.2 / 5.0
40.4% bachelor's degree or higher
Income Overview
Median Household Income
$82,708
10% above
US avg: $75,149
Per Capita Income
$36,030
8% below
US avg: $39,052
Unemployment Rate
10.8%
200% above
US avg: 3.6%
Poverty Rate
11.7%
6% below
US avg: 12.4%
Income Comparison: St. James vs. U.S. Average
Each bar shows St. James’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$82,708
110%
Per Capita
US: $39,052
$36,030
92%
IRS Avg AGI
US: $72,000
$88,616
123%
Avg Weekly Wage
US: $1,432
$1,114
78%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,114
22% below US avg ($1,432)
Mean Commute Time
10 min
63% below US avg (28 min)
Work From Home
17.1%
13% above US avg (15.2%)
Drive Alone
81.4%
11% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$1,721M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
81.4%
Public Transit
0%
Work From Home
17.1%
Other
1.5%
Average commute time
10 minutes
US avg: 28 min
Business Landscape
Total Establishments
900
Restaurants
95
Healthcare
75
Retail
137
Manufacturing
50
Tax & Financial
IRS Avg Adjusted Gross Income
$88,616
23% above US avg ($72,000)
Avg Property Tax
$10,370
196% above US avg ($3,500)
Cost of Living Index
96.2
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $82,708 |
| Per Capita Income | $36,030 |
| IRS Avg Adjusted Gross Income | $88,616 |
| Avg Weekly Wage | $1,114 |
| County GDP | $1,721M |
Hardship Indicators
| Unemployment Rate | 10.8% |
| Poverty Rate | 11.7% |
| Gini Coefficient | 0.455 |
| Cost of Living Index | 96.2 |
Commute
| Mean Commute | 10 minutes |
| Drive Alone | 81.4% |
| Public Transit | 0.0% |
| Work From Home | 17.1% |
Businesses
| Total Establishments | 900 |
| Restaurants | 95 |
| Healthcare | 75 |
| Retail | 137 |
| Manufacturing | 50 |
Tax
| IRS Avg AGI | $88,616 |
| Avg Property Tax | $10,370 |