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Surf City, NC
Full City Profile · North Carolina · Pender County County
3.5
/5.0
B+
Good
4,160
Population
541/sq mi density
$84,833
Median Income
$47,445 per capita
$478,600
Home Value
$617,228 Zillow
$1,421
Median Rent
32.0% income on rent
62°F
Avg Temperature
318 sunny days/yr
611
Violent Crime/100K
5,642 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$84,833 median income, 1.0% unemployment
B
Affordability
3.5 / 5.0
$478,600 home value, $1,421/mo rent
F
Safety
1.0 / 5.0
611 violent crimes/100K (61% above avg)
A+
Education
5.0 / 5.0
50.8% bachelor's degree or higher
Income Overview
Median Household Income
$84,833
13% above
US avg: $75,149
Per Capita Income
$47,445
21% above
US avg: $39,052
Unemployment Rate
1.0%
72% below
US avg: 3.6%
Poverty Rate
5.1%
59% below
US avg: 12.4%
Income Comparison: Surf City vs. U.S. Average
Each bar shows Surf City’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$84,833
113%
Per Capita
US: $39,052
$47,445
121%
IRS Avg AGI
US: $72,000
$82,055
114%
Avg Weekly Wage
US: $1,432
$907
63%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$907
37% below US avg ($1,432)
Mean Commute Time
23 min
16% below US avg (28 min)
Work From Home
25.0%
64% above US avg (15.2%)
Drive Alone
66.1%
10% below US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$2,516M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
66.1%
Public Transit
0%
Work From Home
25%
Other
8.9%
Average commute time
23 minutes
US avg: 28 min
Business Landscape
Total Establishments
1,964
Restaurants
127
Healthcare
125
Retail
175
Manufacturing
39
Tax & Financial
IRS Avg Adjusted Gross Income
$82,055
14% above US avg ($72,000)
Avg Property Tax
$4,052
16% above US avg ($3,500)
Cost of Living Index
94.3
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $84,833 |
| Per Capita Income | $47,445 |
| IRS Avg Adjusted Gross Income | $82,055 |
| Avg Weekly Wage | $907 |
| County GDP | $2,516M |
Hardship Indicators
| Unemployment Rate | 1.0% |
| Poverty Rate | 5.1% |
| Gini Coefficient | 0.436 |
| Cost of Living Index | 94.3 |
Commute
| Mean Commute | 23 minutes |
| Drive Alone | 66.1% |
| Public Transit | 0.0% |
| Work From Home | 25.0% |
Businesses
| Total Establishments | 1,964 |
| Restaurants | 127 |
| Healthcare | 125 |
| Retail | 175 |
| Manufacturing | 39 |
Tax
| IRS Avg AGI | $82,055 |
| Avg Property Tax | $4,052 |