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Tom Bean, TX

Texas · Metropolitan Area

Tom Bean is a small town in Texas with a population of 688. Residents earn $79,432 per year, which is 6% above the national average.

3.8 /5.0
B+ Good
688 Population 474/sq mi density
$79,432 Median Income $39,664 per capita
$227,600 Home Value
$1,161 Median Rent 23.7% income on rent
64°F Avg Temperature 308 sunny days/yr
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$79,432 median income, 2.3% unemployment
A+
Affordability
5.0 / 5.0
$227,600 home value, $1,161/mo rent
D
Education
2.0 / 5.0
12.3% bachelor's degree or higher
Median Income $79,432
6% higher than US avg
Home Value $227,600
19% lower than US avg
Bachelor's+ 12.3%
64% lower than US avg
Median Rent $1,161
0% lower than US avg
Obesity Rate 32.0%
0% lower than US avg
Unemployment 2.3%
36% lower than US avg
Poverty Rate 6.0%
52% lower than US avg

How Tom Bean Compares to the U.S. Average (100% = U.S. avg)

People

Population688
Median Age48.9 yrs
Density474/mi²
Male / Female53% / 47%
Largest GroupWhite 94%
Veterans16.8%

Economy

A+
Median Income$79,432
Per Capita$39,664
Unemployment2.3%
Poverty6.0%
County GDP$8,370M
Commute33 min

Housing

A+
Home Value$227,600
Rent$1,161
OwnershipN/A
Housing Units364
Rent Burden23.7%

Health

Obesity32.0%
Uninsured11.2%
Smoking14.1%
Depression26.3%
Heart Disease5.0%

Climate

Avg Temp64°F (18°C)
AQI42 (Good)
Rain45.5 in/yr
Sunny Days308/yr
Elevation821 ft (250 m)

Education

D
Bachelor's+12.3%
High School+90.1%
Graduate+6.0%
School Score5.10

Community

2024 VoteR 77% / D 22%
Commute33 min
Broadband90.0%
Libraries9

Is Tom Bean a Good Place to Live?

Based on current data, Tom Bean receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Tom Bean offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Tom Bean is $79,432, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.3%. Only 6.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 33 minutes.

Cost of Living & Housing

The median home value in Tom Bean is $227,600, 19% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,161 per month. At just 2.9x median income, home prices are very affordable relative to local earnings.

Education

12.3% of residents hold a bachelor's degree, below the national average of 33.7%. 90.1% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Tom Bean enjoys a moderate climate with an average annual temperature of 64°F. Winters average 43°F in January while summers reach 84°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.5 inches. Air quality is rated Good with a median AQI of 42.

Tom Bean has a population of 688 with a density of 474 people per square mile. The median age is 48.9 years, 26% older than the national median of 38.9. The city is predominantly White (94%), with 2.8% Hispanic, 2.6% Black.

Population

688
Total Population
474
People / sq mi
48.9yrs
Median Age
26% above US avg
1.5mi²
Land Area

Gender Distribution

Male 52.9%
Female 47.1%

Race & Ethnicity

Tom Bean vs U.S. Average

Language Spoken at Home

English Only97.3%
24% above US avg
Spanish2.7%
80% below US avg

Social Characteristics

Tom Bean vs U.S. Average

The median household income in Tom Bean is $79,432, which is 6% above the national average of $75,149. The unemployment rate is 2.3% (below the 3.6% US average). 6.0% of residents live below the poverty line. Workers commute an average of 33 minutes.

Income: Tom Bean vs U.S.

Commute Mode

Income

Median HH Income$79,432
6% above US avg
Per Capita Income$39,664
Avg Weekly Wage$1,121
IRS Avg AGI$77,812

Employment & Poverty

Unemployment2.3%
36% below US avg
Poverty Rate6.0%
52% below US avg
Establishments (County)3,223
County GDP$8,370M

Business (County)

Restaurants260
Healthcare387
Retail463
Manufacturing118

Tax & Cost of Living

Property Tax (IRS)$7,307
109% above US avg
Cost of Living97.10 (100=avg)
Effective Tax Rate3.21%

Commute & Transportation

Commute Time32.9 min
Drive Alone70.5%
Public Transit0.0%
Work from Home17.2%

Walkability

The median home value in Tom Bean is $227,600, 19% below the national average. Monthly rent averages $1,161 (0% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$227,600
19% below US avg
Median List Price$363,000

Real Estate Market (Redfin)

Median List Price$363,000
$/Sq Ft$179
Homes Sold1
Sale-to-List Ratio95.3%
Price Drops33.3%
Inventory3

Rental Costs

Census Median Rent$1,161
0% below US avg
Rent Burden23.7%

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied64.4%
Housing Units364
Median Year Built1975

Property Tax

Avg Tax (IRS)$7,307
109% above US avg
Effective Rate3.21%
In Tom Bean, 32.0% of adults are obese (below the 32.1% national rate). 11.2% of residents lack health insurance. 14.1% are current smokers. 26.3% report depression. 23.6% are physically inactive.

Health Metrics: Tom Bean vs U.S. Average (%)

Chronic Conditions

Obesity32.0%
0% below US avg
Diabetes9.3%
Heart Disease5.0%
High Blood Pressure30.4%
Asthma10.6%
COPD5.9%
Cancer7.1%
Stroke2.8%

Behaviors & Mental Health

Smoking14.1%
1% above US avg
Binge Drinking19.6%
Physical Inactivity23.6%
Depression26.3%
Mental Distress19.2%
Physical Distress12.4%
Short Sleep39.8%

Healthcare Access

Insurance Rate85.7%
Uninsured11.2%
30% above US avg
Primary Care1:2,362
Dentists1:1,626
Mental Health1:647
Checkup Rate72.6%
Dental Visits60.2%
Premature Death9,794/100K

Food & Exercise

Food Environment7.4/10
Exercise Access77.6%
Healthcare Facilities387
Tom Bean has an average annual temperature of 64°F (18°C). Winters average 43°F in January while summers reach 84°F in July. Annual precipitation is 45.5 inches. The area enjoys 308 sunny days per year. Air quality is rated Good with a median AQI of 42.

Temperature

43°F Jan (6°C) 84°F Jul (29°C)
Annual Average63.5°F
18% above US avg
January Average43°F (6°C)
July Average84°F (29°C)
Sunny Days308 days/yr

Precipitation & Snow

Annual Rainfall45.5 inches
20% above US avg
Snowfall1.1 inches/yr

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation821 ft (250 m)
Area1.5 sq mi (3.8 km²)
Population Density474/sq mi
Coordinates33.5203°N, 96.4842°W
TimezoneAmerica/Chicago
County FIPS48181
It is classified as Metro — under 250K. 12.3% of residents hold a bachelor's degree or higher (64% below US avg). In the 2024 election, the county voted Republican by a 54.3-point margin. 90.0% of households have broadband internet.

2024 Presidential Election (County)

R 76.7%
D 22.5%

Winner: Republican by 54.3 points

Education

Bachelor's Degree+12.3%
64% below US avg
High School+90.1%
Graduate Degree+6.0%
School Test Score5.10
D Education Grade (2.0/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density474/sq mi
Total Area1.5 sq mi

Infrastructure & Services

Broadband Access90.0%
Public Libraries9
Healthcare Facilities387
Restaurants260
Retail Stores463

Safety & Disasters

Fatal Crashes (County/yr)30

Commute & Transportation

Avg Commute32.9 min
Drive Alone70.5%
Public Transit0.0%
Work from Home17.2%

Nearby Cities

Whitewright, TX 1,610 pop · 5.2 mi Howe, TX 3,638 pop · 7.6 mi Bells, TX 2,101 pop · 7.8 mi Van Alstyne, TX 5,378 pop · 8.9 mi Westminster, TX 1,105 pop · 10.8 mi Sherman, TX 45,036 pop · 11.1 mi Anna, TX 20,975 pop · 12.5 mi Southmayd, TX 1,420 pop · 14.7 mi Blue Ridge, TX 1,135 pop · 16.1 mi Melissa, TX 17,497 pop · 16.6 mi Leonard, TX 2,468 pop · 16.7 mi Bonham, TX 10,594 pop · 17.6 mi Denison, TX 25,347 pop · 17.9 mi Pottsboro, TX 2,624 pop · 20.4 mi
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