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Surf City, NC

Full City Profile · North Carolina · Pender County County

3.5 /5.0
B+ Good
4,160 Population 541/sq mi density
$84,833 Median Income $47,445 per capita
$478,600 Home Value $617,228 Zillow
$1,421 Median Rent 32.0% income on rent
62°F Avg Temperature 318 sunny days/yr
611 Violent Crime/100K 5,642 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$84,833 median income, 1.0% unemployment
B
Affordability
3.5 / 5.0
$478,600 home value, $1,421/mo rent
F
Safety
1.0 / 5.0
611 violent crimes/100K (61% above avg)
A+
Education
5.0 / 5.0
50.8% bachelor's degree or higher

Housing Overview

Median Home Value
$478,600
70% above
US avg: $281,900
Median Rent
$1,421/mo
22% above
US avg: $1,163/mo
Homeownership Rate
76.5%
17% above US avg (65.4%)
Total Housing Units
4,257
Median year built: 2001

Home Value by Source

Census Median
$478,600
Zillow (ZHVI)
$617,228
Median Sale Price
$505,000
Median List Price
$719,999
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

76.5%
Owner-Occupied
23.5%
Renter-Occupied
77%
24%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$932/mo
1 Bedroom
$981/mo
2 Bedroom
$1,161/mo
3 Bedroom
$1,499/mo
4 Bedroom
$1,780/mo
Census median rent: $1,421/mo · Zillow rent: $1,804/mo

Market Indicators (Redfin)

Median Days on Market
90 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
18
Price Drops
17.8%
of listings with price reduction
Price Per Sq Ft
$253
Active Inventory
118
homes for sale

Affordability & Housing Stock

Rent Burden
32.0%
of renters spending 30%+ of income on housing
3% above US avg (31.0%)
Median Year Built
2001
Average age of housing stock: 25 years
Homeownership Rate
76.5%

Complete Housing Data

Home Values

Census Median Value$478,600
Zillow Home Value (ZHVI)$617,228
Median Sale Price$505,000
Median List Price$719,999
Price Per Sq Ft$253

Rent

Census Median Rent$1,421
Zillow Rent (ZORI)$1,804
FMR Studio$932
FMR 1-Bedroom$981
FMR 2-Bedroom$1,161
FMR 3-Bedroom$1,499
FMR 4-Bedroom$1,780

Market

Days on Market90
Sale-to-List Ratio1.0%
Price Drops17.8%
Homes Sold18
Active Inventory118
Price Per Sq Ft$253

Ownership & Stock

Owner-Occupied76.5%
Renter-Occupied23.5%
Homeownership Rate76.5%
Total Housing Units4,257
Median Year Built2001
Rent Burden32.0%