Median Income
$66,667
11% lower than US avg
Home Value
$110,000
61% lower than US avg
Violent Crime
79/100K
79% lower than US avg
Bachelor's+
13.6%
60% lower than US avg
Median Rent
$777
33% lower than US avg
Obesity Rate
39.1%
22% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
10.8%
13% lower than US avg
How Toluca Compares to the U.S. Average (100% = U.S. avg)
People
Population1,313
Median Age43.6 yrs
Density1,239/mi²
Male / Female48% / 52%
Largest GroupWhite 80%
Veterans6.7%
Economy
A
Median Income$66,667
Per Capita$33,351
Unemployment2.2%
Poverty10.8%
County GDP$687M
Commute25 min
Housing
A+
Home Value$110,000
Rent$777
Ownership77.5%
Zillow$100,552
Housing Units660
Rent Burden21.9%
Crime
F
Violent79/100K
Property631/100K
Murder0.0/100K
Assault79/100K
Burglary158/100K
Health
Obesity39.1%
Uninsured9.7%
Smoking17.0%
Depression24.5%
Heart Disease5.8%
Climate
Avg Temp53°F (11°C)
AQI43 (Good)
Rain38.4 in/yr
Sunny Days275/yr
Elevation689 ft (210 m)
Education
C
Bachelor's+13.6%
High School+86.6%
Graduate+4.6%
School Score5.51
Community
2024 VoteR 67% / D 31%
Commute25 min
Broadband87.3%
EV Stations1
Libraries4
Is Toluca a Good Place to Live?
Based on current data, Toluca receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Toluca offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Toluca is $66,667, 11% below the national average of $75,149. The job market is very strong with unemployment at just 2.2%. 10.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Toluca is $110,000, 61% below the national median / offering relatively affordable homeownership. Renters pay a median of $777 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Toluca is a very safe community with a violent crime rate of 79 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 631 per 100,000, 68% below the national average.
Education
13.6% of residents hold a bachelor's degree, below the national average of 33.7%. 86.6% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Toluca experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.4 inches, including 24.6 inches of snow. Air quality is rated Good with a median AQI of 43.
Toluca has a population of 1,313 with a density of 1,239 people per square mile, spread across 0.4 square miles. The median age is 43.6 years, 12% older than the national median of 38.9. The gender split is 51.6% female and 48.4% male. The city is predominantly White (80.4%), with 1.1% Black. English is the primary language spoken at home by 90.3% of residents, while 9.7% speak Spanish. 6.7% of the population are veterans. 16.0% of residents have a disability (above the 13.0% national average). 97.7% have health insurance coverage.
Population
43.6yrs
Median Age
12% above US avg
Language Spoken at Home
English Only
90.3%
15% above US avg
Spanish
9.7%
28% below US avg
The median household income in Toluca is $66,667, which is 11% below the national average of $75,149. Per capita income is $33,351 (below the $39,052 national figure). The average weekly wage is $906, 37% lower than the U.S. average. The unemployment rate is 2.2% (below the 3.6% US average). 10.8% of residents live below the poverty line. The area has 257 business establishments, including 34 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 25 minutes. 1.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $66,667 |
| 11% below US avg |
| Per Capita Income | $33,351 |
| Avg Weekly Wage | $906 |
| IRS Avg AGI | $70,174 |
| Gini Index | 0.423 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 10.8% |
| 13% below US avg |
| Establishments (County) | 257 |
| County GDP | $687M |
Business (County)
| Restaurants | 34 |
| Healthcare | 17 |
| Retail | 34 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $4,460 |
| 27% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.05% |
Commute & Transportation
| Commute Time | 25.0 min |
| Drive Alone | 84.8% |
| Public Transit | 0.0% |
| Work from Home | 1.6% |
The median home value in Toluca is $110,000, 61% below the national median of $281,900. Zillow estimates the typical home value at $100,552. Monthly rent averages $777 (33% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 77.5% of housing units are owner-occupied (above the 65.4% national rate). There are 660 total housing units in the city. The median year a home was built is 1956. The average annual property tax is $4,460 (higher than the $3,500 national average). 21.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $110,000 |
| 61% below US avg |
| Zillow ZHVI | $100,552 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $777 |
| 33% below US avg |
| Rent Burden | 21.9% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 77.5% |
| Owner-Occupied | 77.5% |
| Renter-Occupied | 22.5% |
| Housing Units | 660 |
| Median Year Built | 1956 |
Property Tax
| Avg Tax (IRS) | $4,460 |
| 27% above US avg |
| Effective Rate | 4.05% |
In Toluca, 39.1% of adults are obese, above the national rate of 32.1%. 10.3% have diabetes. Heart disease affects 5.8% of residents. 32.0% have high blood pressure. 17.0% are current smokers (above the 14.0% national rate). 20.3% report binge drinking. 24.6% are physically inactive. 24.5% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 9.7% of residents lack health insurance. The primary care physician ratio is 1:5,831. The dentist ratio is 1:2,920. 33.0% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Toluca vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.1% |
| 22% above US avg |
| Diabetes | 10.3% |
| Heart Disease | 5.8% |
| High Blood Pressure | 32.0% |
| Asthma | 10.8% |
| COPD | 7.5% |
| Cancer | 7.2% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 17.0% |
| 21% above US avg |
| Binge Drinking | 20.3% |
| Physical Inactivity | 24.6% |
| Depression | 24.5% |
| Mental Distress | 19.5% |
| Physical Distress | 13.8% |
| Short Sleep | 37.4% |
Healthcare Access
| Insurance Rate | 97.7% |
| Uninsured | 9.7% |
| 13% above US avg |
| Primary Care | 1:5,831 |
| Dentists | 1:2,920 |
| Mental Health | 1:5,842 |
| Checkup Rate | 74.8% |
| Dental Visits | 59.7% |
| Premature Death | 8,393/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 33.0% |
| Healthcare Facilities | 17 |
Toluca has a violent crime rate of 79 per 100,000 residents, 79% below the national average of 380. This breaks down to aggravated assault at 78.9 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 631 per 100,000, 68% below the U.S. average. This includes larceny/theft at 395, burglary at 158, vehicle theft at 79 per 100,000 residents. The county recorded 3 fatal traffic crashes. Overall, Toluca receives a safety grade of F.
Crime Rates: Toluca vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 78.9/100K |
| 79% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 78.9/100K |
Property Crime
| Total Property | 631.4/100K |
| 68% below US avg |
| Burglary | 157.9/100K |
| Theft | 394.6/100K |
| Vehicle Theft | 78.9/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Toluca experiences four distinct seasons with an average annual temperature of 53°F (11°C). Winters average 26°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.4 inches. The area receives 24.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 689 feet.
Temperature
26°F Jan (-3°C)
76°F Jul (24°C)
| Annual Average | 52.6°F |
| 3% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 689 ft (210 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 1,239/sq mi |
| Coordinates | 41.0044°N, 89.1339°W |
| Timezone | America/Chicago |
| County | Marshall County County |
| Nearest Airport | Illinois Valley Regional-Walter A Duncan Field (VYS)
24 miles away |
Precipitation & Snow
Annual Rainfall
38.4"
1% above US avg
Wettest Month (May)
3.98"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 27.2 / 100 |
| Social Vulnerability | 45.7 / 100 |
| Community Resilience | 92.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
54 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
120 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
84 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
141 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
80 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
146 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
121 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
54 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
700 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 58 fatalities, 1,030 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 28, 1990 |
EF5 |
100 km |
29 |
| Apr 9, 2015 |
EF4 |
95 km |
2 |
| Nov 17, 2013 |
EF4 |
56 km |
3 |
| Jul 13, 2004 |
EF4 |
28 km |
0 |
| Jun 29, 1979 |
EF4 |
95 km |
0 |
| May 5, 1977 |
EF4 |
85 km |
0 |
| Jun 29, 1976 |
EF4 |
57 km |
0 |
| Apr 17, 1963 |
EF4 |
89 km |
1 |
| Feb 28, 2017 |
EF3 |
22 km |
0 |
| Feb 28, 2017 |
EF3 |
39 km |
2 |
| Jun 22, 2015 |
EF3 |
71 km |
0 |
| Jun 5, 2010 |
EF3 |
36 km |
0 |
| Apr 20, 2004 |
EF3 |
30 km |
8 |
| May 10, 2003 |
EF3 |
75 km |
0 |
| Apr 19, 1996 |
EF3 |
78 km |
0 |
| May 13, 1995 |
EF3 |
93 km |
0 |
| May 9, 1995 |
EF3 |
65 km |
0 |
| Apr 27, 1984 |
EF3 |
91 km |
1 |
| Apr 2, 1982 |
EF3 |
97 km |
0 |
| Jun 30, 1977 |
EF3 |
65 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,741 ac, 2019).
| Year |
Name |
Acres |
Distance |
| 2019 |
UNNAMED |
1,741 |
91 km |
| 2019 |
UNNAMED |
1,664 |
95 km |
| 2021 |
MIDDLE GRANT CREEK |
700 |
92 km |
| 2017 |
UNNAMED |
549 |
91 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.5 in |
Coldest |
| February |
27°F (-3°C) |
1.5 in |
Driest |
| March |
38°F (3°C) |
2.8 in |
|
| April |
50°F (10°C) |
3.7 in |
|
| May |
61°F (16°C) |
4.0 in |
Wettest |
| June |
71°F (22°C) |
4.0 in |
|
| July |
76°F (24°C) |
3.9 in |
Warmest |
| August |
72°F (22°C) |
3.5 in |
|
| September |
65°F (18°C) |
3.7 in |
|
| October |
53°F (12°C) |
2.7 in |
|
| November |
40°F (4°C) |
2.9 in |
|
| December |
27°F (-3°C) |
2.3 in |
|
Toluca has a seasonal temperature swing of 50°F / from 26°F in January to 76°F in July. Total annual precipitation is 36.5 inches, with May being the wettest month (4.0") and February the driest (1.5").
Average costs for common services in Toluca. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Toluca
What is the population of Toluca?
Toluca has a population of 1,313 residents and is located in Illinois. The population density is 1,239 people per square mile, spread across 0.4 square miles. The median age of residents is 43.6 years, which is older than the national median of 38.9 years. The population is 51.6% female and 48.4% male.
Is Toluca expensive to live in?
Toluca has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $66,667, 11% below the national average of $75,149. The median home value is $110,000 (61% below the U.S. median). Renters pay a median of $777 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Toluca safe?
Toluca is considered a very safe city with a violent crime rate of 79 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 631 per 100,000 (below the national average). Overall, Toluca receives a safety grade of F based on combined crime data.
What is the weather like in Toluca?
Toluca has a four-season climate with an average annual temperature of 53°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 76°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 38.4 inches, with 24.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Toluca?
The job market in Toluca is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $906. There are 257 business establishments in the area, including 34 restaurants and food service locations. The average commute time is 25 minutes, and 1.6% of workers work from home.
How much does housing cost in Toluca?
The median home value in Toluca is $110,000. Zillow estimates the typical home value at $100,552. For renters, the median monthly rent is $777. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 77.5%. The average annual property tax is $4,460.
How are the schools in Toluca?
Schools in Toluca score 5.5 out of 10 on standardized testing, near the national average. 13.6% of adults in Toluca hold a bachelor's degree or higher, below the national average of 33.7%. 86.6% have completed high school. 4.6% hold a graduate or professional degree.
How healthy is Toluca?
The obesity rate in Toluca is 39.1% (above the national rate of 32.1%). 17.0% of adults are smokers. 24.6% are physically inactive. 24.5% of residents report depression. 9.7% lack health insurance. 33.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,831.
What is transportation like in Toluca?
The average commute in Toluca is 25 minutes. 84.8% of workers drive alone to work, and 1.6% work from home.
What are the demographics of Toluca?
The racial and ethnic makeup of Toluca is 80.4% White, 1.1% Black or African American. 90.3% of residents speak only English at home, while 9.7% speak Spanish. 6.7% of the population are military veterans. 16.0% of residents have a disability. 97.7% have health insurance coverage.
All Countries
