Median Income
$58,571
22% lower than US avg
Home Value
$106,800
62% lower than US avg
Violent Crime
412/100K
8% higher than US avg
Bachelor's+
18.7%
45% lower than US avg
Median Rent
$857
26% lower than US avg
Obesity Rate
36.7%
14% higher than US avg
Unemployment
1.5%
58% lower than US avg
Poverty Rate
7.9%
36% lower than US avg
How Stewardson Compares to the U.S. Average (100% = U.S. avg)
People
Population830
Median Age40.8 yrs
Density1,361/mi²
Male / Female48% / 52%
Largest GroupWhite 98%
Veterans8.8%
Economy
A
Median Income$58,571
Per Capita$28,153
Unemployment1.5%
Poverty7.9%
County GDP$1,098M
Commute22 min
Housing
A+
Home Value$106,800
Rent$857
Ownership78.7%
Zillow$156,153
Housing Units336
Rent Burden24.4%
Crime
F
Violent412/100K
Property3,241/100K
Health
Obesity36.7%
Uninsured7.5%
Smoking15.2%
Depression24.2%
Heart Disease5.2%
Climate
Avg Temp54°F (12°C)
AQI43 (Good)
Rain44.0 in/yr
Sunny Days293/yr
Elevation645 ft (197 m)
Education
C
Bachelor's+18.7%
High School+92.0%
Graduate+1.8%
School Score5.80
Community
2024 VoteR 79% / D 19%
Commute22 min
Broadband84.4%
EV Stations5
Libraries5
Is Stewardson a Good Place to Live?
Based on current data, Stewardson receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Stewardson offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Stewardson is $58,571, 22% below the national average of $75,149. The job market is very strong with unemployment at just 1.5%. Only 7.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Stewardson is $106,800, 62% below the national median / offering relatively affordable homeownership. Renters pay a median of $857 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 412 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 3,241 per 100,000, 65% above the national average.
Education
18.7% of residents hold a bachelor's degree, below the national average of 33.7%. 92.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Stewardson experiences four distinct seasons with an average temperature of 54°F. Winters average 29°F in January while summers reach 77°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.0 inches, including 14.6 inches of snow. Air quality is rated Good with a median AQI of 43.
Stewardson has a population of 830 with a density of 1,361 people per square mile, spread across 0.2 square miles. The median age is 40.8 years, 5% older than the national median of 38.9. The gender split is 52% female and 48% male. The city is predominantly White (97.5%), with 1.6% Hispanic. English is the primary language spoken at home by 99.2% of residents. 8.8% of the population are veterans, above the national rate of 6.0%. 16.5% of residents have a disability (above the 13.0% national average). 98.3% have health insurance coverage.
Population
40.8yrs
Median Age
5% above US avg
Race & Ethnicity
Stewardson vs U.S. Average
Language Spoken at Home
English Only
99.2%
26% above US avg
Spanish
0.8%
94% below US avg
Social Characteristics
Stewardson vs U.S. Average
The median household income in Stewardson is $58,571, which is 22% below the national average of $75,149. Per capita income is $28,153 (below the $39,052 national figure). The average weekly wage is $929, 35% lower than the U.S. average. The unemployment rate is 1.5% (below the 3.6% US average). 7.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 468 business establishments, including 42 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 9.8% of workers work from home (below the 15.2% national rate).
Income: Stewardson vs U.S.
Income
| Median HH Income | $58,571 |
| 22% below US avg |
| Per Capita Income | $28,153 |
| Avg Weekly Wage | $929 |
| IRS Avg AGI | $70,653 |
| Gini Index | 0.386 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.5% |
| 58% below US avg |
| Poverty Rate | 7.9% |
| 36% below US avg |
| Establishments (County) | 468 |
| County GDP | $1,098M |
Business (County)
| Restaurants | 42 |
| Healthcare | 37 |
| Retail | 54 |
| Manufacturing | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $3,683 |
| 5% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.45% |
Commute & Transportation
| Commute Time | 22.1 min |
| Drive Alone | 81.5% |
| Public Transit | 0.8% |
| Work from Home | 9.8% |
The median home value in Stewardson is $106,800, 62% below the national median of $281,900. Zillow estimates the typical home value at $156,153, higher than the Census estimate. Monthly rent averages $857 (26% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 78.7% of housing units are owner-occupied (above the 65.4% national rate). There are 336 total housing units in the city. The median year a home was built is 1963. The average annual property tax is $3,683. 24.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $106,800 |
| 62% below US avg |
| Zillow ZHVI | $156,153 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $857 |
| 26% below US avg |
| Rent Burden | 24.4% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 78.7% |
| Owner-Occupied | 78.7% |
| Renter-Occupied | 21.3% |
| Housing Units | 336 |
| Median Year Built | 1963 |
Property Tax
| Avg Tax (IRS) | $3,683 |
| 5% above US avg |
| Effective Rate | 3.45% |
In Stewardson, 36.7% of adults are obese, above the national rate of 32.1%. 9.2% have diabetes. Heart disease affects 5.2% of residents. 30.3% have high blood pressure. 15.2% are current smokers. 20.9% report binge drinking. 22.1% are physically inactive. 24.2% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 7.5% of residents lack health insurance. The primary care physician ratio is 1:4,158. The dentist ratio is 1:4,152. 43.2% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Stewardson vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.7% |
| 14% above US avg |
| Diabetes | 9.2% |
| Heart Disease | 5.2% |
| High Blood Pressure | 30.3% |
| Asthma | 10.6% |
| COPD | 6.5% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.2% |
| 9% above US avg |
| Binge Drinking | 20.9% |
| Physical Inactivity | 22.1% |
| Depression | 24.2% |
| Mental Distress | 18.9% |
| Physical Distress | 12.6% |
| Short Sleep | 35.7% |
Healthcare Access
| Insurance Rate | 98.3% |
| Uninsured | 7.5% |
| 13% below US avg |
| Primary Care | 1:4,158 |
| Dentists | 1:4,152 |
| Mental Health | 1:2,057 |
| Checkup Rate | 75.1% |
| Dental Visits | 63.2% |
| Premature Death | 7,898/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 43.2% |
| Healthcare Facilities | 37 |
Stewardson has a violent crime rate of 412 per 100,000 residents, 8% above the national average of 380. Property crime stands at 3,241 per 100,000, 65% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Stewardson receives a safety grade of F.
Crime Rates: Stewardson vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 412.1/100K |
| 8% above US avg |
| |
Property Crime
| Total Property | 3,241.1/100K |
| 65% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Stewardson experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 29°F in January while summers reach 77°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 44.0 inches. The area receives 14.6 inches of snow annually. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 645 feet.
Temperature
29°F Jan (-2°C)
77°F Jul (25°C)
| Annual Average | 54.4°F |
| 1% above US avg |
| January Average | 29°F (-2°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 645 ft (197 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 1,361/sq mi |
| Coordinates | 39.2638°N, 88.6301°W |
| Timezone | America/Chicago |
| County | Shelby County County |
| Nearest Airport | Lawrenceville-Vincennes International (LWV)
65 miles away |
Precipitation & Snow
Annual Rainfall
44.0"
16% above US avg
Wettest Month (Jun)
4.13"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.8 / 100 |
| Social Vulnerability | 21.0 / 100 |
| Community Resilience | 81.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
48 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
111 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
111 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
112 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
131 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
89 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
112 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
112 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
110 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
65 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
92 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
113 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
112 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
28 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
43 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
106 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
133 km |
| May 2, 2003 |
10 km ENE of Thompsonville, Illinois |
M3.2 |
144 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
69 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
113 km |
| Jan 23, 1991 |
3 km WSW of Logan, Illinois |
M3.1 |
149 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
576 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 22 fatalities, 450 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1990 |
EF4 |
78 km |
0 |
| Jun 2, 1990 |
EF4 |
47 km |
0 |
| Mar 20, 1976 |
EF4 |
61 km |
0 |
| Mar 31, 2023 |
EF3 |
64 km |
6 |
| Dec 1, 2018 |
EF3 |
68 km |
0 |
| Nov 17, 2013 |
EF3 |
69 km |
0 |
| Jun 1, 1999 |
EF3 |
90 km |
1 |
| Apr 19, 1996 |
EF3 |
78 km |
0 |
| Apr 19, 1996 |
EF3 |
95 km |
0 |
| Aug 21, 1977 |
EF3 |
19 km |
6 |
| Mar 20, 1976 |
EF3 |
91 km |
0 |
| Aug 10, 1974 |
EF3 |
50 km |
0 |
| Aug 10, 1974 |
EF3 |
32 km |
0 |
| Apr 3, 1974 |
EF3 |
66 km |
1 |
| Apr 3, 1974 |
EF3 |
87 km |
1 |
| Apr 3, 1974 |
EF3 |
90 km |
0 |
| Apr 1, 1974 |
EF3 |
99 km |
0 |
| Apr 22, 1963 |
EF3 |
77 km |
0 |
| Apr 22, 1963 |
EF3 |
67 km |
0 |
| Mar 6, 1961 |
EF3 |
20 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-2°C) |
2.1 in |
Coldest, Driest |
| February |
31°F (-0°C) |
2.1 in |
|
| March |
42°F (6°C) |
3.6 in |
|
| April |
53°F (12°C) |
3.8 in |
|
| May |
63°F (17°C) |
4.0 in |
|
| June |
72°F (22°C) |
4.1 in |
Wettest |
| July |
77°F (25°C) |
4.1 in |
Warmest |
| August |
74°F (23°C) |
3.1 in |
|
| September |
68°F (20°C) |
3.1 in |
|
| October |
56°F (13°C) |
2.9 in |
|
| November |
43°F (6°C) |
3.7 in |
|
| December |
32°F (0°C) |
3.2 in |
|
Stewardson has a seasonal temperature swing of 48°F / from 29°F in January to 77°F in July. Total annual precipitation is 39.8 inches, with June being the wettest month (4.1") and January the driest (2.1").
Average costs for common services in Stewardson. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Stewardson
What is the population of Stewardson?
Stewardson has a population of 830 residents and is located in Illinois. The population density is 1,361 people per square mile, spread across 0.2 square miles. The median age of residents is 40.8 years. The population is 52% female and 48% male.
Is Stewardson expensive to live in?
Stewardson has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $58,571, 22% below the national average of $75,149. The median home value is $106,800 (62% below the U.S. median). Renters pay a median of $857 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Stewardson safe?
The violent crime rate in Stewardson is 412 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 3,241 per 100,000 (above the national average). Overall, Stewardson receives a safety grade of F based on combined crime data.
What is the weather like in Stewardson?
Stewardson has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 29°F in January, while summers reach an average of 77°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 44.0 inches, with 14.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Stewardson?
The job market in Stewardson is very strong, with unemployment at just 1.5% / well below the national rate of 3.6%. The average weekly wage is $929. There are 468 business establishments in the area, including 42 restaurants and food service locations. The average commute time is 22 minutes, and 9.8% of workers work from home.
How much does housing cost in Stewardson?
The median home value in Stewardson is $106,800. Zillow estimates the typical home value at $156,153. For renters, the median monthly rent is $857. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 78.7%. The average annual property tax is $3,683.
How are the schools in Stewardson?
Schools in Stewardson score 5.8 out of 10 on standardized testing, near the national average. 18.7% of adults in Stewardson hold a bachelor's degree or higher, below the national average of 33.7%. 92.0% have completed high school. 1.8% hold a graduate or professional degree.
How healthy is Stewardson?
The obesity rate in Stewardson is 36.7% (above the national rate of 32.1%). 15.2% of adults are smokers. 22.1% are physically inactive. 24.2% of residents report depression. 7.5% lack health insurance. 43.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,158.
What is transportation like in Stewardson?
The average commute in Stewardson is 22 minutes, shorter than the national average of 28 minutes. 81.5% of workers drive alone to work, and 9.8% work from home.
What are the demographics of Stewardson?
The racial and ethnic makeup of Stewardson is 97.5% White, 1.6% Hispanic or Latino. 99.2% of residents speak only English at home. 8.8% of the population are military veterans. 16.5% of residents have a disability. 98.3% have health insurance coverage.
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