St. Stephen, MN
Full City Profile · Minnesota · Benton County County
4.1
/5.0
A
Great
672
Population
181/sq mi density
$94,875
Median Income
$45,960 per capita
$237,600
Home Value
$343,877 Zillow
$1,025
Median Rent
14.3% income on rent
42°F
Avg Temperature
A
Overall
4.1 / 5.0
Strong
A+
Economy
4.6 / 5.0
$94,875 median income, 4.3% unemployment
A+
Affordability
5.0 / 5.0
$237,600 home value, $1,025/mo rent
C+
Education
2.8 / 5.0
23.1% bachelor's degree or higher
St. Stephen has a cool climate with an average annual temperature of 42°F (6°C). Winters average 10°F in January while summers reach 69°F in July. Annual precipitation totals 30.1 inches. The area receives 57.4 inches of snow annually.
Temperature
10°F Jan (-12°C)
69°F Jul (21°C)
| Annual Average | 41.6°F |
| 23% below US avg | |
| January Average | 10°F (-12°C) |
| July Average | 69°F (21°C) |
Geography
| Elevation | 1,210 ft (369 m) |
| Area | 3.7 sq mi (9.5 km²) |
| Population Density | 181/sq mi |
| Coordinates | 45.7010°N, 94.2742°W |
| Timezone | America/Chicago |
| County | Benton County County |
| Nearest Airport | St Cloud Regional (STC) 15 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.3 / 100 |
| Social Vulnerability | 30.5 / 100 |
| Community Resilience | 94.2 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Low |
| Hail | Relatively Moderate |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively Moderate |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 10°F (-12°C) | 0.7 in | Coldest, Driest |
| February | 14°F (-10°C) | 0.8 in | |
| March | 28°F (-2°C) | 1.5 in | |
| April | 41°F (5°C) | 2.6 in | |
| May | 55°F (13°C) | 3.5 in | |
| June | 65°F (18°C) | 4.6 in | Wettest |
| July | 69°F (21°C) | 4.1 in | Warmest |
| August | 67°F (19°C) | 3.9 in | |
| September | 59°F (15°C) | 3.1 in | |
| October | 45°F (7°C) | 2.7 in | |
| November | 30°F (-1°C) | 1.5 in | |
| December | 17°F (-8°C) | 1.0 in |
St. Stephen has a seasonal temperature swing of 60°F / from 10°F in January to 69°F in July. Total annual precipitation is 30.1 inches, with June being the wettest month (4.6") and January the driest (0.7").