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Surf City, NC
Full City Profile · North Carolina · Pender County County
3.5
/5.0
B+
Good
4,160
Population
541/sq mi density
$84,833
Median Income
$47,445 per capita
$478,600
Home Value
$617,228 Zillow
$1,421
Median Rent
32.0% income on rent
62°F
Avg Temperature
318 sunny days/yr
611
Violent Crime/100K
5,642 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$84,833 median income, 1.0% unemployment
B
Affordability
3.5 / 5.0
$478,600 home value, $1,421/mo rent
F
Safety
1.0 / 5.0
611 violent crimes/100K (61% above avg)
A+
Education
5.0 / 5.0
50.8% bachelor's degree or higher
Surf City enjoys a temperate climate with an average annual temperature of 62°F (17°C). Winters average 44°F in January while summers reach 80°F in July. The area gets 318 sunny days per year. Air quality is rated Good with a median AQI of 40.
Temperature
44°F Jan (7°C)
80°F Jul (26°C)
| Annual Average | 62.1°F |
| 15% above US avg | |
| January Average | 44°F (7°C) |
| July Average | 80°F (26°C) |
| Sunny Days | 318 days/yr |
Geography
| Elevation | -10 ft (-3 m) |
| Area | 9.5 sq mi (24.7 km²) |
| Population Density | 541/sq mi |
| Coordinates | 34.4373°N, 77.5349°W |
| Timezone | America/New_York |
| County | Pender County County |
| Nearest Airport | Wilmington International (ILM) 24 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 86.9 / 100 |
| Social Vulnerability | 34.2 / 100 |
| Community Resilience | 65.7 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Relatively High |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Low |
| Hail | Very Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively High |
| Lightning | Relatively High |
| Ice Storm | Relatively Moderate |
| Drought | Relatively Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
| Coastal Flood | Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 44°F (7°C) | 4.3 in | Coldest |
| February | 47°F (8°C) | 3.9 in | |
| March | 54°F (12°C) | 4.1 in | |
| April | 62°F (17°C) | 3.0 in | |
| May | 69°F (21°C) | 4.3 in | |
| June | 76°F (24°C) | 5.4 in | |
| July | 80°F (26°C) | 7.8 in | Warmest, Wettest |
| August | 78°F (26°C) | 6.8 in | |
| September | 74°F (23°C) | 5.6 in | |
| October | 64°F (18°C) | 3.0 in | Driest |
| November | 55°F (13°C) | 3.2 in | |
| December | 48°F (9°C) | 3.7 in |
Surf City has a seasonal temperature swing of 35°F / from 44°F in January to 80°F in July. Total annual precipitation is 55.1 inches, with July being the wettest month (7.8") and October the driest (3.0").