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St. Joseph, MN
Full City Profile · Minnesota · Stearns County County
3.4
/5.0
B
Good
7,024
Population
756/sq mi density
$75,217
Median Income
$29,808 per capita
$240,300
Home Value
$247,835 Zillow
$1,139
Median Rent
34.6% income on rent
44°F
Avg Temperature
270 sunny days/yr
97
Violent Crime/100K
678 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$75,217 median income, 2.1% unemployment
A+
Affordability
4.9 / 5.0
$240,300 home value, $1,139/mo rent
F
Safety
1.0 / 5.0
97 violent crimes/100K
B
Education
3.4 / 5.0
30.3% bachelor's degree or higher
Housing Overview
Median Home Value
$240,300
15% below
US avg: $281,900
Median Rent
$1,139/mo
2% below
US avg: $1,163/mo
Homeownership Rate
64.4%
2% below US avg (65.4%)
Total Housing Units
2,278
Median year built: 1992
Home Value by Source
Census Median
$240,300
Zillow (ZHVI)
$247,835
Median Sale Price
$289,900
Median List Price
$342,400
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
64.4%
Owner-Occupied
35.6%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent:
$1,139/mo
Market Indicators (Redfin)
Median Days on Market
97 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
5
Price Drops
11.8%
of listings with price reduction
Price Per Sq Ft
$125
Active Inventory
17
homes for sale
Affordability & Housing Stock
Rent Burden
34.6%
of renters spending 30%+ of income on housing
12% above US avg (31.0%)
Median Year Built
1992
Average age of housing stock: 34 years
Homeownership Rate
64.4%
Complete Housing Data
Home Values
| Census Median Value | $240,300 |
| Zillow Home Value (ZHVI) | $247,835 |
| Median Sale Price | $289,900 |
| Median List Price | $342,400 |
| Price Per Sq Ft | $125 |
Rent
| Census Median Rent | $1,139 |
| FMR Studio | $809 |
| FMR 1-Bedroom | $899 |
| FMR 2-Bedroom | $1,125 |
| FMR 3-Bedroom | $1,483 |
| FMR 4-Bedroom | $1,698 |
Market
| Days on Market | 97 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 11.8% |
| Homes Sold | 5 |
| Active Inventory | 17 |
| Price Per Sq Ft | $125 |
Ownership & Stock
| Owner-Occupied | 64.4% |
| Renter-Occupied | 35.6% |
| Homeownership Rate | 64.4% |
| Total Housing Units | 2,278 |
| Median Year Built | 1992 |
| Rent Burden | 34.6% |