Median Income
$52,917
30% lower than US avg
Home Value
$61,300
78% lower than US avg
Violent Crime
175/100K
54% lower than US avg
Bachelor's+
5.4%
84% lower than US avg
Median Rent
$792
32% lower than US avg
Obesity Rate
39.2%
22% higher than US avg
Unemployment
2.4%
33% lower than US avg
Poverty Rate
13.5%
9% higher than US avg
How Tower Hill Compares to the U.S. Average (100% = U.S. avg)
People
Population387
Median Age38.6 yrs
Density383/mi²
Male / Female53% / 48%
Largest GroupWhite 87%
Veterans6.8%
Economy
B+
Median Income$52,917
Per Capita$20,747
Unemployment2.4%
Poverty13.5%
County GDP$1,098M
Commute18 min
Housing
A+
Home Value$61,300
Rent$792
Ownership85.0%
Zillow$150,014
Housing Units219
Rent Burden24.2%
Crime
F
Violent175/100K
Property1,946/100K
Health
Obesity39.2%
Uninsured8.3%
Smoking17.6%
Depression24.9%
Heart Disease6.3%
Climate
Avg Temp54°F (12°C)
AQI43 (Good)
Rain41.4 in/yr
Sunny Days293/yr
Elevation654 ft (199 m)
Education
F
Bachelor's+5.4%
High School+79.0%
Graduate+3.3%
School Score5.80
Community
2024 VoteR 79% / D 19%
Commute18 min
Broadband87.1%
EV Stations1
Libraries5
Is Tower Hill a Good Place to Live?
Based on current data, Tower Hill receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Tower Hill has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Tower Hill is $52,917, 30% below the national average of $75,149. The job market is very strong with unemployment at just 2.4%. 13.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Tower Hill is $61,300, 78% below the national median / offering relatively affordable homeownership. Renters pay a median of $792 per month, below the national average / a plus for affordability. At just 1.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Tower Hill is below the national average at 175 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,946 per 100,000, near the national average.
Education
5.4% of residents hold a bachelor's degree, below the national average of 33.7%. 79.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Tower Hill experiences four distinct seasons with an average temperature of 54°F. Winters average 28°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.4 inches. Air quality is rated Good with a median AQI of 43.
Tower Hill has a population of 387 with a density of 383 people per square mile, spread across 0.4 square miles. The median age is 38.6 years, 1% younger than the national median of 38.9. The gender split is 47.5% female and 52.5% male. The city is predominantly White (86.8%), with 13.2% Hispanic. English is the primary language spoken at home by 100% of residents. 6.8% of the population are veterans. 11.0% of residents have a disability. 89.9% have health insurance coverage.
Population
38.6yrs
Median Age
1% below US avg
Race & Ethnicity
Tower Hill vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Tower Hill vs U.S. Average
The median household income in Tower Hill is $52,917, which is 30% below the national average of $75,149. Per capita income is $20,747 (below the $39,052 national figure). The average weekly wage is $929, 35% lower than the U.S. average. The unemployment rate is 2.4% (below the 3.6% US average). 13.5% of residents live below the poverty line. The area has 468 business establishments, including 42 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 9.1% of workers work from home (below the 15.2% national rate).
Income: Tower Hill vs U.S.
Income
| Median HH Income | $52,917 |
| 30% below US avg |
| Per Capita Income | $20,747 |
| Avg Weekly Wage | $929 |
| IRS Avg AGI | $70,653 |
| Gini Index | 0.386 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.4% |
| 33% below US avg |
| Poverty Rate | 13.5% |
| 9% above US avg |
| Establishments (County) | 468 |
| County GDP | $1,098M |
Business (County)
| Restaurants | 42 |
| Healthcare | 37 |
| Retail | 54 |
| Manufacturing | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $3,683 |
| 5% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 6.01% |
Commute & Transportation
| Commute Time | 18.0 min |
| Drive Alone | 85.6% |
| Public Transit | 0.0% |
| Work from Home | 9.1% |
The median home value in Tower Hill is $61,300, 78% below the national median of $281,900. Zillow estimates the typical home value at $150,014, higher than the Census estimate. Monthly rent averages $792 (32% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 85.0% of housing units are owner-occupied (above the 65.4% national rate). There are 219 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $3,683. 24.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.2x, well within the affordable range.
Home Values
| Census Median | $61,300 |
| 78% below US avg |
| Zillow ZHVI | $150,014 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $792 |
| 32% below US avg |
| Rent Burden | 24.2% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 85.0% |
| Owner-Occupied | 85.0% |
| Renter-Occupied | 15.0% |
| Housing Units | 219 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $3,683 |
| 5% above US avg |
| Effective Rate | 6.01% |
In Tower Hill, 39.2% of adults are obese, above the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 6.3% of residents. 32.8% have high blood pressure. 17.6% are current smokers (above the 14.0% national rate). 20.3% report binge drinking. 24.4% are physically inactive. 24.9% report depression (above the 20.0% national average). 19.7% experience frequent mental distress. 8.3% of residents lack health insurance. The primary care physician ratio is 1:4,158. The dentist ratio is 1:4,152. 43.2% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Tower Hill vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.2% |
| 22% above US avg |
| Diabetes | 10.6% |
| Heart Disease | 6.3% |
| High Blood Pressure | 32.8% |
| Asthma | 10.8% |
| COPD | 7.9% |
| Cancer | 7.4% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 17.6% |
| 26% above US avg |
| Binge Drinking | 20.3% |
| Physical Inactivity | 24.4% |
| Depression | 24.9% |
| Mental Distress | 19.7% |
| Physical Distress | 13.9% |
| Short Sleep | 37.0% |
Healthcare Access
| Insurance Rate | 89.9% |
| Uninsured | 8.3% |
| 3% below US avg |
| Primary Care | 1:4,158 |
| Dentists | 1:4,152 |
| Mental Health | 1:2,057 |
| Checkup Rate | 75.1% |
| Dental Visits | 55.5% |
| Premature Death | 7,898/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 43.2% |
| Healthcare Facilities | 37 |
Tower Hill has a violent crime rate of 175 per 100,000 residents, 54% below the national average of 380. Property crime stands at 1,946 per 100,000, 1% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Tower Hill receives a safety grade of F.
Crime Rates: Tower Hill vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 175.3/100K |
| 54% below US avg |
| |
Property Crime
| Total Property | 1,946.0/100K |
| 1% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Tower Hill experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 28°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.4 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 654 feet.
Temperature
28°F Jan (-2°C)
76°F Jul (25°C)
| Annual Average | 53.6°F |
| 1% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 654 ft (199 m) |
| Area | 0.4 sq mi (1.0 km²) |
| Population Density | 383/sq mi |
| Coordinates | 39.3868°N, 88.9592°W |
| Timezone | America/Chicago |
| County | Shelby County County |
| Nearest Airport | St Louis Regional (ALN)
68 miles away |
Precipitation & Snow
Annual Rainfall
41.4"
9% above US avg
Wettest Month (Jun)
4.21"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.8 / 100 |
| Social Vulnerability | 21.0 / 100 |
| Community Resilience | 81.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
43 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M3.3 on May 13, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
139 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
140 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
140 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
120 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
140 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
140 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
138 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
142 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
115 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
62 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
141 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
55 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
116 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
40 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
139 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
64 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
145 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
135 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
140 km |
| Sep 9, 2017 |
4 km N of Bellmont, Illinois |
M3.1 |
140 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
658 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 31 fatalities, 618 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1990 |
EF4 |
77 km |
0 |
| May 5, 1977 |
EF4 |
99 km |
0 |
| Mar 20, 1976 |
EF4 |
48 km |
0 |
| Jun 14, 1957 |
EF4 |
75 km |
2 |
| Mar 31, 2023 |
EF3 |
94 km |
6 |
| Dec 1, 2018 |
EF3 |
38 km |
0 |
| Nov 17, 2013 |
EF3 |
74 km |
0 |
| Apr 19, 2011 |
EF3 |
75 km |
0 |
| Aug 19, 2009 |
EF3 |
82 km |
0 |
| Jun 1, 1999 |
EF3 |
62 km |
1 |
| Apr 19, 1996 |
EF3 |
97 km |
0 |
| Apr 19, 1996 |
EF3 |
52 km |
0 |
| May 9, 1995 |
EF3 |
86 km |
0 |
| Jul 26, 1978 |
EF3 |
84 km |
0 |
| Aug 21, 1977 |
EF3 |
27 km |
6 |
| Aug 6, 1977 |
EF3 |
71 km |
0 |
| Jul 28, 1976 |
EF3 |
87 km |
0 |
| Mar 20, 1976 |
EF3 |
61 km |
0 |
| Aug 10, 1974 |
EF3 |
69 km |
0 |
| Aug 10, 1974 |
EF3 |
63 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.1 in |
Coldest, Driest |
| February |
31°F (-1°C) |
2.1 in |
|
| March |
42°F (5°C) |
3.4 in |
|
| April |
53°F (12°C) |
3.9 in |
|
| May |
63°F (17°C) |
4.1 in |
|
| June |
72°F (22°C) |
4.2 in |
Wettest |
| July |
76°F (25°C) |
4.0 in |
Warmest |
| August |
74°F (23°C) |
3.2 in |
|
| September |
67°F (20°C) |
3.1 in |
|
| October |
56°F (13°C) |
2.9 in |
|
| November |
43°F (6°C) |
3.6 in |
|
| December |
32°F (-0°C) |
3.0 in |
|
Tower Hill has a seasonal temperature swing of 49°F / from 28°F in January to 76°F in July. Total annual precipitation is 39.7 inches, with June being the wettest month (4.2") and January the driest (2.1").
Average costs for common services in Tower Hill. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Tower Hill
What is the population of Tower Hill?
Tower Hill has a population of 387 residents and is located in Illinois. The population density is 383 people per square mile, spread across 0.4 square miles. The median age of residents is 38.6 years. The population is 47.5% female and 52.5% male.
Is Tower Hill expensive to live in?
Tower Hill has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $52,917, 30% below the national average of $75,149. The median home value is $61,300 (78% below the U.S. median). Renters pay a median of $792 per month, below the national average of $1,163. The home price-to-income ratio is 1.2x, indicating housing is reasonably affordable relative to local income levels.
Is Tower Hill safe?
Tower Hill is safer than the national average, with a violent crime rate of 175 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,946 per 100,000 (below the national average). Overall, Tower Hill receives a safety grade of F based on combined crime data.
What is the weather like in Tower Hill?
Tower Hill has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 41.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Tower Hill?
The job market in Tower Hill is very strong, with unemployment at just 2.4% / well below the national rate of 3.6%. The average weekly wage is $929. There are 468 business establishments in the area, including 42 restaurants and food service locations. The average commute time is 18 minutes, and 9.1% of workers work from home.
How much does housing cost in Tower Hill?
The median home value in Tower Hill is $61,300. Zillow estimates the typical home value at $150,014. For renters, the median monthly rent is $792. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 85.0%. The average annual property tax is $3,683.
How are the schools in Tower Hill?
Schools in Tower Hill score 5.8 out of 10 on standardized testing, near the national average. 5.4% of adults in Tower Hill hold a bachelor's degree or higher, below the national average of 33.7%. 79.0% have completed high school. 3.3% hold a graduate or professional degree.
How healthy is Tower Hill?
The obesity rate in Tower Hill is 39.2% (above the national rate of 32.1%). 17.6% of adults are smokers. 24.4% are physically inactive. 24.9% of residents report depression. 8.3% lack health insurance. 43.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,158.
What is transportation like in Tower Hill?
The average commute in Tower Hill is 18 minutes, shorter than the national average of 28 minutes. 85.6% of workers drive alone to work, and 9.1% work from home.
What are the demographics of Tower Hill?
The racial and ethnic makeup of Tower Hill is 86.8% White, 13.2% Hispanic or Latino. 100% of residents speak only English at home. 6.8% of the population are military veterans. 11.0% of residents have a disability. 89.9% have health insurance coverage.
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