Waterford, CA
Full City Profile · California · Merced County County
2.6
/5.0
C+
Fair
9,177
Population
3,889/sq mi density
$73,092
Median Income
$25,530 per capita
$372,900
Home Value
$423,739 Zillow
$1,567
Median Rent
27.0% income on rent
63°F
Avg Temperature
330 sunny days/yr
144
Violent Crime/100K
1,585 property/100K
C+
Overall
2.6 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$73,092 median income, 3.8% unemployment
B+
Affordability
3.8 / 5.0
$372,900 home value, $1,567/mo rent
F
Safety
1.0 / 5.0
144 violent crimes/100K
D
Education
1.6 / 5.0
8.1% bachelor's degree or higher
Income Overview
Median Household Income
$73,092
3% below
US avg: $75,149
Per Capita Income
$25,530
35% below
US avg: $39,052
Unemployment Rate
3.8%
6% above
US avg: 3.6%
Poverty Rate
11.8%
5% below
US avg: 12.4%
Income Comparison: Waterford vs. U.S. Average
Each bar shows Waterford’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$73,092
97%
Per Capita
US: $39,052
$25,530
65%
IRS Avg AGI
US: $72,000
$57,281
80%
Avg Weekly Wage
US: $1,432
$1,057
74%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,057
26% below US avg ($1,432)
Mean Commute Time
29 min
3% above US avg (28 min)
Work From Home
4.7%
69% below US avg (15.2%)
Drive Alone
73.1%
0% below US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$13,282M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
73.1%
Public Transit
0%
Work From Home
4.7%
Other
22.2%
Average commute time
29 minutes
US avg: 28 min
Business Landscape
Total Establishments
8,584
Restaurants
403
Healthcare
479
Retail
547
Manufacturing
116
Tax & Financial
IRS Avg Adjusted Gross Income
$57,281
20% below US avg ($72,000)
Avg Property Tax
$4,616
32% above US avg ($3,500)
Cost of Living Index
110.7
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $73,092 |
| Per Capita Income | $25,530 |
| IRS Avg Adjusted Gross Income | $57,281 |
| Avg Weekly Wage | $1,057 |
| County GDP | $13,282M |
Hardship Indicators
| Unemployment Rate | 3.8% |
| Poverty Rate | 11.8% |
| Gini Coefficient | 0.458 |
| Cost of Living Index | 110.7 |
Commute
| Mean Commute | 29 minutes |
| Drive Alone | 73.1% |
| Public Transit | 0.0% |
| Work From Home | 4.7% |
Businesses
| Total Establishments | 8,584 |
| Restaurants | 403 |
| Healthcare | 479 |
| Retail | 547 |
| Manufacturing | 116 |
Tax
| IRS Avg AGI | $57,281 |
| Avg Property Tax | $4,616 |
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