Median Income
$86,250
15% higher than US avg
Home Value
$184,200
35% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
26.1%
23% lower than US avg
Median Rent
$1,075
8% lower than US avg
Obesity Rate
35.2%
10% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Utica Compares to the U.S. Average (100% = U.S. avg)
People
Population218
Median Age34.1 yrs
Density220/mi²
Male / Female55% / 45%
Largest GroupWhite 96%
Veterans6.3%
Economy
A+
Median Income$86,250
Per Capita$37,920
Unemployment0.0%
Poverty0.0%
County GDP$2,964M
Commute23 min
Housing
A+
Home Value$184,200
Rent$1,075
Ownership87.4%
Zillow$377,233
Housing Units89
Rent Burden18.0%
Crime
Violent0/100K
Property0/100K
Health
Obesity35.2%
Uninsured8.2%
Smoking14.5%
Depression25.5%
Heart Disease5.1%
Climate
Avg Temp45°F (7°C)
AQI36 (Good)
Rain36.9 in/yr
Sunny Days260/yr
Elevation1,170 ft (357 m)
Education
B
Bachelor's+26.1%
High School+93.3%
Graduate+3.4%
School Score6.04
Community
2024 VoteR 52% / D 47%
Commute23 min
Broadband95.0%
EV Stations1
Libraries2
Is Utica a Good Place to Live?
Based on current data, Utica receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Utica stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Utica is $86,250, 15% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Utica is $184,200, 35% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,075 per month. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Utica is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
26.1% of residents hold a bachelor's degree, below the national average of 33.7%. 93.3% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Utica has a cool climate with an average annual temperature of 45°F. Winters average 15°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.9 inches. Air quality is rated Good with a median AQI of 36.
Utica has a population of 218 with a density of 220 people per square mile, spread across 0.9 square miles. The median age is 34.1 years, 12% younger than the national median of 38.9. The gender split is 45.4% female and 54.6% male. The city is predominantly White (96.3%), with 1.4% Hispanic. English is the primary language spoken at home by 97.8% of residents. 6.3% of the population are veterans. 18.7% of residents have a disability (above the 13.0% national average). 90.9% have health insurance coverage.
Population
34.1yrs
Median Age
12% below US avg
Language Spoken at Home
English Only
97.8%
25% above US avg
Spanish
2.2%
84% below US avg
The median household income in Utica is $86,250, which is 15% above the national average of $75,149. Per capita income is $37,920. The average weekly wage is $1,016, 29% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,256 business establishments, including 129 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 6.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $86,250 |
| 15% above US avg |
| Per Capita Income | $37,920 |
| Avg Weekly Wage | $1,016 |
| IRS Avg AGI | $71,301 |
| Gini Index | 0.435 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,256 |
| County GDP | $2,964M |
Business (County)
| Restaurants | 129 |
| Healthcare | 135 |
| Retail | 141 |
| Manufacturing | 99 |
Tax & Cost of Living
| Property Tax (IRS) | $3,717 |
| 6% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.02% |
Commute & Transportation
| Commute Time | 22.9 min |
| Drive Alone | 74.8% |
| Public Transit | 2.4% |
| Work from Home | 6.5% |
The median home value in Utica is $184,200, 35% below the national median of $281,900. Zillow estimates the typical home value at $377,233, higher than the Census estimate. Monthly rent averages $1,075 (8% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 87.4% of housing units are owner-occupied (above the 65.4% national rate). There are 89 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $3,717. 18.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $184,200 |
| 35% below US avg |
| Zillow ZHVI | $377,233 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,075 |
| 8% below US avg |
| Rent Burden | 18.0% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 87.4% |
| Owner-Occupied | 87.4% |
| Renter-Occupied | 12.6% |
| Housing Units | 89 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $3,717 |
| 6% above US avg |
| Effective Rate | 2.02% |
In Utica, 35.2% of adults are obese, above the national rate of 32.1%. 8.7% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 27.7% have high blood pressure. 14.5% are current smokers. 21.5% report binge drinking. 22.3% are physically inactive. 25.5% report depression (above the 20.0% national average). 17.0% experience frequent mental distress. 8.2% of residents lack health insurance. The primary care physician ratio is 1:2,757. The dentist ratio is 1:1,499. 92.5% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Health Metrics: Utica vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.2% |
| 10% above US avg |
| Diabetes | 8.7% |
| Heart Disease | 5.1% |
| High Blood Pressure | 27.7% |
| Asthma | 10.3% |
| COPD | 5.1% |
| Cancer | 7.1% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 14.5% |
| 4% above US avg |
| Binge Drinking | 21.5% |
| Physical Inactivity | 22.3% |
| Depression | 25.5% |
| Mental Distress | 17.0% |
| Physical Distress | 11.2% |
| Short Sleep | 29.3% |
Healthcare Access
| Insurance Rate | 90.9% |
| Uninsured | 8.2% |
| 5% below US avg |
| Primary Care | 1:2,757 |
| Dentists | 1:1,499 |
| Mental Health | 1:398 |
| Checkup Rate | 71.0% |
| Dental Visits | 66.8% |
| Premature Death | 5,475/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 92.5% |
| Healthcare Facilities | 135 |
Utica has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. The county recorded 5 fatal traffic crashes.
Crime Rates: Utica vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 130 |
| Avg Accident Severity | 2.1 / 4.0 |
Safety Score
Utica has a cool climate with an average annual temperature of 45°F (7°C). Winters average 15°F in January while summers reach 71°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 36.9 inches. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,170 feet.
Temperature
15°F Jan (-9°C)
71°F Jul (22°C)
| Annual Average | 44.8°F |
| 17% below US avg |
| January Average | 15°F (-9°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,170 ft (357 m) |
| Area | 0.9 sq mi (2.4 km²) |
| Population Density | 220/sq mi |
| Coordinates | 43.9772°N, 91.9495°W |
| Timezone | America/Chicago |
| County | Winona County County |
| Nearest Airport | Rochester International (RST)
28 miles away |
Precipitation & Snow
Annual Rainfall
36.9"
3% below US avg
Wettest Month (Jul)
4.29"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 69.5 / 100 |
| Social Vulnerability | 30.3 / 100 |
| Community Resilience | 88.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
395 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 4 fatalities, 175 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 12, 1971 |
EF4 |
92 km |
0 |
| Sep 16, 1962 |
EF4 |
40 km |
0 |
| May 10, 1953 |
EF4 |
69 km |
2 |
| Jun 17, 2010 |
EF3 |
95 km |
0 |
| Jun 11, 2004 |
EF3 |
80 km |
0 |
| May 15, 1998 |
EF3 |
67 km |
0 |
| Aug 27, 1994 |
EF3 |
86 km |
2 |
| Jul 19, 1994 |
EF3 |
79 km |
0 |
| Jul 27, 1987 |
EF3 |
90 km |
0 |
| Jun 5, 1980 |
EF3 |
68 km |
0 |
| May 5, 1965 |
EF3 |
53 km |
0 |
| May 26, 1959 |
EF3 |
42 km |
0 |
| Sep 12, 1951 |
EF3 |
73 km |
0 |
| Apr 12, 2022 |
EF2 |
75 km |
0 |
| May 22, 2011 |
EF2 |
47 km |
0 |
| May 22, 2011 |
EF2 |
77 km |
0 |
| Jul 14, 2010 |
EF2 |
93 km |
0 |
| Jun 17, 2010 |
EF2 |
92 km |
0 |
| Jun 17, 2009 |
EF2 |
91 km |
0 |
| Jul 8, 1999 |
EF2 |
5 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: BEAVER CUTOFF (982 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
BEAVER CUTOFF |
982 |
20 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
15°F (-9°C) |
0.9 in |
Coldest |
| February |
19°F (-7°C) |
0.8 in |
Driest |
| March |
31°F (-0°C) |
1.9 in |
|
| April |
46°F (8°C) |
3.0 in |
|
| May |
58°F (15°C) |
3.9 in |
|
| June |
67°F (20°C) |
4.2 in |
|
| July |
71°F (22°C) |
4.3 in |
Warmest, Wettest |
| August |
69°F (20°C) |
4.2 in |
|
| September |
60°F (16°C) |
4.0 in |
|
| October |
49°F (9°C) |
2.5 in |
|
| November |
33°F (0°C) |
1.8 in |
|
| December |
19°F (-7°C) |
1.3 in |
|
Utica has a seasonal temperature swing of 55°F / from 15°F in January to 71°F in July. Total annual precipitation is 32.7 inches, with July being the wettest month (4.3") and February the driest (0.8").
Average costs for common services in Utica. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $914 |
| Toddler | $853 |
| Preschool | $787 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Utica
What is the population of Utica?
Utica has a population of 218 residents and is located in Minnesota. The population density is 220 people per square mile, spread across 0.9 square miles. The median age of residents is 34.1 years, which is younger than the national median of 38.9 years. The population is 45.4% female and 54.6% male.
Is Utica expensive to live in?
Utica has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $86,250, 15% above the national average of $75,149. The median home value is $184,200 (35% below the U.S. median). Renters pay a median of $1,075 per month. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Utica safe?
Utica is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Utica?
Utica has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 15°F in January, while summers reach an average of 71°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 36.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Utica?
The job market in Utica is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,016. There are 1,256 business establishments in the area, including 129 restaurants and food service locations. The average commute time is 23 minutes, and 6.5% of workers work from home.
How much does housing cost in Utica?
The median home value in Utica is $184,200. Zillow estimates the typical home value at $377,233. For renters, the median monthly rent is $1,075. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 87.4%. The average annual property tax is $3,717.
How are the schools in Utica?
Schools in Utica score 6 out of 10 on standardized testing, near the national average. 26.1% of adults in Utica hold a bachelor's degree or higher, below the national average of 33.7%. 93.3% have completed high school. 3.4% hold a graduate or professional degree.
How healthy is Utica?
The obesity rate in Utica is 35.2% (above the national rate of 32.1%). 14.5% of adults are smokers. 22.3% are physically inactive. 25.5% of residents report depression. 8.2% lack health insurance. 92.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,757.
What is transportation like in Utica?
The average commute in Utica is 23 minutes, shorter than the national average of 28 minutes. 74.8% of workers drive alone to work, 2.4% use public transit, and 6.5% work from home.
What are the demographics of Utica?
The racial and ethnic makeup of Utica is 96.3% White, 1.4% Hispanic or Latino. 97.8% of residents speak only English at home. 6.3% of the population are military veterans. 18.7% of residents have a disability. 90.9% have health insurance coverage.
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