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St. Stephen, MN
Full City Profile · Minnesota · Benton County County
3.4
/5.0
B
Good
672
Population
181/sq mi density
$94,875
Median Income
$45,960 per capita
$237,600
Home Value
$343,877 Zillow
$1,025
Median Rent
14.3% income on rent
42°F
Avg Temperature
270 sunny days/yr
31
Violent Crime/100K
2,109 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$94,875 median income, 3.3% unemployment
A+
Affordability
5.0 / 5.0
$237,600 home value, $1,025/mo rent
F
Safety
1.0 / 5.0
31 violent crimes/100K
C+
Education
2.8 / 5.0
23.1% bachelor's degree or higher
Housing Overview
Median Home Value
$237,600
16% below
US avg: $281,900
Median Rent
$1,025/mo
12% below
US avg: $1,163/mo
Homeownership Rate
95.8%
46% above US avg (65.4%)
Total Housing Units
321
Median year built: 1984
Home Value by Source
Census Median
$237,600
Zillow (ZHVI)
$343,877
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
95.8%
Owner-Occupied
4.2%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent:
$1,025/mo
Affordability & Housing Stock
Rent Burden
14.3%
of renters spending 30%+ of income on housing
54% below US avg (31.0%)
Median Year Built
1984
Average age of housing stock: 42 years
Homeownership Rate
95.8%
Complete Housing Data
Home Values
| Census Median Value | $237,600 |
| Zillow Home Value (ZHVI) | $343,877 |
Rent
| Census Median Rent | $1,025 |
| FMR Studio | $809 |
| FMR 1-Bedroom | $899 |
| FMR 2-Bedroom | $1,125 |
| FMR 3-Bedroom | $1,483 |
| FMR 4-Bedroom | $1,698 |
Market
Ownership & Stock
| Owner-Occupied | 95.8% |
| Renter-Occupied | 4.2% |
| Homeownership Rate | 95.8% |
| Total Housing Units | 321 |
| Median Year Built | 1984 |
| Rent Burden | 14.3% |