Kentucky
St. Mary is a small town in Kentucky with a population of 210. Residents earn $60,833 per year, which is 19% below the national average.
Based on current data, St. Mary receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. St. Mary stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in St. Mary is $60,833, 19% below the national average of $75,149. The job market is very strong with unemployment at just 2.5%. Only 4.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
The median home value in St. Mary is $177,600, 37% below the national median — offering relatively affordable homeownership. At just 2.9x median income, home prices are very affordable relative to local earnings.
21.9% of residents hold a bachelor's degree, below the national average of 33.7%. 92.2% have completed high school. Area schools have an average test score of 5.5/10.
St. Mary enjoys a moderate climate with an average annual temperature of 57°F. Winters average 35°F in January while summers reach 77°F in July. Annual precipitation totals 51.6 inches, including 11.9 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 98.9% |
| 26% above US avg | |
| Spanish | 1.1% |
| 92% below US avg |
| Median HH Income | $60,833 |
| 19% below US avg | |
| Per Capita Income | $24,850 |
| Avg Weekly Wage | $964 |
| IRS Avg AGI | $56,465 |
| Unemployment | 2.5% |
| 31% below US avg | |
| Poverty Rate | 4.3% |
| 65% below US avg | |
| Establishments (County) | 534 |
| County GDP | $1,276M |
| Restaurants | 28 |
| Healthcare | 47 |
| Retail | 63 |
| Manufacturing | 34 |
| Property Tax (IRS) | $2,531 |
| 28% below US avg | |
| Effective Tax Rate | 1.43% |
| Commute Time | 19.0 min |
| Drive Alone | 93.6% |
| Public Transit | 0.0% |
| Work from Home | 3.2% |
| Census Median | $177,600 |
| 37% below US avg |
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
| Owner-Occupied | 83.3% |
| Avg Tax (IRS) | $2,531 |
| 28% below US avg | |
| Effective Rate | 1.43% |
| Insurance Rate | 100.0% |
| Premature Death | 12,581/100K |
| Food Environment | 6.8/10 |
| Exercise Access | 47.1% |
| Healthcare Facilities | 47 |
| Fatal Crashes (County/yr) | 6 |
| Annual Average | 56.8°F |
| 5% above US avg | |
| January Average | 35°F (2°C) |
| July Average | 77°F (25°C) |
| Annual Rainfall | 51.6 inches |
| 36% above US avg | |
| Snowfall | 11.9 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 753 ft (230 m) |
| Area | 0.8 sq mi (2.0 km²) |
| Population Density | 269/sq mi |
| Coordinates | 37.5825°N, 85.3415°W |
| County FIPS | 21155 |
Winner: Republican by 43.5 points
| Bachelor's Degree+ | 21.9% |
| 35% below US avg | |
| High School+ | 92.2% |
| School Test Score | 5.50 |
| RUCC Code 6 | Nonmetro — Urban 2.5K–20K, adjacent |
| Population Density | 269/sq mi |
| Total Area | 0.8 sq mi |
| Broadband Access | 72.0% |
| Public Libraries | 2 |
| Healthcare Facilities | 47 |
| Restaurants | 28 |
| Retail Stores | 63 |
| Fatal Crashes (County/yr) | 6 |
| Avg Commute | 19.0 min |
| Drive Alone | 93.6% |
| Public Transit | 0.0% |
| Work from Home | 3.2% |