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Tracy, CA

Full City Profile · California · San Joaquin County County

3.1 /5.0
B Good
95,358 Population 3,620/sq mi density
$118,253 Median Income $42,884 per capita
$653,900 Home Value $689,558 Zillow
$2,325 Median Rent 29.8% income on rent
62°F Avg Temperature 327 sunny days/yr
179 Violent Crime/100K 1,984 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$118,253 median income, 4.0% unemployment
B+
Affordability
3.6 / 5.0
$653,900 home value, $2,325/mo rent
F
Safety
1.0 / 5.0
179 violent crimes/100K
B
Education
3.1 / 5.0
26.1% bachelor's degree or higher

Housing Overview

Median Home Value
$653,900
132% above
US avg: $281,900
Median Rent
$2,325/mo
100% above
US avg: $1,163/mo
Homeownership Rate
64.0%
2% below US avg (65.4%)
Total Housing Units
28,500
Median year built: 1994

Home Value by Source

Census Median
$653,900
Zillow (ZHVI)
$689,558
Median Sale Price
$615,000
Median List Price
$649,450
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

64.0%
Owner-Occupied
36.0%
Renter-Occupied
64%
36%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$1,513/mo
1 Bedroom
$1,647/mo
2 Bedroom
$2,053/mo
3 Bedroom
$2,752/mo
4 Bedroom
$3,165/mo
Census median rent: $2,325/mo · Zillow rent: $2,666/mo

Market Indicators (Redfin)

Median Days on Market
29 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
25
Price Drops
23.9%
of listings with price reduction
Price Per Sq Ft
$336
Active Inventory
117
homes for sale

Affordability & Housing Stock

Rent Burden
29.8%
of renters spending 30%+ of income on housing
4% below US avg (31.0%)
Median Year Built
1994
Average age of housing stock: 32 years
Homeownership Rate
64.0%

Complete Housing Data

Home Values

Census Median Value$653,900
Zillow Home Value (ZHVI)$689,558
Median Sale Price$615,000
Median List Price$649,450
Price Per Sq Ft$336

Rent

Census Median Rent$2,325
Zillow Rent (ZORI)$2,666
FMR Studio$1,513
FMR 1-Bedroom$1,647
FMR 2-Bedroom$2,053
FMR 3-Bedroom$2,752
FMR 4-Bedroom$3,165

Market

Days on Market29
Sale-to-List Ratio1.0%
Price Drops23.9%
Homes Sold25
Active Inventory117
Price Per Sq Ft$336

Ownership & Stock

Owner-Occupied64.0%
Renter-Occupied36.0%
Homeownership Rate64.0%
Total Housing Units28,500
Median Year Built1994
Rent Burden29.8%