University CDP (Hillsborough County), FL

Full City Profile · Florida · Pasco County County

2.6 /5.0

C+ Fair

48,868 Population 7,720/sq mi density

$36,483 Median Income $20,209 per capita

$146,400 Home Value $479,389 Zillow

$1,185 Median Rent 40.4% income on rent

74°F Avg Temperature 314 sunny days/yr

316 Violent Crime/100K 3,154 property/100K

C+

Overall

2.6 / 5.0

Fair overall score based on economy, affordability, safety and education

Economy

2.4 / 5.0

$36,483 median income, 3.6% unemployment

Affordability

4.4 / 5.0

$146,400 home value, $1,185/mo rent

Safety

1.0 / 5.0

316 violent crimes/100K

C+

Education

2.6 / 5.0

20.0% bachelor's degree or higher

Cost Overview

Cost of Living Index

103.4

Above national average

100 = US average

Median Monthly Rent

$1,185

2% above US avg

Avg Annual Property Tax

$6,232

78% above US avg ($3,500)

Fair Market Rents (HUD FY2026)

Studio

$1,212

per month

1 Bedroom

$1,296

per month

2 Bedroom

$1,526

per month

3 Bedroom

$1,971

per month

4 Bedroom

$2,261

per month

Childcare Costs

Infant (Center) $974/mo

$11,688/year

Toddler (Center) $736/mo

$8,832/year

Preschool (Center) $714/mo

$8,568/year

Infant (Family) $758/mo

$9,096/year

Toddler (Family) $671/mo

$8,052/year

Preschool (Family) $650/mo

$7,800/year

Healthcare 40 services

Doctor Visit (Primary Care)	$258.50
Specialist Visit	$361.90
Urgent Care Visit	$206.80
Emergency Room Visit	$2,274.80
Dental Cleaning	$134.42
Dental Filling	$258.50
Root Canal	$1,034.00
Dental Crown	$1,240.80
Tooth Extraction	$258.50
Wisdom Teeth Removal	$1,551.00
Teeth Whitening	$517.00
Dental Implant	$4,136.00
Eye Exam	$206.80
Glasses (Prescription)	$361.90
Contact Lenses (Annual)	$258.50 annual
LASIK (Per Eye)	$2,585.00 per eye
X-Ray	$258.50
MRI	$1,551.00
CT Scan	$1,240.80
Ultrasound	$413.60

Blood Test (Basic Panel)	$155.10
Physical Therapy (Session)	$155.10 per session
Chiropractor Visit	$77.55
Dermatologist Visit	$258.50
Mental Health Therapy	$180.95 per session
Psychiatrist Visit	$310.20
Colonoscopy	$2,585.00
Mammogram	$310.20
Knee Replacement	$36,190.00
Hip Replacement	$33,088.00
Cataract Surgery (Per Eye)	$3,619.00 per eye
ACL Surgery	$25,850.00
Appendectomy	$15,510.00
C-Section Delivery	$22,748.00
Normal Childbirth	$13,442.00
Flu Shot	$41.36
COVID Test	$103.40
Prescription (Generic, 30-day)	$15.51 per month
Prescription (Brand, 30-day)	$258.50 per month
Ambulance Ride	$1,240.80

Auto Repair 18 services

Oil Change (Conventional)	$46.53
Oil Change (Synthetic)	$77.55
Brake Pad Replacement	$310.20
Tire Rotation	$41.36
New Tires (Set of 4)	$620.40 set of 4
Battery Replacement	$206.80
Transmission Repair	$3,102.00
AC Repair	$517.00
Windshield Replacement	$361.90

Wheel Alignment	$103.40
Spark Plug Replacement	$206.80
Alternator Replacement	$517.00
Timing Belt Replacement	$723.80
Car Detailing (Full)	$206.80
Towing (Per Mile)	$5.17 per mile
State Inspection	$31.02
Emissions Test	$51.70
Check Engine Diagnostic	$103.40

Home Services 25 services

Plumber (Per Hour)	$103.40 per hour
Electrician (Per Hour)	$93.06 per hour
HVAC Repair	$413.60
HVAC System Install	$7,238.00
Roof Repair	$1,034.00
Roof Replacement	$9,306.00
Interior Painting (Avg Home)	$2,585.00
Exterior Painting (Avg Home)	$3,619.00
Pest Control (One-Time)	$206.80
Pest Control (Annual Plan)	$517.00 annual
Carpet Cleaning (3 Rooms)	$180.95
Lawn Mowing (Per Visit)	$51.70 per visit
Lawn Care (Monthly)	$155.10 monthly

Tree Removal	$827.20
Gutter Cleaning	$206.80
Pressure Washing (House)	$310.20
Foundation Repair	$5,170.00
Kitchen Remodel (Mid-Range)	$31,020.00
Bathroom Remodel (Mid-Range)	$12,408.00
Flooring Install	$8.27 per sq ft
Window Replacement	$672.10 per window
Fence Install (Wood)	$31.02 per ft
Garage Door Replacement	$1,240.80
Water Heater Replacement	$1,551.00
Septic Tank Pumping	$413.60

Legal 12 services

Divorce (Uncontested)	$1,551.00
Divorce (Contested)	$15,510.00
DUI Defense	$5,170.00
Bankruptcy (Chapter 7)	$1,551.00
Will Preparation	$517.00
Trust Preparation	$2,585.00

Real Estate Closing	$2,068.00
Traffic Ticket Defense	$310.20
LLC Formation	$517.00
Immigration Consultation	$310.20
Criminal Defense (Misdemeanor)	$3,102.00
Personal Injury (Contingency)	$34.12 % of settlement

Personal Care 12 services

Men's Haircut	$25.85
Women's Haircut	$56.87
Hair Coloring (Full)	$155.10
Manicure	$25.85
Pedicure	$41.36
Massage (1 Hour)	$82.72 per session

Facial Treatment	$103.40
Gym Membership	$51.70 monthly
Personal Trainer (Session)	$72.38 per session
Dry Cleaning (Suit)	$15.51
Laundromat (Per Load)	$4.14 per load
Spa Day Package	$258.50

Food & Grocery 20 services

Gallon of Milk	$4.24 per gallon
Dozen Eggs	$3.62 per dozen
Loaf of Bread	$3.93
Chicken Breast	$4.65 per lb
Ground Beef	$5.69 per lb
Rice	$1.03 per lb
Bananas	$0.67 per lb
Apples	$1.86 per lb
Coffee	$7.76 per lb
Gasoline	$3.62 per gallon

Fast Food Meal	$10.34
Restaurant Meal (Casual)	$18.61
Restaurant Meal (Fine Dining)	$62.04
Pizza Delivery (Large)	$18.61
Coffee (Cafe Latte)	$5.69
Beer (6-Pack Domestic)	$10.34
Wine (750ml, Mid-Range)	$15.51
Cigarettes (Pack)	$8.79 per pack
Baby Formula (Can)	$25.85
Dog Food (Monthly)	$51.70 monthly

Utilities 8 services

Electricity (Monthly)	$144.76 monthly
Natural Gas (Monthly)	$72.38 monthly
Water/Sewer (Monthly)	$72.38 monthly
Internet (Monthly)	$72.38 monthly

Cell Phone Plan (Monthly)	$67.21 monthly
Cable TV (Monthly)	$87.89 monthly
Trash Collection (Monthly)	$36.19 monthly
Home Insurance (Annual)	$2,068.00 annual

Transportation 8 services

Monthly Parking (Downtown)	$206.80 monthly
Car Insurance (Annual)	$2,068.00 annual
Bus Pass (Monthly)	$72.38 monthly
Taxi/Uber (5-Mile Ride)	$15.51

Car Registration (Annual)	$103.40 annual
Driver's License Renewal	$31.02
Tolls (Monthly Commuter)	$51.70 monthly
Vehicle Property Tax (Annual)	$413.60 annual

Education & Childcare 8 services

Daycare (Infant, Monthly)	$1,240.80 monthly
Daycare (Toddler, Monthly)	$1,034.00 monthly
After-School Care (Monthly)	$413.60 monthly
Tutoring (Per Hour)	$51.70 per hour

SAT/ACT Prep Course	$1,034.00
Private School (K-12, Annual)	$12,925.00 annual
Community College (Annual)	$4,136.00 annual
State University (Annual)	$10,340.00 annual

Pets 9 services

Vet Visit (Routine Checkup)	$62.04
Dog Vaccination (Annual)	$103.40 annual
Dog Grooming	$62.04
Pet Boarding (Per Night)	$41.36 per night
Dog Spay/Neuter	$310.20

Cat Spay/Neuter	$206.80
Pet Emergency Visit	$827.20
Dental Cleaning (Dog)	$413.60
Microchipping	$51.70

Complete Cost Data

Housing Costs

Cost of Living Index	103.4
Median Rent	$1,185
Rent Burden	40.4%
Property Tax (IRS)	$6,232
FMR Studio	$1,212
FMR 1-Bedroom	$1,296
FMR 2-Bedroom	$1,526
FMR 3-Bedroom	$1,971
FMR 4-Bedroom	$2,261

Childcare (Monthly)

Infant (Center)	$974
Toddler (Center)	$736
Preschool (Center)	$714
Infant (Family)	$758
Toddler (Family)	$671
Preschool (Family)	$650

Income Context

Median Income	$36,483
Per Capita Income	$20,209
IRS Avg AGI	$73,646