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Waterford, CA
Full City Profile · California · Merced County County
2.6
/5.0
C+
Fair
9,177
Population
3,889/sq mi density
$73,092
Median Income
$25,530 per capita
$372,900
Home Value
$423,739 Zillow
$1,567
Median Rent
27.0% income on rent
63°F
Avg Temperature
330 sunny days/yr
144
Violent Crime/100K
1,585 property/100K
C+
Overall
2.6 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$73,092 median income, 3.8% unemployment
B+
Affordability
3.8 / 5.0
$372,900 home value, $1,567/mo rent
F
Safety
1.0 / 5.0
144 violent crimes/100K
D
Education
1.6 / 5.0
8.1% bachelor's degree or higher
Housing Overview
Median Home Value
$372,900
32% above
US avg: $281,900
Median Rent
$1,567/mo
35% above
US avg: $1,163/mo
Homeownership Rate
53.8%
18% below US avg (65.4%)
Total Housing Units
2,648
Median year built: 1989
Home Value by Source
Census Median
$372,900
Zillow (ZHVI)
$423,739
Median Sale Price
$436,500
Median List Price
$447,900
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
53.8%
Owner-Occupied
46.2%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,513/mo
1 Bedroom
$1,647/mo
2 Bedroom
$2,053/mo
3 Bedroom
$2,752/mo
4 Bedroom
$3,165/mo
Census median rent:
$1,567/mo
Market Indicators (Redfin)
Median Days on Market
27 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
6
Price Drops
40.0%
of listings with price reduction
Price Per Sq Ft
$251
Active Inventory
10
homes for sale
Affordability & Housing Stock
Rent Burden
27.0%
of renters spending 30%+ of income on housing
13% below US avg (31.0%)
Median Year Built
1989
Average age of housing stock: 37 years
Homeownership Rate
53.8%
Complete Housing Data
Home Values
| Census Median Value | $372,900 |
| Zillow Home Value (ZHVI) | $423,739 |
| Median Sale Price | $436,500 |
| Median List Price | $447,900 |
| Price Per Sq Ft | $251 |
Rent
| Census Median Rent | $1,567 |
| FMR Studio | $1,513 |
| FMR 1-Bedroom | $1,647 |
| FMR 2-Bedroom | $2,053 |
| FMR 3-Bedroom | $2,752 |
| FMR 4-Bedroom | $3,165 |
Market
| Days on Market | 27 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 40.0% |
| Homes Sold | 6 |
| Active Inventory | 10 |
| Price Per Sq Ft | $251 |
Ownership & Stock
| Owner-Occupied | 53.8% |
| Renter-Occupied | 46.2% |
| Homeownership Rate | 53.8% |
| Total Housing Units | 2,648 |
| Median Year Built | 1989 |
| Rent Burden | 27.0% |