Tracy, CA
Full City Profile · California · San Joaquin County County
3.1
/5.0
B
Good
95,358
Population
3,620/sq mi density
$118,253
Median Income
$42,884 per capita
$653,900
Home Value
$689,558 Zillow
$2,325
Median Rent
29.8% income on rent
62°F
Avg Temperature
327 sunny days/yr
179
Violent Crime/100K
1,984 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$118,253 median income, 4.0% unemployment
B+
Affordability
3.6 / 5.0
$653,900 home value, $2,325/mo rent
F
Safety
1.0 / 5.0
179 violent crimes/100K
B
Education
3.1 / 5.0
26.1% bachelor's degree or higher
Housing Overview
Median Home Value
$653,900
132% above
US avg: $281,900
Median Rent
$2,325/mo
100% above
US avg: $1,163/mo
Homeownership Rate
64.0%
2% below US avg (65.4%)
Total Housing Units
28,500
Median year built: 1994
Home Value by Source
Census Median
$653,900
Zillow (ZHVI)
$689,558
Median Sale Price
$615,000
Median List Price
$649,450
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
64.0%
Owner-Occupied
36.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,513/mo
1 Bedroom
$1,647/mo
2 Bedroom
$2,053/mo
3 Bedroom
$2,752/mo
4 Bedroom
$3,165/mo
Census median rent:
$2,325/mo
· Zillow rent:
$2,666/mo
Market Indicators (Redfin)
Median Days on Market
29 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
25
Price Drops
23.9%
of listings with price reduction
Price Per Sq Ft
$336
Active Inventory
117
homes for sale
Affordability & Housing Stock
Rent Burden
29.8%
of renters spending 30%+ of income on housing
4% below US avg (31.0%)
Median Year Built
1994
Average age of housing stock: 32 years
Homeownership Rate
64.0%
Complete Housing Data
Home Values
| Census Median Value | $653,900 |
| Zillow Home Value (ZHVI) | $689,558 |
| Median Sale Price | $615,000 |
| Median List Price | $649,450 |
| Price Per Sq Ft | $336 |
Rent
| Census Median Rent | $2,325 |
| Zillow Rent (ZORI) | $2,666 |
| FMR Studio | $1,513 |
| FMR 1-Bedroom | $1,647 |
| FMR 2-Bedroom | $2,053 |
| FMR 3-Bedroom | $2,752 |
| FMR 4-Bedroom | $3,165 |
Market
| Days on Market | 29 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 23.9% |
| Homes Sold | 25 |
| Active Inventory | 117 |
| Price Per Sq Ft | $336 |
Ownership & Stock
| Owner-Occupied | 64.0% |
| Renter-Occupied | 36.0% |
| Homeownership Rate | 64.0% |
| Total Housing Units | 28,500 |
| Median Year Built | 1994 |
| Rent Burden | 29.8% |
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