Median Income
$60,625
19% lower than US avg
Home Value
$151,100
46% lower than US avg
Violent Crime
464/100K
22% higher than US avg
Bachelor's+
24.0%
29% lower than US avg
Median Rent
$842
28% lower than US avg
Obesity Rate
37.8%
18% higher than US avg
Unemployment
4.0%
11% higher than US avg
Poverty Rate
9.4%
24% lower than US avg
How Ursa Compares to the U.S. Average (100% = U.S. avg)
People
Population596
Median Age39.7 yrs
Density864/mi²
Male / Female52% / 48%
Largest GroupWhite 92%
Veterans14.7%
Economy
B+
Median Income$60,625
Per Capita$30,166
Unemployment4.0%
Poverty9.4%
County GDP$308M
Commute22 min
Housing
A+
Home Value$151,100
Rent$842
Ownership72.3%
Zillow$188,901
Housing Units262
Rent Burden41.3%
Crime
F
Violent464/100K
Property3,327/100K
Health
Obesity37.8%
Uninsured7.5%
Smoking15.3%
Depression24.5%
Heart Disease5.4%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Sunny Days282/yr
Elevation592 ft (180 m)
Education
C+
Bachelor's+24.0%
High School+95.6%
Graduate+2.3%
School Score5.34
Community
2024 VoteR 80% / D 19%
Commute22 min
Broadband89.2%
EV Stations7
Libraries4
Is Ursa a Good Place to Live?
Based on current data, Ursa receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine, high health insurance coverage. Ursa offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Ursa is $60,625, 19% below the national average of $75,149. Unemployment stands at 4.0%, indicating a healthy job market. 9.4% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Ursa is $151,100, 46% below the national median / offering relatively affordable homeownership. Renters pay a median of $842 per month, below the national average / a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 464 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 3,327 per 100,000, 70% above the national average.
Education
24.0% of residents hold a bachelor's degree, below the national average of 33.7%. 95.6% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Ursa experiences four distinct seasons with an average temperature of 52°F. Winters average 25°F in January while summers reach 76°F in July. With 282 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 43.
Ursa has a population of 596 with a density of 864 people per square mile, spread across 0.7 square miles. The median age is 39.7 years, 2% older than the national median of 38.9. The gender split is 47.8% female and 52.2% male. The city is predominantly White (92.1%), with 1.2% Hispanic. English is the primary language spoken at home by 99.6% of residents. 14.7% of the population are veterans, above the national rate of 6.0%. 17.2% of residents have a disability (above the 13.0% national average). 98.9% have health insurance coverage.
Population
39.7yrs
Median Age
2% above US avg
Language Spoken at Home
English Only
99.6%
27% above US avg
Spanish
0.4%
97% below US avg
The median household income in Ursa is $60,625, which is 19% below the national average of $75,149. Per capita income is $30,166 (below the $39,052 national figure). The average weekly wage is $833, 42% lower than the U.S. average. The unemployment rate is 4.0% (above the 3.6% US average). 9.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 246 business establishments, including 14 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 7.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $60,625 |
| 19% below US avg |
| Per Capita Income | $30,166 |
| Avg Weekly Wage | $833 |
| IRS Avg AGI | $58,729 |
| Gini Index | 0.439 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.0% |
| 11% above US avg |
| Poverty Rate | 9.4% |
| 24% below US avg |
| Establishments (County) | 246 |
| County GDP | $308M |
Business (County)
| Restaurants | 14 |
| Healthcare | 30 |
| Retail | 27 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $1,957 |
| 44% below US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 1.30% |
Commute & Transportation
| Commute Time | 21.7 min |
| Drive Alone | 87.4% |
| Public Transit | 0.0% |
| Work from Home | 7.3% |
The median home value in Ursa is $151,100, 46% below the national median of $281,900. Zillow estimates the typical home value at $188,901, higher than the Census estimate. Monthly rent averages $842 (28% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 72.3% of housing units are owner-occupied (above the 65.4% national rate). There are 262 total housing units in the city. The median year a home was built is 1967. The average annual property tax is $1,957 (lower than the $3,500 national average). 41.3% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $151,100 |
| 46% below US avg |
| Zillow ZHVI | $188,901 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $842 |
| 28% below US avg |
| Rent Burden | 41.3% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 72.3% |
| Owner-Occupied | 72.3% |
| Renter-Occupied | 27.7% |
| Housing Units | 262 |
| Median Year Built | 1967 |
Property Tax
| Avg Tax (IRS) | $1,957 |
| 44% below US avg |
| Effective Rate | 1.30% |
In Ursa, 37.8% of adults are obese, above the national rate of 32.1%. 9.3% have diabetes. Heart disease affects 5.4% of residents. 31.0% have high blood pressure. 15.3% are current smokers. 21.3% report binge drinking. 22.1% are physically inactive. 24.5% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 7.5% of residents lack health insurance. The primary care physician ratio is 1:5,000. The dentist ratio is 1:9,891. 29.8% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.
Health Metrics: Ursa vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.8% |
| 18% above US avg |
| Diabetes | 9.3% |
| Heart Disease | 5.4% |
| High Blood Pressure | 31.0% |
| Asthma | 10.7% |
| COPD | 6.7% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.3% |
| 9% above US avg |
| Binge Drinking | 21.3% |
| Physical Inactivity | 22.1% |
| Depression | 24.5% |
| Mental Distress | 18.9% |
| Physical Distress | 12.6% |
| Short Sleep | 38.1% |
Healthcare Access
| Insurance Rate | 98.9% |
| Uninsured | 7.5% |
| 13% below US avg |
| Primary Care | 1:5,000 |
| Dentists | 1:9,891 |
| Mental Health | 1:2,454 |
| Checkup Rate | 75.2% |
| Dental Visits | 61.2% |
| Premature Death | 9,061/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 29.8% |
| Healthcare Facilities | 30 |
Ursa has a violent crime rate of 464 per 100,000 residents, 22% above the national average of 380. Property crime stands at 3,327 per 100,000, 70% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Ursa receives a safety grade of F.
Crime Rates: Ursa vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 463.7/100K |
| 22% above US avg |
| |
Property Crime
| Total Property | 3,326.7/100K |
| 70% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Ursa experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 25°F in January while summers reach 76°F in July. The area gets 282 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 592 feet.
Temperature
25°F Jan (-4°C)
76°F Jul (24°C)
| Annual Average | 52.0°F |
| 4% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 282 days/yr |
Geography
| Elevation | 592 ft (180 m) |
| Area | 0.7 sq mi (1.8 km²) |
| Population Density | 864/sq mi |
| Coordinates | 40.0742°N, 91.3724°W |
| Timezone | America/Chicago |
| County | Lewis County County |
| Nearest Airport | Quincy Regional-Baldwin Field (UIN)
13 miles away |
Precipitation & Snow
Wettest Month (Jul)
4.65"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 27.4 / 100 |
| Social Vulnerability | 52.4 / 100 |
| Community Resilience | 21.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.6 on Sep 19, 2024.
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
78 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
139 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
412 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 11 fatalities, 268 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 12, 2006 |
EF4 |
98 km |
0 |
| May 13, 1995 |
EF4 |
97 km |
0 |
| May 13, 1995 |
EF4 |
57 km |
0 |
| Apr 20, 1973 |
EF4 |
96 km |
1 |
| Apr 4, 2023 |
EF3 |
94 km |
0 |
| May 27, 2019 |
EF3 |
85 km |
0 |
| May 10, 2003 |
EF3 |
54 km |
0 |
| Apr 8, 1999 |
EF3 |
31 km |
0 |
| Jun 21, 1981 |
EF3 |
65 km |
1 |
| Apr 13, 1974 |
EF3 |
79 km |
0 |
| Apr 13, 1974 |
EF3 |
24 km |
0 |
| Sep 30, 1973 |
EF3 |
41 km |
0 |
| May 1, 1973 |
EF3 |
49 km |
2 |
| Apr 20, 1973 |
EF3 |
70 km |
0 |
| Apr 16, 1967 |
EF3 |
93 km |
2 |
| Jan 24, 1967 |
EF3 |
66 km |
1 |
| Jan 24, 1967 |
EF3 |
98 km |
1 |
| Aug 25, 1965 |
EF3 |
89 km |
0 |
| Apr 21, 1964 |
EF3 |
67 km |
0 |
| May 14, 1961 |
EF3 |
40 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
1.5 in |
Coldest |
| February |
30°F (-1°C) |
1.4 in |
Driest |
| March |
41°F (5°C) |
3.0 in |
|
| April |
53°F (12°C) |
3.6 in |
|
| May |
64°F (18°C) |
4.5 in |
|
| June |
73°F (23°C) |
3.8 in |
|
| July |
76°F (24°C) |
4.7 in |
Warmest, Wettest |
| August |
75°F (24°C) |
3.6 in |
|
| September |
67°F (19°C) |
4.5 in |
|
| October |
55°F (13°C) |
3.1 in |
|
| November |
42°F (5°C) |
2.8 in |
|
| December |
30°F (-1°C) |
2.2 in |
|
Ursa has a seasonal temperature swing of 51°F / from 25°F in January to 76°F in July. Total annual precipitation is 38.5 inches, with July being the wettest month (4.7") and February the driest (1.4").
Average costs for common services in Ursa. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Ursa
What is the population of Ursa?
Ursa has a population of 596 residents and is located in Illinois. The population density is 864 people per square mile, spread across 0.7 square miles. The median age of residents is 39.7 years. The population is 47.8% female and 52.2% male.
Is Ursa expensive to live in?
Ursa has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $60,625, 19% below the national average of $75,149. The median home value is $151,100 (46% below the U.S. median). Renters pay a median of $842 per month, below the national average of $1,163. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
Is Ursa safe?
The violent crime rate in Ursa is 464 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 3,327 per 100,000 (above the national average). Overall, Ursa receives a safety grade of F based on combined crime data.
What is the weather like in Ursa?
Ursa has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 76°F in July. The area receives 282 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Ursa?
Ursa has a healthy job market with an unemployment rate of 4.0%, near the national average of 3.6%. The average weekly wage is $833. There are 246 business establishments in the area, including 14 restaurants and food service locations. The average commute time is 22 minutes, and 7.3% of workers work from home.
How much does housing cost in Ursa?
The median home value in Ursa is $151,100. Zillow estimates the typical home value at $188,901. For renters, the median monthly rent is $842. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 72.3%. The average annual property tax is $1,957.
How are the schools in Ursa?
Schools in Ursa score 5.3 out of 10 on standardized testing, near the national average. 24.0% of adults in Ursa hold a bachelor's degree or higher, below the national average of 33.7%. 95.6% have completed high school. 2.3% hold a graduate or professional degree.
How healthy is Ursa?
The obesity rate in Ursa is 37.8% (above the national rate of 32.1%). 15.3% of adults are smokers. 22.1% are physically inactive. 24.5% of residents report depression. 7.5% lack health insurance. 29.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,000.
What is transportation like in Ursa?
The average commute in Ursa is 22 minutes, shorter than the national average of 28 minutes. 87.4% of workers drive alone to work, and 7.3% work from home.
What are the demographics of Ursa?
The racial and ethnic makeup of Ursa is 92.1% White, 0.8% Black or African American, 1.2% Hispanic or Latino. 99.6% of residents speak only English at home. 14.7% of the population are military veterans. 17.2% of residents have a disability. 98.9% have health insurance coverage.
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